Insurance Underwriter Resume Samples

An Insurance Underwriter is responsible for analyzing risks in insurance policies and proposals. The job description includes determining the policy’s terms and conditions and assisting in calculating premiums. A well-crafted Insurance Underwriter Resume mentions the following core tasks and duties – examining proposals, collecting background information, determining premiums, analyzing statistical data, writing quotes; preparing terms and conditions; deciding the policy wordings; and performing insurance premium related tasks.

To take up this role as an Underwriter, the person should possess certain basic skills and qualifications such as – a flair for insurance and risk management, strong financial knowledge, strong written and verbal communication skills, hands-on experience in the finance sector; and knowledge of principles and policies governing the insurance sector. The education that is required to get into this role includes a degree in Arts or Management.

 

Insurance Underwriter Resume example

Insurance Underwriter Resume

Objective : Seeking an Insurance Underwriter position with an outstanding career opportunity that will offer a rewarding work environment along with a winning team that will fully utilize management skills.

Skills : MS Office, Management Skills, Communication Skills.

Description :

    1. Interviewed clients and take their calls to provide customer service and obtain information on claims.
    2. Processed and recorded new insurance policies and claims.
    3. Corresponded with insured or agent to obtain information or inform them account status or changes.
    4. Reviewed and verified data, such as age, name, address, and principal sum and value of property on insurance applications and policies.
    5. Collected initial premiums and issue receipts.
    6. Notified insurance agent and accounting department of policy cancellation.
    7. Calculated premiums, refunds, commissions, adjustments, and new reserve requirements, using insurance rate standards.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Assistant


Insurance Underwriter Resume

Headline : Insurance Underwriter is a professional with more than 10 years of experience in client relations and problem-solving. A highly organized and efficient individual who performs well in a fast-paced, detail-oriented environment. Provides exemplary customer service for clients and companies.

Skills : Management, MS Office.

Description :

    1. Negotiated and created underwriting agreements Create exclusivity agreements Analyze insurance applications.
    2. Approved or deny applications based Conduct independent investigations of applicants.
    3. Performed background checks.
    4. Worked with appraisers to determine value of items.
    5. Determined proper premiums and policy terms.
    6. Set specific policy terms and conditions.
    7. Ensured the insurance company charges just the right amount for the coverage it provides.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Associate's


Insurance Underwriter Resume

Summary : Enthusiastic with a passionate drive. Hard-working, responsible, and dependable. Excellent under pressure and high paced situations. Skilled at consulting with clients seeking assistance with troubleshooting. Excellent leadership and team-building skills. Adaptable to transitions between small and large tasks and susceptible to change. Excellent comprehension and retention.

Skills : Microsoft Office, Risk Management.

Description :

    1. Underwrote auto and homeowner policies throughout CA, AZ, WA, OR, UT and NM.
    2. Carefully reviewed all data and determined eligibility and/or premiums.
    3. Traveled throughout the region with marketing staff to meet new and existing agents.
    4. Trained new underwriters in company policies, guidelines and procedures.
    5. Completed Emerging Leaders Program.
    6. Analyzed risk assessment Quote prices.
    7. Evaluated the accuracy and quality of data entered into the agency management system.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
B.A.

Insurance Underwriter Resume

Summary : Several years of management skills developed while working in the engineering field and owning a business. Currently working in the insurance and financial services field and have mentored many new professionals.

Skills : Microsoft Office, Peoplesoft Financials.

Description :

    1. Calculated quotes and educated potential clients on insurance options.
    2. Tracked the progress of all outstanding insurance claims.
    3. Conducted annual reviews of existing policies to update information.
    4. Mentored 12 entry-level brokers.
    5. Followed up with customers on unresolved issues.
    6. Addressed an average of 10 customer inquiries and complaints each week.
    7. Met with prospective customers and business owners in their homes, businesses and other settings.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Bachelor's

Insurance Underwriter Resume

Summary : Insurance Underwriter is responsible for speaking with State Farm Agents and their team members and production areas that process applications. You must be flexible regarding placement, as you may be placed in any role or functional area based on business needs.

Skills : Management SKills, Organizing SKills.

Description :

    1. Analyzed and reviewed lines of business to develop recommendations and assist in achieving and maintaining a profitable book of business.
    2. Responsible for acceptance continuation, proper pricing, placement and termination of risk or other policy limitations within assigned levels of authority.
    3. Served as a resource to agency leadership and agents in support of company programs.
    4. Consulted/communicated/advised Agents and policyholders on company and industry policies in their assigned area regarding loss mitigation, loss control; and marketing opportunities.
    5. Monitored team production and status and may perform quality control checks, advising management of concerns.
    6. Prepared for or represent the company at industry meetings, committees, examinations, and arbitration hearings and trials.
    7. Successfully completed the training program.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Associate's

Insurance Underwriter Resume

Summary : Highly motivated multi-tasking team player with vast experience in customer service, the food industry, insurance, and retail seeking full or part-time employment.

Skills : Quick Books, Microsoft Office, Filing, Scanners, Faxing, Payroll, Human Resources, Billing And Payments, Collectiions.

Description :

    1. Experienced as an Underwriter for Idaho's largest Workers Compensation carrier providing information for compliance with Idaho Workers Compensation Law Review, interpret, and maintain knowledge of legal Idaho codes and rules for workers compensation insurance.
    2. Provided wide range of customer service, applying diplomacy and assertiveness to obtain extensive business information for policy coverage.
    3. Quoted applications, processing policies, endorsements and certificates of insurance.
    4. Communicated by means telephone, walk in appointments or onsite inspection meetings with clients, Insurance Agents, Legal Officials and other State Agencies.
    5. Represented the State of Idaho or clients in courts of law regarding insurance policy contract disputes and injured workers rights.
    6. Computer trained, processed and experienced with Insurance Programs.
    7. Calculated of premiums, experience modifiers, employee classifications and rates.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
High School Diploma

Insurance Underwriter Resume

Objective : Responsible for Calculating the risk involved as per my company rules,  Preparing and submitting the report to the management, and also Processing mid-term adjustments and cross-selling other products to meet targets and maximize business profit.

Skills : Microsoft Office, Forklift Operator, Heavy Equipment Operator.

Description :

    1. Analyzed financial data.
    2. Evaluated degree of financial risk.
    3. Followed contract, property, or insurance laws.
    4. Gathered relevant financial data.
    5. Identified financial risks to company.
    6. Inspected property.
    7. Reviewed data on insurance applications or policies.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Small Business And Entrepreneur

Insurance Underwriter Resume

Objective : Insurance Underwriter with 3 years of experience in Developing proactive, professional relationships with IronHealth’s distribution partners in order to support their clients and achieve IronHealth’s profitability and growth objectives.

Skills : Fluent speaker of English, Spanish and Korean, 5 years of experience on administrative positions, Experience in Word, Excel, Outlook, Quickbooks.

Description :

    1. Performed edsupport duties as assigned by underwriter or via standard procedures.
    2. Reviewed applications and supplemental underwriting information for discrepancies and material changes from online system submissions and policy.
    3. Performed policy endorsements, cancellations, renewal support and non renewals in accordance with established bulletins and procedures.
    4. Ensured all transactions are processed in accordance with regulatory requirements.
    5. Rated submissions and endorsements to support rate structure proposed by underwriter and provide the underwriter with all of the underwriting data required to evaluate the risk.
    6. Acted as liaison between various departments and Underwriting to ensure policies are issued correctly and premiums are booked and billed properly.
    7. Supported underwriting audit and forensic audit process and procedures.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Some College In Liberal Arts

Insurance Underwriter Resume

Summary : Hardworking, organized, Insurance Underwriter professional with a proven background delivering sensible business technology solutions on time and under budget while working as a team member or team leader. 

Skills : Computer Microsoft word, Excel, PowerPoint, Publisher and Graphic Web Design.

Description :

    1. Dealt with a new and existing business, renewals, and mid-term adjustments within the authority.
    2. Provided technical support to other parts of the business & external customers and process a case load of household claims.
    3. Analyzed claims made by policy holders and collected accurate information and documents to proceed with claims.
    4. Advised policy holders on how to proceed with the claim.
    5. Monitored progress of claims and investigating potentially fraudulent claims.
    6. Reviewed loss notices, confirm and interpret policy coverage's.
    7. Handled all aspects of insurance from sales quotation stages to renewals of Household, Travel, Motor and Personal Accident policies.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Level 3 Certificate Chartered Institute Of Personnel Development In Human Resources

Insurance Underwriter Resume

Summary : Experienced and organized Insurance professional with excellent language skills in financial fields. - Experienced in underwriting applications for railroad job insurance - Excellent ability of advising and providing support for field staff and agents. - Expertise in development of training programs and manuals.

Skills : Proficient in Microsoft Office Word, Excel, Power point, Access; Outlook, Adobe Acrobat Bilingual- Spanish.

Description :

    1. Performed the data analysis in the insurance application forms.
    2. Determined the credit worthiness of the applicant from insurance application forms and intriguing cases.
    3. Compared to the status of the applicant according to the state insurance laws and legislation.
    4. Provided training to the junior underwriters and explain them the underwriting policies and strategies.
    5. Prepared the underwriting manuals for the trainees.
    6. Collected the information about the applicants.
    7. Evaluated the applicants based on the underwriting strategies.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Associate Of Science In Science

Insurance Underwriter Resume

Objective : To be dedicated on building, maintaining client relationships, and improving the company's growth by applying transferable skills, extraordinary customer service, adhere to the company's principles, and create accurate and efficient work.

Skills : Word Processing, Microsoft Office, Customer Service, Management, Bookkeeping, Housekeeping, Housekeeping, Excel.

Description :

    1. Handled a high-volume workload within a deadline-driven environment and consistently met or exceeded performance benchmarks in all areas (customer service, speed, accuracy, and volume).
    2. Analyzed clients' claims, electrocardiograms (ECG), blood chemistry profiles, prescription drugs, Attending Physician Statements (APS), financial reports, motor vehicle reports (MVR), and/or criminal background reports determining their eligibility for Life insurance coverage.
    3. Calculated the clients' appropriate risk classes via reinsurance manuals to determine their eligibility for renewals, riders, premium rates, and/or coverage amounts.
    4. Communicated, negotiated, and solved difficult underwriting/new business issues in a timely manner with agents, brokers, customers, and team members via e-mails and telephone.
    5. Consulted with the medical director on medical necessity, medical appropriateness issues/decisions, and appeal review processes.
    6. Led team building activities and medical topic presentations through monthly team meetings.
    7. Followed underwriting procedures and policies for communicating and documenting all offers.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Bachelor Of Science In Health Science

Insurance Underwriter Resume

Summary : To benefit an organization that can use a highly motivated and compassionate individual with excellent organizational and patient relation skills who offers a background with experience in the application of critical thinking, prioritization, decision making, and computer skills.

Skills : Word, Excel, Outlook, Power Point, Customer Service, Microsoft Office.

Description :

    1. Underwrote auto and homeowner policies throughout WA, OR, UT, and NM.
    2. Carefully reviewed all data and determine eligibility and/or premiums.
    3. Improved loss ratio and increased premiums.
    4. Promoted from Associate Underwriter.
    5. Trained new hires as territories expanded in revenue.
    6. Developed my own workload to improve overall efficiency.
    7. Completed Emerging Leaders Program.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
B.A. In Business Administration & Management

Insurance Underwriter Resume

Objective : Insurance Underwriter of Escrow, Mortgage, and Collection agencies for four years. Real Estate Broker and established company with 20 agents across four states. Manager of Athletic Club and Liquor Store/Wine Bar for five years. School secretary for eight years, Insurance Underwriter for the last 14 months.

Skills : Customer Service, Interpersonal Skills, Multitasking.

Description :

    1. Responded to insurance agent's needs and requests.
    2. Solved customer's issues, and answered their inquiries.
    3. Evaluated new insurance applications and in-force business.
    4. Traveled to agency locations to discuss, inform, and train agents about company policies.
    5. Communicated with agents and insureds about issues and concerns.
    6. Acted as a liaison between the agents and Unitrin (e.g. Milwaukee Insurance).
    7. Evaluated agencies' performances and profitability quarterly.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Bachelor Of Arts In Mathematics