Description :

1. Assisted in volume growth for the company, with cold calls.
2. Arranged and ordered funding wires or checks, review loan documents for funding Reconciliation of files.
3. Attended to details and a great sense of organization.
4. Handled multiple priorities including Trailing Docs and corrections required by the investors.
5. Responsible for mobile home title transfers, MCO, MSO's and deactivating titles Clearing and tracking investor conditions after purchase.
6. Verified validity of employer information provides and ensuring borrower's employment is legitimate Verification of borrowers' banking information.
7. Reviewed mortgage loan files after closing and analyzed the execution of the closing package as well as fees, charges, and payoffs.

Experience

2-5 Years

Level

Junior

Education

Finance

Description :

1. Produced closing documents according to state and local regulations.
2. Verified all documentation was signed and executed correctly and that no fraud was present.
3. Funded mortgage loans and ensured loans were sellable to investors such as FreddieMac.
4. Logged in and reviewed new incoming doc packages. Reviewed and sign-off all prior funding conditions.
5. Reviewed incoming Broker fee sheet and prepare bank collateral packages 
6. Ensured and review title, mortgage, and deeds Balance the HUD's Accurately input funding data and fund loans within the time frame expected.
7. Ensured that all loan-underwriting conditions are signed off as approved and that the loan file is complete Stack loan file.

Experience

5-7 Years

Level

Executive

Education

Business Administration

Description :

1. Performed accurate credit investigation, analysis, verifications and audit of all documentation required to complete the lease funding processes.
2. Ensured all credit decision requirements, documents and/or stipulations are followed and/or obtained.
3. Maintained current knowledge of state and federal regulatory requirements relating to contract documentation, lien perfection.
4. Provided quality customer service to the credit center and dealer network, while ensuring potential risk is minimized for the company.
5. Maintained a consistent and high level of communication with internal and external customers via all sources of communication.
6. Maintained great relationships with the dealers, as well as funding turn time.
7. Assisted co-workers with overflow work, phone calls and answering e-mails.
   

Experience

7-10 Years

Level

Management

Education

BA

Description :

1. Reviewed approved applications and contracts to ensure stipulations and conditions have been met and are in adherence to Company policy.
2. Reviewed to ensure appropriate signatures have been obtained and correct data input errors and omissions.
3. Matched incoming contract documents to approved applications and entered data into the credit system.
4.  Analyzed various pay stubs and tax returns to determine the satisfaction of income verification stipulations.
5. Obtained and reviewed documentation for accuracy and authenticity.
6. Communicated professionally with dealers, customers, and other vendors to obtain missing or invalid information and documentation.
7. Validated documentation, employment verifications, and customer interviews.

Experience

7-10 Years

Level

Management

Education

Diploma

Description :

1. Reviewed and verified the loans will guide based on credit reporting and supplied income.
2. Determined whether the applicant's file/data support the decision.
3. Ensured the loan is with value and protecting the company's investment.
4. Reviewed income based on supplied guidelines Consistent communication with partnered business contacts to ensure all information is correct and verified.
5. Ensured all account information is accurate and up to date Pay close attention to detail to ensure all customer documents have been signed.
6. Helped update policy and procedures based on the everyday job experience.
7. Helped with getting training material together for the new training classes.

Experience

2-5 Years

Level

Junior

Education

AA

Description :

1. Processed and stacked loan documents, reviewing packages for completeness and accuracy.
2. Able to redraw full or partial doc set if necessary, conventional, FHA & VA packages.
3. Worked closely with account managers, account executives, brokers, and escrow/title companies in order to obtain all conditions in a timely manner.
4. Maintained compliance with company and investor guidelines, as well as federal and state laws.
5. Followed up with any post-closing issues that may arise.
6. Trained team and helped to create doc and funding training materials.
7. Worked with the compliance team to create TRID guidelines.
8. Worked with escrow on a daily basis focused on accuracy, speed, accountability, adaptability, and genuine, good customer service.

Experience

5-7 Years

Level

Executive

Education

Early Education

Description :

1. Created procedures for the processing of Treasury reports.
2. Assisted in training of co-workers on the newly developed mechanized loan processing system for Aurora Loan Services.
3. Advised and communicated with clients, escrow/title companies, internal customers, attorneys, and brokers on regulatory compliance.
4. Extensive experience communicated with vital clients, attorneys, companies, agents, and brokers in different fields.
5. Managed final review of loan packages to ensure receipt of all required documentation and all underwriting conditions are met.
6. Verified HUD loans and escrow figures with title companies to ensure accuracy and compliance.
7. Resolved all deficiencies on the funded loan files.

Experience

7-10 Years

Level

Management

Education

Diploma

Description :

1. Reviewed new signed loan documents for accuracy and completeness.
2. Reviewed HUD1 and confirm accuracy against the disclosed fees and RESPA regulations.
3. Provided communication to Loan Officer, Processor and Escrow Officer Direct escrow officers on breaking down borrower's closing costs.
4. Reviewed and signed off closing conditions including insurance information.
5. Verified and balanced funding figures in order to wire final loan proceeds to Title.
6. Provided additional support and leadership after the department did not rehire funding management.
7. Provided resolutions and still accomplish a successful closing.

Experience

7-10 Years

Level

Management

Education

Psychology

Description :

1. Responsible for instructing, advancing and closing mortgage files.
2. Prepared and email3e closing instructions and closing document package to Escrow Officer within the required time frame.
3. Reviewed for accuracy and all supporting documentation must be included.
4. Worked closely with loan processors, production staff, and Escrow to ensure that closing dates are met.
5. Reviewed and approval of the HUD for accuracy and compliance.
6. Reconciled within the loan origination system.
7. Verified seller and lender credit, funds on deposit, the payoff of debt and ensure the borrower has met minimum investment requirements.
8. Verified consummation of the loan, disbursement of funds and coordination with all parties.

Experience

2-5 Years

Level

Junior

Education

Diploma

Description :

1. Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
2. Determined appropriate rate locks, issuance of disclosures, overage and underage waivers, and fee waivers.
3. Reviewed loan files for required closing documentation.
4. Ensured Loan files meet compliance and investor guidelines.
5. Reviewed and approve HUD-1 settlement statements.
6. Reviewed and approve funding conditions are met.
7. Worked with Title Company to check all correct fees are Collected.
8. Funded all loans for one of our out of town office off emailed documents.

Experience

2-5 Years

Level

Junior

Education

Diploma

Description :

1. Roled in the opening of the first wholesale office.
2. Created policies and procedures for registration, docs, funding, and post-closing depts.
3. Reviewed funding packages for completeness and accuracy.
4. Reviewed and signed off on funding conditions.
5. Completed data system to wire loan funds to title companies.
6. Followed up with file post-closing for recording information and accuracy of final HUD-1.
7. Resolved investor suspense items with the corporate office.

Experience

2-5 Years

Level

Junior

Education

Diploma