Loan Specialist Resume Samples

A Loan Specialist will help clients in preparing loan applications and work upon it to get it approved. The essential job duties listed on the Loan Specialist Resume include the following – processing loan applications, assessing customer needs, collecting client data, obtaining credit information, applying bank policies, performing initial appraisal, assessing the credit standing, interviewing applicants to evaluate their eligibility, developing loan repayment plans, following up with clients, finalizing loan contracts, creating and renewing records, identifying customer needs, and suggesting different loan options to clients.

Those interested in this line must depict skills such as – knowledge of lending procedures, effective communication skills, comprehension of direct and indirect lending procedures, good knowledge of banking software, and an in-depth understanding of relevant rules and regulations. A college degree in the field of Banking, economics, finance or accounting is the common qualification seen on most resumes.

Loan Specialist Resume example

Loan Specialist Resume

Objective : Customer Service Specialist with four years of experience of face to face and telephone service. Concierge, waitress, and office assistant/data entry. Aiming to use my proven knowledge and experience to fulfil and be an asset to your company.

Skills : Community Organizational Projects, Leadership/Management, Public Speaking, Money Management, Training, Operations, Human Resources, Accounting, Marketing, Sales, And Problem Solving.

Description :

    1. Evaluate, authorize, or recommend approval of automobiles, or credit loans.
    2. Advise borrowers on financial status and methods of payments.
    3. Includes auto loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
    4. Evaluates loan applications and documentation by confirming credit worthiness.
    5. Improves loan applications and documentation by informing applicant of additional requirements.
    6. Rejects loans by explaining deficiencies to applicants.
    7. Approves loans by issuing checks or forwarding applications to loan committee.
    8. Completes loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
B.A


Loan Specialist/Collections Resume

Headline : Motivated, personable business professional with a track record of management success and self-motivated accomplishments. Diplomatic and tactful with professionals and non-professionals at all levels. Accustomed to handling sensitive, confidential records. Demonstrated history of producing accurate, timely reports meeting stringent organizational guidelines. Flexible and versatile - able to maintain a sense of humor under pressure.

Skills : Experience with Microsoft Word, Excel, and Power Point Profound ability to manage, plan, and organize In-depth knowledge on current social media trends: Facebook, Twitter, Instagram, and Youtube Exceptionally good communication skills both verbally and written Excelled in targeted sales goals.

Description :

    1. Underwrite disaster recovery loan for the Small Business Administration.
    2. Review income, asset, credit and collateral for adherence to program guidelines.
    3. Evaluation of personal and business tax returns.
    4. Transcribed letters of correspondence to the customer.
    5. Worked directly with the customer, authorized third party agents and other government organizations to obtain all information required to decision the loan request.
    6. Upheld a sense of urgency while maintaining accuracy and adherence to guidelines.
    7. Consistently met or exceeded goal expectations.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Banking


Bilingual Loan Specialist Resume

Objective : Obtain a position in a people-oriented company where I can put in my maximum potential to achieve my business goals.

Skills : CPR certified.

Description :

    1. Prepared all in-house loan documentation Performed post-closing review of all loan, ensured that all documents are signed and returned along with all other necessary information.
    2. Prepared Change in Terms agreement or collateral modifications for all loans in which loan terms or collateral are changed during the course of the loans.
    3. Sent all real estate mortgage and UCC documents for recording at the appropriate county/Department of State office, including the appropriate checks for recording fees and return envelope.
    4. Prepared the New Loan Report, Letter of Credit Report and Committed Loan Report for the board of directors.
    5. Compiled exception report for all outstanding exceptions and monitor for updates as loan officers resolve issues.
    6. Circulated this to management and loan officers on a weekly basis.
    7. Inputted all loans requiring entry onto the HMDA LAR.
    8. Remitted the LAR to the Federal Reserve after check by compliance officer.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Diploma

Loan Specialist - Team Lead Resume

Summary : Healthcare Management Professional with educational preparation and work experience for a role in revenue and operational optimization, compliance, and patient satisfaction. Proven success in increasing revenues, reducing expenses, setting a workable budget, project profit and losses, and producing financial reports. Strong practical and theoretical foundation in improving methods to ensure patient and employee satisfaction.

Skills : People Skills, Computer Skills, Internet, Email, Great Personality.

Description :

    1. Marketed and sold mortgage loan products within bank policies and produced consistent, effective referrals of mortgage clients for cross-sell opportunities of other bank services.
    2. Originated over $1 million a month of mortgage volume.
    3. Prepared complete loan applications while gathering all required documentation for credit decision.
    4. Analyzed tax returns, credit history, and pay-stubs for both salaried and self-employed clients to offer best possible loan solutions.
    5. Guided mortgage clients throughout the loan process and kept all parties informed of progress.
    6. Collaborated with colleagues and staff in multiple company locations to ensure fast and accurate work flow.
    7. Professionally handled any and all issues throughout the process to maintain client loyalty and obtain referrals for future business.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
MBA In Accounting

Loan Specialist Resume

Objective : Seeking the opportunity to put my skills to use and prove myself, possibly. advance back into management. Very hard worker. I pride myself in providing excellent, efficient and professional service. Very personable and polite. Including over 8 years of supervisor experience.

Skills : Microsoft Office.

Description :

    1. Analyzed and made recommendations for Rural Telecommunications Communication Loans and Grants for Distant Learning and Telemedicine.
    2. Reviewed and analyzed tax returns, budgets, cash flow statement, and pro - forma financial, engineering studies.
    3. Prepared debt service forecasts and feasibility analysis.
    4. Analyzed financial data to determine feasibility of Commercial Telecom loans.
    5. Recognized all existing or potential problems concerning borrowers' operations.
    6. Analyzed all aspects of required financial data, audits and provided sound recommendations.
    7. Determined borrower's eligibility for distribution of capital, including stock reacquisitions, and investments in or advances to affiliates by analyzing pro-forma financials.
    8. Reviewed financial operating reports submitted by the borrowers, Direct Learning and Telemedicine Grant recipients, or field personnel and determined the cause of most problems developing with operations that reflect liquidity, leverage, equity, profit, inventory turnover and accounts receivable turnover.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Business Administration

Certified Student Loan Specialist Resume

Summary : To obtain a position where I can apply my skills attained through experience and training to establish a mutually rewarding working relationship in a growing industry. A knowledgeable, approachable team player that can foster and build valuable working relationships. A strong ability to communicate effectively and offer excellent customer service. Well organized, self-disciplined, an exceptional capacity to work well under pressure, while maintaining professionalism.

Skills : Marine And Export Coordinator, Loan Specialist.

Description :

    1. Responsibilities: -Cold call to bring in business for refinance or lower interest rates.
    2. Maintain all customer file and update as necessary.
    3. Keep customers up to date with rates and programs that they may qualify for.
    4. Run credit checks and inform the customers of their credit score and what is needed.
    5. Enter customer's information and figure their debt to income ratio for loan processing.
    6. Research programs that customer could qualify for and help them receive financing.
    7. Offered credit counseling to customers to prepare them for loan processing.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
High School Diploma

Loan Specialist Intern Resume

Objective : Seasoned Customer Service Representative with more than 3 years of experience in a fast-paced call center and over 5 years of customer service experience. Handled all tasks with accuracy and efficiency.

Skills : Clinical Review Engine, Microsoft Office applications, Lotus Notes, IBM System, emBTRUST, Customer Service, clinical and medical administrative.

Description :

    1. Analyze applicants' financial status, credit, and property evaluations to determine the feasibility of grants and loans.
    2. Managed accounts receivable accounts specializing in payments, sales, opening new accounts, joint accounts, CD accounts, LOC accounts, and consumer loss mitigation accounts.
    3. Maintained a filing system while processing overdue accounts for the recovery analyst.
    4. Informed new customers of all information as per federal and state regulations.
    5. Handled security measures to ensure funds were not compromised with a third party.
    6. Obtained all customer information through research and assisted to resolve issues within the Loss Mitigation department.
    7. Provided assistance to open accounts such as loan product savings while conducting regular interviews with customers to establish all banking service requirements such as: background data, financial services report, credit checks, and employment history.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Music Department

Contact Center Loan Specialist Resume

Headline : To obtain a role within the firm that affords me to the opportunity to interact with various levels up and down the corporate structure while meeting and/or exceeding my day to day objectives thus defining my personal and professional career goals.

Skills : Proficient In 10-key Windows Office: Word, Excel, Power Point Mortgage Software.

Description :

    1. Educate customers on understanding their financial responsibility according to the contractual terms and obligations while composing permanent solutions to resolve on going delinquency on their personal mortgage accounts.
    2. Work with HELO and Primary Mortgages Loans Assist in the completion of HAMP, BAU modifications, and other home modification programs.
    3. Utilized the methods and techniques of collections.
    4. Finalize documents to begin loss mitigation processing.
    5. Prepare closing documents and arrange closings with loan officer and/or closing department agent.
    6. Provides strong communication and support to underwriting, mortgage agents and customers as needed to ensure a quick turnaround time.
    7. Processes mortgage loan files for verification of necessary documents including but not limited to income, title, insurance and taxes, credit appraisal or any other documents necessary to complete the qualification.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
High School Diploma

Personal Loan Specialist Resume

Summary : Highly qualified Loan Specialist with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which your company prides itself.

Skills : Microsoft word, Microsoft powerpoint, Microsoft excell.

Description :

    1. Assisted senior-level credit officers with complex loan applications.
    2. Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
    3. Performed daily maintenance of the loan applicant database.
    4. Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
    5. Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
    6. Educated customers on the variety of loan products and available credit options.
    7. Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Business Administration

Dedicated Loan specialist Resume

Summary : Ambitious Assistant Manager offering excellent interpersonal communication, relationship management, customer service and presentation skills. Also, Dedicated to sales and marketing professional who exceeds goals, retains customers and maintains a strong reputation for customer satisfaction.

Skills : Microsoft, Typing, Customer Service, Account Management, Billing, Management, Excel, Powerpoint, Quickbooks, PC, Mac, Problem Solving, Payroll, Bookkeeping, Data Entry, Filing, Organization, Personnel, Faxing, Social Networking, Coding.

Description :

    1. Improved timely paying of bills by developing flexible payment plans for clients Assessed clients' financial situations to develop strategic financial planning solutions.
    2. Greeted customers entering the store to ascertain what each customer wanted or needed.
    3. Described the loan to customers and accurately explained details and process of the loan.
    4. Earned management trust by serving as key holder, responsibly opening and closing store.
    5. Politely assisted customers in person and via telephone.
    6. Answered questions with up-to-date knowledge of loans and store promotions.
    7. Conducted weekly walk-throughs with the manager to discuss interior visual displays, including store window presentation.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Consultant
Education
Education
Diploma

Auto Loan Specialist Resume

Objective : Energetic Representative with strong time management skills who thrives in a fast-paced, dynamic environment. Ready to learn and thrive with a new company. Confident working in sales, tech support, and customer service.

Skills : Spreadsheets, Word Processing, Customer Service, Sales, Supervising.

Description :

    1. Effectively managed a high-volume of inbound and outbound customer calls.
    2. Addressed and resolved customer product complaints empathetically and professionally.
    3. Gathered and verified all required customer information for tracking purposes.
    4. Defused volatile customer situations calmly and courteously.
    5. Mastery of customer service management systems and databases.
    6. Managed customer calls effectively and efficiently in a complex, fast-paced and challenging call center environment.
    7. Referred unresolved customer grievances to designated departments for further investigation.
    8. Acted professionally and patiently when addressing negative customer feedback.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Bachelor Of Science

Loan Specialist Resume

Summary : Working in the mortgage industry about 7 years. During this period of time, gained extensive knowledge in loan origination and loan processing procedures as well as relevant technology. My goal is to grow with your company and excel in current and future expectations.

Skills : Customer Service, Product Knowledge, Quality Focus,.

Description :

    1. Selected by the President of Wells Fargo Financial for a 6-store proof of concept position which was first of its kind.
    2. Responsible for increasing bank revenue by offering prime and sub-prime products to Wells Fargo bank customers.
    3. Established rapport and relationship as a liaison between two Wells Fargo Financial and Wells Fargo Bank.
    4. Responsible for creating new business by making outbound calls and establishing rapport.
    5. Worked with Prime declines by analyzing and accessing customer's financial needs and offering products to satisfy client needs and goals.
    6. Collected and reviewed all collateral information, requirements of loan bookings, preparation, documentation, and filing.
    7. Developed a working knowledge of all customers and prospect opportunities.
    8. Processed loans utilizing both Stated Income and Full Documentation requirements.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Business Administration