Insurance Underwriter Cover Letter Example

A cover letter lets you describe your traits in your own words that reflect a link between your field knowledge and related work experiences to the employer. Your Insurance Underwriter Cover Letter must show comprehensive knowledge of insurance products and excellent numeracy skills. Our career expert has highlighted comparable skills in the below shared Insurance Underwriter Cover Letter Sample.

The role of an Insurance Underwriter is to screen applicants’ credibility, conduct background checks, perform audits, etc. He is required to calculate the risk involved and accordingly decide to approve or deny the proposals.

Insurance Underwriter Cover Letter example

What to Include in a Insurance Underwriter Cover Letter?

Roles And Responsibilities

A few of the job duties of an Insurance Underwriter are outlined below:

Education & Skills

Insurance Underwriter Skills:

  • Excellent communication and interpersonal skills in order to coordinate with clients and colleagues.
  • Analytical skills to determine the breadth of risk involved for the company and policyholders.
  • Technical competency to make use of the relevant software to perform various operations.
  • Attentiveness to details to assess and scrutinize the documents and applications thoroughly.
  • Ability to maintain adherence to the company’s rules and policies.

Insurance Underwriter Educational Requirements:

  • Bachelor’s degree in mathematics, finance, or similar background.
  • Post-graduation in a relevant stream is preferred by some employers.
  • 3-4 years of prior experience in the insurance sector is beneficial.
  • Professional certification in the related program is a plus.
  • Proficiency with various computer applications and software technology.
  • Strong grasp over mathematics to perform calculations like unearned premium amounts, etc.
  • Solid understanding of state and federal guidelines.

Insurance Underwriter Cover Letter Example (Text Version)

Dear Mr./Ms.,

Upon hearing your requirement for Insurance Underwriter, I felt compelled to submit my job application for the same. My expertise lies in offering exceptional customer service, along with conducting risk and credit assessments. With the experience of 3+ years, I am confident of surpassing your job expectations.

Here’s the highlight of my current work responsibilities for you to review:

  • Assess and evaluate the applications for insurance policies.
  • Ascertain the extent of risk when compared to the guidelines of the available policies.
  • Answer the client’s inquiries over phone calls and emails.
  • Develop quotations and submissions.
  • Provide assistance to coworkers in resolving complex issues.
  • Handle the policy cancellation process.
  • Guide and train the new associates.
  • Conduct field audits, surveys, and inspections and thereafter implement suitable decisions.

I have developed superior reviewing life insurance applications and pass my approval or rejection based on my risk evaluation. I tend to process insurance renewal, cancellation, and endorsements. I have successfully minimized losses and improved revenue generation for the current firm.

Superb negotiation and persuasion, unparalleled decision-making, and outstanding time management are the traits that make me well-positioned to become your next Insurance Underwriter.

Thank you for considering me as a prospective candidate for the vacant profile. I am attaching my updated resume to provide advanced information about my educational qualification and professional achievements. I would truly appreciate a further chance to explain my related strengths.

Best Regards,
[Your Name]


You must elaborate on your great negotiation, persuasion, and customer-service-oriented attitude to build trust in the potential hiring manager’s eyes.

We have provided a classic example of an Insurance Underwriter Resume Sample with the set of frequently required skills for the particular job role.



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