Loan Opener Resume Samples

A Loan Opener works directly with loan officers, loan officer assistants, and processors. A well-drafted Loan Opener Resume mentions the following duties – ordering additional documentation from third parties as needed on all loans; gathering the necessary paperwork and documentation, reviewing mortgage applications to confirm that all essential fields are filled out, organizing application materials, and submitting applications on schedule; evaluating credit histories for applications; collecting data from clients as their assets, salaries, debts, and employment status to fill in necessary information; researching and correcting mistakes in applications for clients; and reviewing file documentation for missing or erroneous information.

The nature of the job demands the following skills and abilities – experience with mortgage loan software programs, verbal and written communication skills, good interpersonal and customer service skills, the ability to work with strict deadlines; and the ability to explain technical concepts in simple terms. The minimum education requirement includes a high school diploma or GED. Some employers want their candidates to have at least a degree.

Loan Opener Resume example

Loan Opener Resume

Summary : To obtain a Loan Opener position with a company that utilizes my developed skills from courses and experiences in the field of Advertising and Public Relations, as well as customer service. Developing and maintaining relationships with local real estate agents. Compiling database of loan applicants' credit histories, corporate financial statements and other financial information.

Skills : Microsoft Excel, Youth Development.

Description :

    1. Answered an average of 50 calls per day by addressing customer inquiries, solving problems and providing loan program information.
    2. Greeted customers entering the office to ascertain what each customer wanted or needed.
    3. Politely assisted customers in person and via telephone.
    4. Communicated with realtors about loan status and documentation needed.
    5. Requested documentation needed and went over files with realtors and clients.
    6. Frequently used word processing, spreadsheet, database and presentation software.
    7. Recommended loan approvals and denials based on customer loan application reviews.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
High School Diploma


Loan Opener Resume

Summary : Loan Opener with over 9 years in the banking industry. Experienced in Home Equity and Consumer loans. Collections, Compliance and Reverse Mortgages. Exhibiting accuracy, thoroughness and attention to detail, Excellent organizational, interpersonal and communication skills with customers and coworkers. Communicating directly and in a professional and consistent manner with clients, realtors, builders, and business partners.

Skills : Payroll, Administrative Assistant.

Description :

    1. Self-trained on mortgage loan process to ensure loan applications processed with accuracy and timeliness.
    2. Initiate the mortgage request by entering loan application information into the Countrywide's system (LOS).
    3. Ensure that automated checks and compliance tests are performed for each application and files are updated and within compliance.
    4. Prepare the initial disclosure package.
    5. Ensure that all information and documents are present in the loan file, are accurate, and comply with all applicable federal and state laws, as well as company policy.
    6. Required to manage multiple tasks/projects and deadlines simultaneously.
    7. Developed teamwork and service skills with multiple teams in the organization.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Bachelor's


Loan Opener Resume

Summary : To obtain a challenging Loan Opener position where I can grow and learn from within the company. Displaying high level of attention to detail by reviewing documentation for multiple departments. Perfecting ability to juggle many tasks throughout a day with constant interruptions. & Analyzing documents, disclosures, DU/LP Findings and financials Ordered title work, flood certifications, and tax transcripts.

Skills : Multi-line Phones, Excel, Customer Service, Outlook Express, Word.

Description :

    1. Procedural knowledge of opening loans via internet or paper files quickly and accurately.
    2. Prepared spreadsheet of blitzdocs loans and paper files for opening teams to process.
    3. Processed all original notes and bailee letters and filed accordingly.
    4. Used computer skills.
    5. Follow instruction Ability work work without direct supervision.
    6. Used Scanning, Excel spreadsheets, emailing clients and co-workers, faxing.
    7. Performed project work as assigned which may include new equipment installations and training, supporting bank conversions, and providing one-on-one training as needed in policy and procedural areas.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
High School Diploma

Loan Opener Resume

Summary : Over 7+ years of technical skills and customer services experience. A solid track record in full-filling and exceeding customer's expectations through clear emphasis on understanding customers' needs. Excellent people and problem solving skills. Highly flexible and versatile able to perform under various functional and system requirements.

Skills : Microsoft Office, Lotus Notes.

Description :

    1. Handled inquiries from branch employees via telephone and/or email.
    2. Partnered with the Training Department to understand new Bank initiatives, systems, processes, etc. to provide consistent answers and support to branch employees.
    3. Partnered with all Bank Operations to stay abreast of operational issues and provide consistent answers and support to branch employees.
    4. Researched and responded to questions that are not easily answered.
    5. Scheduled and hosted conference calls with assigned branches/regions to share information and field questions.
    6. Wrote and maintained procedures.
    7. Performed project work as assigned.
                    Years of Experience
                    Experience
                    7-10 Years
                    Experience Level
                    Level
                    Management
                    Education
                    Education
                    GED

                    Loan Opener Resume

                    Headline : Loan Opener is Tracking outstanding items on all loan files and follow up with customers to ensure timely receipt of necessary documentation. Facilitating timely loan closings by working directly with the Title Company and customer to schedule. Sending post cards/ thank-you cards to past clients/realtors.

                    Skills : Office Work, Customer Service, Electrical, Construction, Call Center, Driver, Administrative , Receptionist, Serving, Photography, Driver.

                    Description :

                      1. Created rate disclosure and re-disclosure packages and deliver them to the borrower.
                      2. Reviewed documents and entire loan files and work to prevent problems by highlighting deficiencies and then notifying the mortgage loan officer and/or loan processor.
                      3. Clarified/corrected information and obtain additional information, as necessary, via phone, email, etc.
                      4. General clerical and phone supported to loan officers and/or loan processors, as needed.
                      5. Worked with management to provide support in various stages and areas of lending and processing as needed.
                      6. Assisted in managing a pipeline consisting of conventional, FHA, VA, and USDA loans, along with 203K and reverse mortgage products.
                      7. Delivered appraisals and/or property valuations to the borrower and retrieve proof of receipt.
                                    Years of Experience
                                    Experience
                                    5-7 Years
                                    Experience Level
                                    Level
                                    Executive
                                    Education
                                    Education
                                    GED

                                    Loan Opener Resume

                                    Objective : Loan Opener is Collaborating with investors throughout the entire investment process, as needed. Entering data and organizing documents within our loan origination system accurately and quickly. & Assisting in reviewing mortgage loan application and documentation, which may include phone and computer work, printing, copying, scanning, emailing, overnighting documents, etc. Reviewing mortgage loan disclosure packages and deliver them to the borrower.

                                    Skills : Planning, Printing.

                                    Description :

                                      1. Processed loan applications, including collecting and verifying documentation.
                                      2. Reviewed loan applications to determine whether they meet minimum standards for loan approval.
                                      3. Helped borrowers apply for loans by providing them with information about the application process.
                                      4. Communicated with all stakeholders during the loan process and update them promptly. 
                                      5. Coordinated with Sherman Bridge staff, borrowers, and other key stakeholders to ensure workflows are smooth and orderly.
                                      6. Supported Account Executives (Loan officers) to originate mortgages on single family investment properties.
                                      7. Managed communication with investors, the processing team, and other key stakeholders, as appropriate, in order ensure smooth loan closings.
                                                Years of Experience
                                                Experience
                                                2-5 Years
                                                Experience Level
                                                Level
                                                Executive
                                                Education
                                                Education
                                                MS

                                                Loan Opener Resume

                                                Objective : Loan Opener is obtaining and reviewing all necessary loan information to prepare or review appropriate loan documents, review of credit approvals, review of appraisals, review of borrowing authority documentation, review of construction related contracts, CC&;Rs, leases, permanent commitments, title information, validate project budgets, preparation of loan cost breakdown, review release price schedule, and any additional information as needed to perfect the banks position and reflect the terms of the credit approval. Taking appropriate action on any issues that arise to meet the requested document due date.

                                                Skills : Planning, Review Assistant.

                                                Description :

                                                  1. Ordered escrow, appraisal, title, flood, HOI, request case assignment, USPS, SSA89, 4506-T, etc.
                                                  2. Retrieved all documents and assign accordingly then verifying and completing all fields.
                                                  3. Submitted loan application through AUS systems to receive qualifications.
                                                  4. Performed any additional duties/activities assigned by management.
                                                  5. Reviewed checklist and conversation log for direction of loan.
                                                  6. Updated information in the computer systems as needed.
                                                  7. Quality checked on submitted loan file.
                                                          Years of Experience
                                                          Experience
                                                          2-5 Years
                                                          Experience Level
                                                          Level
                                                          Executive
                                                          Education
                                                          Education
                                                          MS

                                                          Loan Opener Resume

                                                          Objective : Loan Opener is Preparing with the assistance of outside counsel, syndication real estate loan documents, complex commercial real estate loan documents, (i.e., loan agreements, financing statements, notes, trust deeds, disclosure statements, etc.) based on knowledge of loan type and of bank and department policies and procedures. Participating in loan document negotiation with the borrower, Lender (if Agent), Agent (if Lender) outside legal counsel and relationship manager. Ensuring compliance with all federal and state laws and regulations.

                                                          Skills : Loan Assistant, Underwriting.

                                                          Description :

                                                            1. Updated and verified accuracy and compliance of data input into consumer loan origination software.
                                                            2. Reviewed consumer equity applications and accurately prepares and provide initial and re-disclosure packages within the required 3 business days from application date or changed circumstance.
                                                            3. Reviewed application and credit report for documentation by underwriting for mismatches of social security number, date of birth, address, fraud alerts and OFAC.
                                                            4. Ordered required third party reports (Property Reports, Flood Determinations, Domestic Lien Searches and Appraisals) according to the consumer application approval conditions.
                                                            5. Monitored departmental email address and completes requests and resolves issues.
                                                            6. Maintained logs and reports to be used by the Consumer Lending Management.
                                                            7. Balanced and maintains the Appraisal General Ledger on a daily basis.
                                                                                Years of Experience
                                                                                Experience
                                                                                2-5 Years
                                                                                Experience Level
                                                                                Level
                                                                                Executive
                                                                                Education
                                                                                Education
                                                                                MS

                                                                                Loan Opener Resume

                                                                                Objective : Loan Opener is Working with the outside counsel (or Legal Department when appropriate) to coordinate the preparation of syndication real estate loan documents or complex commercial real estate loan documents, to obtain specific legal language as needed. Analyzing with the assistance of outside counsel the organizational documents (i.e., partnership agreements, trust agreements, etc.).

                                                                                Skills : Planning, Analyzing.

                                                                                Description :

                                                                                  1. Reported all errors and findings and recommending ideas and actions to improve processes and procedures.
                                                                                  2. Maintained proficiency in the Consumer Lending loan origination software, documentation software, Microsoft Office (Word, Excel, & Outlook), Internet searches, Core Operating System (FIS), imaging system, applicable vendor software along with the upgrades to these programs or replacement software and any other conduit available to process all orders as well as prepare required documentation.
                                                                                  3. Acquired and maintained a thorough knowledge of all applicable banking laws / state and federal regulations and the Bank’s Corporate & Lending Policies / Underwriting Manuals to ensure compliance.
                                                                                  4. Advanced knowledge through further education and/or obtaining certifications and attending training, where appropriate, on regulatory, platforms and audit issues or concerns.
                                                                                  5. Assisted in the training and development of Consumer Bankers, Consumer Processors and maintenance (including updates) of the Consumer Lending Processing manual to be used as both a training and reference manual.
                                                                                  6. Maintained a positive and productive working relationship with all co-workers, vendors and bank customers. 
                                                                                  7. Demonstrated positive interpersonal skills with the ability to work independently as well as motivated to work as a team player to contribute to the success of the department and the Bank.
                                                                                        Years of Experience
                                                                                        Experience
                                                                                        2-5 Years
                                                                                        Experience Level
                                                                                        Level
                                                                                        Executive
                                                                                        Education
                                                                                        Education
                                                                                        MS

                                                                                        Loan Opener Resume

                                                                                        Objective : Loan Opener is Facilitating loan closing, ensuring that all loan documents are properly executed; comprehensive recording instructions to title company are prepared and delivery is verified; loan is recorded, booked and funded accurately and expeditiously. Establishing reserve accounts and verify information is reflected in the loan documents and on the cost breakdown.

                                                                                        Skills : Coordinating Skills, Loan Assistant.

                                                                                        Description :

                                                                                          1. Provided exceptional service to all customers.
                                                                                          2. Processed credit loan applications and use product knowledge to present loan solutions to current and potential customers.
                                                                                          3. Maintained office cash with accuracy and proper security.
                                                                                          4. Grown account volume through good judgment and effective customer solicitations in person and phone.
                                                                                          5. Assisted past due customers by calling them and working together to find a resolution for keeping their accounts up to date Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
                                                                                          6. Transported money and deposits to and from bank.
                                                                                          7. Supported Account Executives managing the mortgage pipeline.
                                                                                                                  Years of Experience
                                                                                                                  Experience
                                                                                                                  0-2 Years
                                                                                                                  Experience Level
                                                                                                                  Level
                                                                                                                  Entry Level
                                                                                                                  Education
                                                                                                                  Education
                                                                                                                  MS