Loan Officer Resume Samples

The job description of a Loan Officer includes evaluating, authorizing and recommending approval of real estate, commercial or credit loans. The job duties typically seen on the Loan Officer Resume include the following – advising borrowers on various types of loans and the methods of payment, approving loans after considering eligibility and other factors; analysing the credit history and financial status to determine feasibility of granting loans; obtaining and compiling copies of loan applications; reviewing and updating credit and loan files; computing payment schedules; submitting applications to credit analysts; and negotiating payment arrangements.

To work at this capacity, the officers will need the following competencies – familiarity with computers and banking software; solid understanding of direct and indirect lending products and services; strong communication skills, excellent interpersonal skills, sales competencies; and proven work experience. A bachelor’s degree in finance, economics or a related area is commonly seen on resumes.

Loan Officer Resume

Objective : Organized and detail-oriented banking professional with a over four years of cash handling and customer service experience. Understands general accounting and finance concepts. Dependable banking professional who excels at processing high volumes of error-free transactions and meeting scorecard goals.

Skills : Microsoft Office, Excel, Digital Marketing, Credit Analysis

Description :

  • Approve loans for various client base within specified limits, and refer loan applications outside those limits to management for approval.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Work with clients to identify their financial goals and to find ways of reaching those goals. Confer with underwriters to aid in resolving mortgage application problems.
  • Negotiate payment arrangements with customers who have delinquent loans. Market bank products to individuals and firms, promoting bank services that may meet customers needs.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Business Administration


Assist Loan Officer Resume

Objective : Enthusiastic and professional accounting graduate seeking a position in an entry level accounting position. Exceptional customer service skills and detail oriented, with 4 years experience in multiple business settings including real estate, retail sales, loan processing, and education.

Skills : Computer, Team Player, Team Building, Multi-Tasker, Listening, Detail Oriented, People, People Management, Word, Bilingual, Lotus Notes, Training, Outlook

Description :

  • Recorded applications for loan and credit, loan information, and disbursements of funds, using computers.
  • Assembled and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.
  • Interviewed loan applicants in order to obtain personal and financial data, and to assist in completing applications.
  • Provide customers with the various loan types and credit options available to them.
  • Ensured borrower/client retention by providing strategic investment recommendations based on evaluation of credit report.
  • Initiated loan application and process them with various lenders and programs available for the borrowers.
  • Researched and analyzed appropriate loan programs to match borrower's profile.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Business Administration


Mortgage Loan Officer Resume

Objective : A professional in the financial services sector with 5 years experience combined experience in processing operations, client services, retirement plan administration as well as project management. Looking for a service driven company where experience and abilities can be put to use improving results for the clients and businesses that they serve.

Skills : Forklift Operator, Heavy Lifting, Inventory Management, Customer Service, Documentation, Excel, Word

Description :

  • Trained the bank partners on referral prospecting and sales conversations with clients. Participated in community events to increase brand awareness in the market.
  • Worked diligently with bank partners, centers of influence, and realtors to uncover opportunities for mortgage loans, as well as new banking relationships.
  • Partnered with realtors and centers of influence at marketing events to gain new prospects for a mortgage and the retail bank.
  • Consistently marketed to realtors, title agents, business owners, and attorneys to gain a new center of influence relationships.
  • Certified as a wealth management mortgage loan officer, solidifying the relationship and referral business with wealth and commercial bank partners.
  • Consistently performed at an above average level of production during the first year in production.
  • Attended meetings and events to ensure constant positive exposure of the mortgage line of business and strengthen relationships with the bank partners.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Accounting

Senior Loan Officer Resume

Objective : Loan Officer at working independently under tight deadlines. Trained in entry-level management leadership and customer service. Loan Officer with a unique set of Creative in decision making, while careful in taking conservative risks to increase sales and customer retention. Trustworthy Teller who enjoys working in a customer-focused work environment.

Skills : Business Analyst, Requirements, SQL, Excel, Word, PowerPoint, Cognos, SDLC, Outlook, Mortgage Industry

Description :

  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Negotiate payment arrangements with customers who have delinquent loans. Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • Prepare or assist in preparing simple to complex tax returns for individuals or small businesses. Interview clients to obtain additional information on taxable income and deductible expenses and allowances.
  • Review financial records such as income statements and documentation of expenditures to determine forms needed to prepare tax returns.
  • Check data input or verify totals on forms prepared by others to detect errors in arithmetic, data entry, or procedures.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Diploma

Junior Loan Officer Resume

Objective : Detail-oriented banking professional with an excellent track record in a high volume Loan Officer position. A reliable and trustworthy individual with an in-depth knowledge of banking products and services who enjoys being apart of, as well as leading a successful, and productive team.

Skills : Microsoft Office, Customer Relations, Financial Analysis, Typing, Banking, Finacle Banking System, Computer Proficiency

Description :

  • Analyzes and evaluates loan request and prepares a written submission for consideration by underwriters.
  • Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
  • Meets with applicants whose loans are denied and explains reasons and alternatives. Assumes responsibility for establishing and maintaining effective and professional relations with members.
  • Proactively assesses members financial needs for the purpose of formulating a financial solution and delivering an effective variety of credit union products and services in order to help the member succeed financially.
  • Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner to elicit a positive response from members.
  • Able to maintain a pipeline, develop a referral network, suggest alternate channels and cross-sell products and services to accomplish quotas all while maintaining superior service.
  • Recorded applications for loan and credit, loan information, and disbursements of funds using computers.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Junior
Education
Education
Business Management

Loan Officer/Processor Resume

Headline : Highly experienced Customer Service professional with over 6 years of extensive experience in Loan officer. Ability to handle high volume of work. Knowledge of principles and processes for providing customer and personal services and evaluation of customer satisfaction.

Skills : Organizational Management, Profit/Loss Statements,Creating & Analyzing Financial Statements, Bilingual In Spanish & English, Proficient User Of Microsoft Programs

Description :

  • Interviewed loan applicants in order to obtain personal and financial data, and to assist in completing applications.
  • Assist borrowers that are requesting updates on loans in the process including routing escalations to the appropriate parties.
  • Managed the loan pipeline process from beginning to end to ensure the swiftness and accuracy of client's finances.
  • Utilized thorough analysis of client's finances to better assist them in finding the right loan program.
  • Processing of customer payments and negotiating payment arrangements for delinquent loans when necessary.
  • Involved in all facets of the lending process including consumer and commercial loans.
  • Submitted loan applications to the underwriter for verification and recommendations.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
Diploma

Loan Officer I Resume

Objective : Organized and detail-oriented Department Manager and Main Banker with cash handling and customer service experience. Understands general accounting and finance concepts. Enthusiastic Customer Service Representative who follows policies and procedure, while offering a friendly customer environment.

Skills : Microsolf Office, Lending, Interviewing, Business Development, Budgeting, Customer Service

Description :

  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Analyze applicants financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Compiled database of loan applicants credit histories, corporate financial statements, and other financial information.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Maintained strict confidentiality of bank records and client information.
  • Submitted loan applications to the underwriter for verification and recommendations.
  • Managed the complete loan process, including prospecting and qualifying new clients, closing loans, and maintaining client relationships after closing.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Associate of Arts

Mortgage/loan Officer Resume

Headline : A licensed mortgage professional with 7 years of industry experience. Originate real estate mortgage loans, pre-qualify borrowers based on credit guidelines and income. Experience issuing approvals in the early 90's prior to credit scoring. Vast understanding of income calculations, pay stub/ pay vouchers. Viewing public records and verifying liens, tax liens, judgement and charge offs.

Skills : Extended Knowledge Of Retail Banking And Commercial And Consumer Loans.

Description :

  • Serve as a reverse mortgage specialist, refinancing mortgages to capitalize on available additional equity and interest rate decreases.
  • Analyze the housing market and assess individual accounts to forecast available equity; contact existing clients to provide information about the process and their options.
  • Meet company targets a number of refinanced mortgages on a weekly, monthly, and annual basis.
  • Attend daily meetings to review targets, distribute information, and align team goals as well as receive training on new products or services.
  • Maintain awareness of federal and state law regarding mortgages; file documentation with the state to adhere to regulations.
  • Worked with clients to determine if there was a financial benefit to refinancing.
  • Developed relationships with financial advisors and phone bankers for referrals.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
Diploma

Licensed Mortgage Loan Officer Resume

Summary : Full time position utilizing 8 years of experience in Banking, Accounting, and Finance and customer service. To apply training, experience and interpersonal skills in a position that affords me both personal and professional growth in the field of Accounting and, or Finance.

Skills : Proficient With Adobe Photoshop And Illustrator, Microsoft Word, Excel, PowerPoint, Wordpress, Encompass, Calyx Point, Equator, Inkscape, Aloha, Open Table

Description :

  • Completed loan applications/disclosures and collected all required documentation from borrowers per the automated underwriting systems.
  • Evaluates loan applications and documentation by confirming credit worthiness.
  • Reduced the most amount of credit cards debts among branch managers and was awarded the highest bonus.
  • Assisted customers with consolidation of debts or cash-out refinance in order to reflect a savings and reduce debt to income ratio.
  • Detailed the loan process to customers and processed majority of own transactions.
  • Build referral business by meeting with local financial planning, home builders and real estate professionals.
  • Instructed borrowers to correctly complete all necessary documentation, compiled information and presented one package to the lender for quick review.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Business Administration

Loan Officer Resume

Summary : Driven finance and banking professional effective at maximizing customer service opportunities while exceeding individual performance goals. An organized, proficient, and detail oriented seasoned professional with experience in banking and finance.

Skills : Operations, Project Management, Problem Resolution, Process Improvement, Process Improvement, Client Services, Data Entry, Data Analysis.

Description :

  • Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports..
  • Ensured the correct amount of cash was given and received for transactions.
  • Assisted customers with consolidation of debts or cash-out refinance in order to reflect a savings and reduce debt to income ratio.
  • Issued business loans, project loans, mortgage loans and managed them with the assigned loan portfolio.
  • Improves loan applications and documentation by informing applicant of additional requirements.
  • Investigated and interpreted personal data provided by the customer to resolve discrepancies.
  • Collection and recording of supporting documentation from customers and other relevant parties per bank regulations.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Diploma