Senior Credit Research Analyst Resume
Summary : To continue a career as a Senior Credit Research Analyst where can utilize education, knowledge, skills, abilities, and experience and excel as a productive member of the Human Resources department. Worked closely with traders to communicate credit views on companies under coverage and identify trading investment opportunities. Handled client requests and communication with clients on a case-by-case basis.
Skills : Microsoft Office 2007 Software, Analytical And Research.
Description :
- Served as the Primary Senior Analyst in charge of the research of product discrepancy claims involving shortages, damaged products, and returned merchandise claims.
- Exclusively handled product claims processing involving 4 strategic national account customers.
- Served as the lead trainer for all new staff concerning product dispute research, as well as assist in the development of workload processes for those new team members.
- Monitored and analyzed shipping discrepancies via weekly reports in Hyperion.
- Coordinated with internal warehouses and 3rd party freight line companies, requesting proof of delivery confirmations, to determine the validity of customer product issue claims.
- Utilized an automated sales dashboard to enter credits/debits.
- Handled meticulous claims processing for 4 national accounts, per customer specification, including manual mailing of letters/PODs/Debit memos, customer website utilization for claims processing, and timely response to customer email inquiries concerning invoices, POD copies, bill of lading, and any other product-related research documentation.
Experience
10+ Years
Level
Senior
Education
Bachelor's In Finance
Assistant Credit Research Analyst Resume
Objective : Obtain an Assistant Credit Research Analyst position where can maximize management skills and experienced to satisfy the interest of the company. Developed and updated financial models for companies under coverage. Tracked and interpreted industry data and incorporate takeaways from such analysis into the credit view on a continuous basis.
Skills : Attention To Detail, Financial Analysis.
Description :
- Exceeded $200K toward the vendor recovery budget and increased the bottom line.
- Pointed contact for customers and manufacturers regarding discrepancies with the product.
- Utilized the in-house automation system and e-mails from various personnel and customers to manage customer-product matters.
- Researched customers' product complaints with vendors, service providers, and/or 3rd party warranty holders to resolve customer concerns or product issues.
- Communicated effectively with vendors/manufacturers both orally and in writing for return authorizations, and attaining credit for Lagasse Sweet Inc. Compiled data for budgeting and reporting.
- Received 'Award of Excellence' for the Credit Automation Project, for the successful implementation of the Lagasse Credit Claims Sales Dashboard.
- Participated in a project entitled WOW Team for developing new policies and procedures for shipping orders.
Experience
0-2 Years
Level
Entry Level
Education
Bachelor's In Finance
Associate Credit Research Analyst Resume
Objective : As an Associate Credit Research Analyst, gathered information about applicants seeking a loan or line of credit, helping the lender determine how creditworthy the applicant is. Used things such as income information, credit history, and balance sheets to help determine how risky it is to offer a particular applicant a loan or line of credit.
Skills : Financial Modeling, Communication.
Description :
- Analyzed investment-grade municipal credits across various sectors.
- Provided opinions/reports on relative value analysis.
- Shared in the monitoring and surveillance of existing credits, update credit reports, and models.
- Worked alongside senior credit analysts to help produce bottom-up fundamental issuer and sector credit research reports.
- Cultivated strong relationships with all members of the Fixed Income team.
- Initiated and maintained corporate credit ratings for a targeted coverage list within the REIT sector, including presenting the credits to the rating committee as appropriate for rating actions.
- Developed, supported, and monitored loan and bond recommendations in primary and secondary markets. Independently present analysis in verbal and written forms to internal groups and committees.
Experience
0-2 Years
Level
Entry Level
Education
Bachelor's In Finance
Junior Credit Research Analyst Resume
Objective : As a Junior Credit Research Analyst, Performed SWOT, forming a long-term view and forecasted financials under various scenarios.Analyzed potential company responses to this scenario.
Skills : Credit Management, Financial Risk Management.
Description :
- Contributed to the credit team in other ways including enhancing the research product and process, developing into a voting member of the credit committee, and assuming the responsibility for special projects.
- Worked with senior analysts on credit and sector research, due diligence, analysis, and reporting.
- Analyzed Financial Services companies, publishing investment recommendations on their debt securities and derivatives.
- Analyzed Metals & Mining, Chemicals, Packaging & Container companies, publishing investment recommendations on their debt securities and derivatives.
- Maintained up-to-date detailed financial models, in particular for non-financial corporates.
- Monitored company newsflow across a mix of industrial sectors and highlighted risks to senior credit analysts and portfolio managers.
- Contributed to relative value analysis across the developed market credit universe to support alpha generation.
Experience
0-2 Years
Level
Junior
Education
Bachelor's In Finance
Credit Research Analyst Resume
Headline : As a Credit Research Analyst, performed bottom-up, fundamental market, sector, collateral, and bond-specific research including evaluating originator and servicer management skills, business models, financials, underwriting and servicing practices, credit culture, and track record.
Skills : Proficiency In Financial Software And Databases.
Description :
- Assisted analysts in monitoring company and industry news changes in secular trends that may affect the fundamental outlook of coverage companies.
- Monitored and analyzed investment grade and high-yield credits across different industries.
- Created and maintained financial models leveraging skills in accounting, finance, and economics.
- Analyzed credit instruments. Drafted and wrote company and industry reports and macro-focused daily credit reports for DBs broad and global client base.
- Developed and maintained sector-specific databases.
- Conducted applied market research (AMR), Understood methodologies used by data providers as the basis for differentiating between and applying data and forecasts.
- Provided call center customer service to all incoming clients Researched and analyzed fraud; responded to irate clients Maintained the finances.
Experience
5-7 Years
Level
Executive
Education
Bachelor's In Finance
Credit Research Analyst Resume
Headline : As a Credit Research Analyst, worked with, mentored, and led junior/intermediate credit analysts in the production and maintenance of credit write-ups, surveillance reports, credit and legal files, and future developments to our proprietary databases and credit models all designed to support and promote our value-driven, holistic investment process, and active security and portfolio risk management practices.
Skills : Planning, Risk Management.
Description :
- Developed and maintained working relationships to obtain market insight with associates internally and analysts/research professionals externally.
- Monitored and analyzed economic, demographic, sector, and regulatory conditions, utilizing internal and external market and other data research resources.
- Visited markets to remain abreast of sector trends and to confirm the accuracy of market data.
- Maintained relationships with issuers, Infrastructure sponsors, debt advisors, and other investors, and worked with internal constituents, to close transactions
- Gathered economic/financial data, build and maintain credit-related databases
- Constructed, evaluated, and improved credit risk indicators in different market segments, housing, banking, corporate, and consumer credit.
- Monitored, analyzed, and commented on credit trends/events in major credit sectors.
Experience
5-7 Years
Level
Executive
Education
Bachelor's In Finance
Credit Research Analyst Resume
Summary : As a Credit Research Analyst, wrote annual reviews assessing counterparties creditworthiness and recommend internal credit ratings. Presented analysis to senior management and peers. Monitored counterparties for changes to creditworthiness and take appropriate action. Planned and participated in counterparty due diligence sessions.
Skills : Planning, Accountant.
Description :
- Assisted in the preparation of periodic presentations/reports for internal circulation.
- Wrote a regular commentary on the Securitized Credit market with a focus on CMBS/CLOs.
- Developed into a point person for clients on CMBS/CLOs and Built out data capabilities in CMBS and CLOs.
- Maintained data related to the Securitized Credit market.
- Experienced with analyzing Agency and non-Agency RMBS securities.
- Understood fixed-income investment portfolio management preferred.
- Qualified Chartered Accountant and/or CFA charter holder.
Experience
7-10 Years
Level
Management
Education
Bachelor's In Finance
Credit Research Analyst Resume
Summary : As a Credit Research Analyst, produced commentaries for senior management. Provided credit insights and research into corporations and structured financial instruments to enable attractive risk-reward trading of the identified inefficiencies and dislocations across their capital structures and across their industry sectors. Provided relative value recommendations on the attractiveness of sector and issuers.
Skills : Analyst, Researching.
Description :
- Collected industry data and trend analysis, financial statement analysis, financial modeling, and forecasting.
- Monitored market movements through daily meetings with portfolio managers, economists, and strategists.
- Interacted with the management of issuing companies, industry consultants and specialists, and Wall Street counterparts.
- Provided timely buy/sell/hold recommendations in support of investment and portfolio management needs regarding primary and secondary market investment opportunities
- Analyzed market investment opportunities to include total exposure, maturity, and relative value consideration of broader investment goals, strategies, and risk tolerance.
- Maintained coverage of an assigned portfolio of REIT credits with respect including to evaluating, analyzing, and reporting on each credits periodic financial results, major news releases, investor meetings and calls, and rating agency actions.
- Acted as the credit research analyst responsible for credit investments in one or more sectors (targeting chemicals, paper & packaging, TMT, financials, and others). Developed investment frameworks for relevant industries and the analysis of issuers.
Experience
7-10 Years
Level
Consultant
Education
Bachelor's In Finance
Credit Research Analyst Resume
Summary : As a Credit Research Analyst, Understood factors that determine the fundamental credit quality and rating of issuers, including key metrics. Understood the impact of broader economic trends and market conditions on both credit quality and valuation.
Skills : Planning, Management Skills.
Description :
- Interacted with rating agencies, sell-side analysts, and other independent sources to obtain external views on individual credits and industries.
- Supported team in responding to information requests and performing portfolio analyses to provide transparency to Senior Management.
- Responded to client credit card issues and some routine mail sorting.
- Analyzed and processed business applications for net term approval Researched and verified company credentials Validated term requirements by acquiring bank.
- Researched customer chargebacks and deductions using the company's internal software and disputed any discrepancies Communicated internally with multiple.
- Worked with the credit bureaus for a credit check on potential clients.
- Contributed to the production of credit-focused presentation materials for internal and external client meetings.
Experience
7-10 Years
Level
Consultant
Education
Bachelor's In Finance
Credit Research Analyst Resume
Headline : As a Credit Research Analyst, concisely communicated the impact of an event on a particular company's credit profile and valuation. Translated credit opinions into well-articulated, executable trade recommendations. Willingness to worked within an interactive team environment and be accountable for decisions.
Skills : Accountant, Risk Analyst.
Description :
- Provided initial credit and structure evaluation for new taxable fixed-income securities and communicate rationale and recommendations to portfolio managers.
- Monitored corporate credit, industry, economic, regulatory, and rating agency events that could have an impact on portfolio holdings credit quality or security performance.
- Monitored fundamental credit performance of portfolio holdings and report credit risk issues to portfolio managers or other interested parties such as equity analysts or client account managers.
- Reviewed new and prospective client accounts and provide recommendations for restructuring.
- Maintained credit database with updated financials and commentary.
- Provided fundamental credit research analysis of cash flow, credit metrics, financial performance, and comparative assessment of market value within sectors. Identified trends and changes in competitive positions within industries.
- Developed models for analysis, including sensitivity analyses to assess pro-forma and projected financial performance.
Experience
5-7 Years
Level
Executive
Education
Bachelor's In Finance
