Life Underwriter Resume Samples

A Life Underwriter is hired to analyze risk in insurance proposals, and determine policy terms, and calculate premiums based on statistical and actuarial, and background information. A well-drafted Life Underwriter Resume mentions the following core duties and responsibilities – examining insurance proposals, collecting background information and assessments of risk, writing quotes and negotiating the terms with brokers and clients; determining premiums; preparing insurance policy terms and conditions, liaising with insurance brokers and customers, and deciding the wording of policies.

The most sought-after skills for the post include the following – high analytical skills, good math and statistics skills, attention to detail; verbal and written communication skills; IT skills, good judgment skills, and negotiation skills. Other crucial traits are – strong assessing knowledge, and the ability to convince people easily. A degree is commonplace among job applicants.

Life Underwriter Resume example

Life Underwriter Resume

Objective : Seeks to secure a remote position where one can contribute and utilize eighteen years of insurance underwriting experience.

Skills : Inventory Management, Accounting, Marketing, Insurance, and Finance & Leadership Management.

Description :

    1. Supported some of the top producing agents.
    2. Evaluated applications for Life Insurance to determine risk-based medical history, occupational hazards, financial factors, insurable interest, and other information pertinent to the individual's risk assessment.
    3. Interacted with representatives to gather information, explain decisions, provide an appropriate course of action Work with other Departments to help ensure efficient service for customers.
    4. Helped achieve departmental goals and service standards.
    5. Consulted with medical experts and higher underwriting authorities to maintain effective and rapid service.
    6. Continued to improve skills and knowledge to help risk assessment, medical concepts, and customer service.
    7. Assisted less experienced underwriters with guidance.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
BS In Business Administration


Life Underwriter Resume

Summary : Public Affairs Officer with extensive experience in media relations, writing, and editing. Solid background in writing and editing, focusing on news releases, media advisories, press kits, and features. Experienced liaison between all civilian media outlets and state-level public affairs offices. Adept at organizing press conferences and key leader briefs pertaining to major news events.

Skills : Operations Management, Inventory Management, Research.

Description :

    1. Reviewed applications for insurance, analyze risks, and decide whether the company will offer coverage based on potential policy holders' mortality and lifestyle.
    2. Approved applications in a manner that the insurance company can collect premiums based on the clients' medical history and mortality.
    3. Assessed premiums based on detailed medical records, medical tests, and lab result in a manner that allowed insurance coverage for our clients but also placed the insurance company in a position to remain profitable.
    4. Obtained the level of the senior underwriter, which allowed to underwrite higher coverage applications and group coverage.
    5. Responsible for training newly hired underwriters and traveled to different states within the territory to brief agents on new underwriting procedures and guidelines.
    6. Selected by corporate offices to assist in the re-writing of the in-house underwriting manuals.
    7. Used was written and oral communication skills to provide an understanding of the producer's questions or problems, strong ability to explain adverse decisions, as well as attempt to work out equitable solutions.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
BA In Liberal Arts


Life Underwriter Resume

Summary : A top-performing, global-minded insurance professional, with international experience as a prudent underwriter and technical support personnel with a solid background encompassing in Life and Health Insurance business. A dynamic self-driven, result-oriented personality who occupies strong analytical skills, attention to detail, is proactive, puts the customer in the center of all acts, and communicates effectively at all times.

Skills : Insurance, Requirement Elicitation, Business Analysis, UML, BPMN, Used Cases, System Analysis, Insurance IT Analysis, SDLC, Project Management, Estimation, Scrum, Agile, Underwriting, Data Analysis, Life Sciences, Pharmaceutical, Pharmacology.

Description :

    1. Scrutinized, understood and interpreted medical conditions, impairments, and the financial and legal aspects of risk selection and other factors pertaining to acceptability and assessment of Life insurance applications.
    2. Underwriting - risk assessment and management with the prior approval authority limit of $ - MIB Coding (Medical Information Bureau) as per the rules and procedures.
    3. Ensured appropriate risk placements (Swiss Re and Munich Re).
    4. Ensured effective regulatory controls and compliance procedures are implemented and followed.
    5. Ensured reporting implications are appropriately considered and downstream impacts are identified.
    6. Monitored project progress by tracking activity and problem-solving.
    7. Communicated with advisors, intermediaries, clinics, labs, and other authorities on a day-to-day basis for an efficient business flow.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Charted Insurance

Life Underwriter Resume

Headline : An experienced and detail-oriented professional that is driven by helping and supporting others and thrives when part of an organization that embodies the same views. Continue to succeed and grow as a professional in the insurance industry.

Skills : Medical Terminology, Anatomy, Life Office Management, and Health Insurance Association Classes, Customer Service Applications.

Description :

    1. Assessed the risk of Life application - Term and Whole Life.
    2. Ordered and Review personal history interviews.
    3. Ordered additional requirements.
    4. Consulted with medical on complex cases.
    5. Assisted team members in case reviews.
    6. Helped maintain team and corporate goals.
    7. Underwrote life applications for the group, review completed applications' health details to determine if approve, reject, or if medical records or para-medical required based on underwriting guidelines.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Junior
Education
Education
Associate In Business/Medical Office Mid

Life Underwriter Resume

Objective : Experienced health insurance underwriter in a small group, individual, large group, life, and disability, customer service skills, computer experience with different underwriting systems, independent, self-motivated, and team-oriented. Received awards for outstanding performance in underwriting and sales, and assisted in special projects.

Skills : Microsoft Office, Excel, Database, Data Entry, Different Membership, Claims, And Underwriting Systems.

Description :

    1. Personal and business applications for individual life policies to include complete medical and financial underwriting.
    2. Team-oriented work goals.
    3. Personal and business applicants considered up to one million in face amount.
    4. Interpreted of EKG and MIB coding was also utilized.
    5. Remote and office position.
    6. Determined risk based on physical and other investigations.
    7. Reported to the Underwriting Lead.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Agents Licensing Life, Health, And Anulities

Life Underwriter Resume

Objective : Seeking a challenging underwriting position where the opportunity for underwriting growth and development would be provided based on underwriting experience, results, and educational endeavors.

Skills : Customer Service, Writting Skills.

Description :

    1. Experienced in estate and financial planning.
    2. Evaluated life insurance applications using financial and medical information.
    3. Assessed risk of life applications, conversing with agents and applicants regarding decisions made on risk.
    4. Provided preliminary risk assessments for a new business that agent force is wanting to potentially add to their book of business.
    5. Set rates for members of Saving Banks Life Insurance.
    6. Identified process improvements to gain efficiencies in automated and manual underwriting.
    7. Assisted with audit case reviews to ensure underwriting accuracy and quality.
        Years of Experience
        Experience
        2-5 Years
        Experience Level
        Level
        Junior
        Education
        Education
        Graduate Diploma

        Life Underwriter Resume

        Headline : Seeks to obtain a position that will utilize and challenge the professional skills and field experience that have been acquired, while offering positive growth and development within the organization.

        Skills : Process Development, Conflict Resolution, Negotiation Skills Complex Problem Resolution.

        Description :

          1. Market handling the advanced financial case underwriting and the more complex medical risk assessments.
          2. Formal trainee program completed, and life underwriter in the captive agent market.
          3. Reviewed life applications on a daily basis.
          4. Assessed were the risk of blood, urine and vitals, and medical records.
          5. Called the agent/agent's staff with the decision on the table rating and if an excepts could be made.
          6. Analyzed information from multiple sources in risk assessment for insurance contracts, ensuring compliance with government guidelines, involving.
          7. Collaborated with our external underwriters and continue to build into the strength of that relationship.
        Years of Experience
        Experience
        5-7 Years
        Experience Level
        Level
        Executive
        Education
        Education
        Graduate Diploma

        Life Underwriter Resume

        Headline : Highly motivated, results-oriented, self-starter prepared to make an immediate impact. Able to manage time effectively, meet project deadlines, and work independently.

        Skills : Assessments, Strategic Planning, Technical Writing Project Management.

        Description :

          1. Reviewed of prior files, medical records reviewed and rated based on underwriting manual.
          2. Applied smoker or nonsmoker rates along with health issues and according to guidelines accept or reject.
          3. Ensured the deliverance of exceptional and courteous customer service at all times while maintaining technical standards and guidelines.
          4. Ability to attain and maintain the confidence of internal and external customers.
          5. Supervised seven employees.
          6. Managed the Underwriting Department.
          7. Updated rate book and marketing brochures.
        Years of Experience
        Experience
        5-7 Years
        Experience Level
        Level
        Executive
        Education
        Education
        Graduate Diploma

        Life Underwriter Resume

        Headline : Interested in a long-term career, involving extensive people interaction and diverse corporate projects, would like a challenging position, which rewards ambition, initiative and offers opportunities for professional and financial growth.

        Skills : Operations Analysis, Planning Skills.

        Description :

          1. Underwrote life insurance applications with authority limit.
          2. Daily communicated with field partners regarding underwriting decisions.
          3. Performed risk appraisal for life insurance applications, which includes analysis of the following: doctor reports, blood profiles, urinalysis.
          4. Had underwriting authority for $500K and up to $950K with a second sign from Chief Underwriter.
          5. Production down so not needed at the present.
          6. Handled VUL, VAL, Whole Life, and Term Products.
          7. Worked closely with the Customer Experience and Compliance teams to answer underwriting-related questions and share underwriting knowledge.
        Years of Experience
        Experience
        5-7 Years
        Experience Level
        Level
        Executive
        Education
        Education
        Graduate Diploma

        Life Underwriter Resume

        Headline : Possess a high degree of integrity and commitment to comply with policies, regulations, and codes of conduct governing all aspects of job responsibilities.

        Skills : Communication, Multilingual, Team Player.

        Description :

          1. Consisted of six months of training under a full-time underwriter and working with the medical department.
          2. Offered financial advice to clients for compensations; Underwriting life insurance.
          3. Managed individual life and investment portfolios.
          4. Reviewed applications to assess the proper rating of medical issues for life and health insurance.
          5. Involved in underwriting new / lapsed applications and analyzing/assessing risks involved in individuals; decide acceptance.
          6. Verified proof of identity and residence to companies before finalizing a cover.
          7. Ensured delivery within TAT for medical & non-medical cases.
        Years of Experience
        Experience
        5-7 Years
        Experience Level
        Level
        Executive
        Education
        Education
        Graduate Diploma