A Residential Loan Officer will initiate the mortgage process for potential residential owners, and also analyze and verify mortgage loan applications for the purchase or refinance of properties. Typical work activities associated with the post are listed on the Residential Loan Officer Resume as – educating and guiding potential borrowers through the loan application process, maintaining referral relationships and approaching leads, advising applicants on loan options, analyzing and submitting all applicant’s required documentation, monitoring the loan application, and helping the clients in case of any difficulties, and providing ongoing customer support.
Candidate for the role must be licensed and registered by the nationwide multistate licensing system in order to work, and also stay abreast of changes in the loan or financing options. Employers typically prefer applicants having a bachelor’s degree in business administration or finance, and the following skills – a strong understanding of state and federal laws, accounting experience, a solid understanding of how sales pipelines work, and communication skills. Possessing relevant software knowledge is crucial.
Objective : Passionate self-starter and proven leader in varied sales and business environments. Always meeting and exceeding revenue goals for constant growth. Thrives on building and leveraging strong relationships to successfully increase sales and business growth.
Skills : Financial services and products, Research, Microsoft Office, Alternative Investments, Public Speaking, Published Author, Sales, Management, Financial Software, Bloomberg, Leadership, Interpersonal Effectiveness, Animal Care, Animal Rescues and Sanctuaries, Animal Rescue, Marketing.
Description :
Constructed, serviced, and supervised loans.
Provided technical advice, guidance, and credit counseling to loan applicants and borrowers.
Conduct applicant interviews to review applications for eligibility and financial soundness.
Performed thorough analysis of applicants' credit histories, property holdings, and other tangible collateral value.
Compiled and analyzed data into reports, determining level of risk associated with each client's case.
Upheld strict quality control measures in ensuring accuracy of data for FHA, VA and conventional loans.
Assisted clients throughout the loan's life cycle.
Experience
2-5 Years
Level
Junior
Education
Master Of Sciences
Residential Loan Officer Resume
Headline : As a Residential Loan Officer, Working in the Mortgage and Title industry for over 10 years has provided me with the hands on experience in managing mortgage and escrow loans, analyzing clients' needs and proposing and designing programs based on those needs. In addition, I am comfortable with all aspects of this business including the challenging tasks.
Skills : Speak Spanish and Portuguese. Proficient in Microsoft Office applications.
Description :
Experienced Lockheed Space Operations Co.
Responsible for Space Shuttle Rediness in the Thermal Protection Systems, Scheduled Shuttle Modifications for Shuttle fleet, reported daily status calls to Washington D.C., Accountable to Launch Site Director - Forrest McCartney & Space Shuttle Crews.
Established policies, procedures, training requirements and facilities for the Thermal Protection Systems.
Utilized all loan and grant program activities available to assist customers with their individual housing needs.
Advised and directed applicants on other sources available.
Involved in the planning, marketing and successful grand openings of several new home communities.
Received 'Top Originator' awards monthly, and annually, with 90% closure rate.
Experience
5-7 Years
Level
Executive
Education
MS
Residential Loan Officer Resume
Headline : As a Residential Loan Officer, responsible for Receiving and processing completed loan applications according to established procedures, Prioritizing among a pipeline of loans and number of tasks to ensure timely closing, Entering application information into the loan origination system.
Skills : Microsoft Office, Excel, Digital Marketing, Credit Analysis.
Description :
Originated conventional and government residential mortgages and participates in related business development activities.
Built residential mortgage business by working through contacts with realtors, builders and developers.
Provided service to customers and prospective customers seeking residential mortgage loans.
Interviewed applicants to obtain information concerning their needs to assist in determining whether a loan will be an acceptable risk according to their financial situation and obtains pertinent financial and credit data.
Stayed informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
Ensured the preparation and processing of forms and legal documents required for residential loans and follows the loans to ensure compliance with terms.
Negotiated terms and conditions with applicants.
Experience
5-7 Years
Level
Executive
Education
MS
Residential Loan Officer Resume
Headline : Skilled in providing leadership, initiative, & communication to accomplish goals with a sense of urgency. Accustomed to creating harmonious internal & external relationships in a professional manner. Knowledgeable in providing excellent analytical & problem solving skills. Experienced in analyzing, preparing, and interpreting laws, policies, and financial documents.
Skills : All Office Equipment, Microsoft Office.
Description :
Originated FANNIE MAE, FREDDIE MAC, FHA, VA, jumbo, and portfolio mortgages.
Analyzed the initial application package to determine the feasibility of the request.
Determined the best mortgage program for borrowers.
Supervised loan processing.
Performed construction draw inspections.
Solicited referrals from real estate agents & builders.
Exceeded the established sales goals.
Experience
5-7 Years
Level
Executive
Education
Bachelor Of Science In Finance
Residential Loan Officer Resume
Objective : As a newly certified paralegal with experience, I know my diverse set of skills and qualifications will make me an asset to your team. As you will see from the following resume, built my career in a variety of roles and industries with a vast array of companies. What remains consistent is my unwavering commitment to excellence in my performance and profession.
Assisted customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered.
Interviewed applicant and requests specific information for loan application and enters data into origination software.
Analyzed the applicants financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements.
Compiled loan package and provides the applicant information, such as rates, terms, fees, and other credit terms.
Corresponded with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process.
Ensured loan applications are complete and accurate.
Submitted loan application to processor.
Experience
2-5 Years
Level
Executive
Education
Certificate In Advanced Paralegal
Residential Loan Officer Resume
Headline : Skilled at working independently under tight deadlines, Training in entry-level management leadership and customer service, Demonstrating strong interpersonal skills and exceptional service throughout the sales process, Unique set of solutions for every problem, Creative in decision making, while careful in taking conservative risks to increase sales and customer retention.
Skills : Drove Truck/ CDL No Longer Certified, Management Skills.
Description :
Consulted with clients concerning purchasing and refinancing of residential properties.
Maintained friendly and professional customer interactions.
Maintained strict confidentiality of all correspondence between client and broker.
Developed prospects for new loans by conducting cold calls weekly.
Responsible for purchasing and leasing new and used vehicles.
Maintained good customer relationships with dealership and service department.
Objective : As a Residential Loan Officer, responsible for Serving as subject matter expert (SME) for the review and update of MSPBNA policies and procedures on an annual basis in accordance with the Annual Compliance Plan or on an as needed basis based on Regulatory changes, Working with the mortgage department impacted by changing laws, regulations and/or policies to ensure awareness and that bank policies and procedures are updated as appropriate to comply with the changes.
Skills : Planning Skills, Analyzing Skills.
Description :
Taught 5 W.S.H.F.C.
Created, managed and closed an average of $1 million dollars in residential loans/month.
Consistently #1 in self-sourced purchase business in branch.
Consistently exceed all customer service rating goals.
Effectively communicated with all parties on entire pipeline simultaneously while staying within the originally estimated timelines.
Analyzed applicant's financials, credit and property evaluations to determine loan feasibility.
Exceeded quarterly sales goals by 10% on a consistent basis.
Experience
2-5 Years
Level
Executive
Education
Certificate In Advanced Paralegal
Residential Loan Officer Resume
Objective : Residential Loan Officer Professional candidate possessing extensive knowledge in the customer service industry. Very familiar and comfortable in roles such as Real Estate Closer, Loan Officer, Personal Banker and Commercial Loan Processor. Actively seeking a position to contribute positively to the growth and stability of an organization's success.
Skills : Account Management, Computer Skills, Interviewing, Recruiting, Business To Business Sales, Customer Service, Office Administration, Ordering.
Description :
Responsible for collection and analysis of loan application data consistent with lending-related compliance and investor requirements.
Counsel customers and answer inquiries regarding mortgage loan interest rates, terms and programs offered by lending institutions for successful closing of 1-4 unit properties.
Successfully worked with customers to gather and validate information such as employment, rent/mortgage history and home owners insurance information to submit loan refinance or purchase packages to lending institutions for approval.
Cooperated with appraisers and title companies to secure home values and commitments.
Consistently satisfied conditions and stipulations of lending institutions for clear to close on loans.
Competent in arranging closings with customers and title companies to sign documentation.
Analyzed risk potential and made sound lending judgments on mortgages.
Experience
2-5 Years
Level
Executive
Education
Bachelor Of Science In Education
Residential Loan Officer Resume
Objective : Order title work and PMI as instructed by lenders, follow-up to ensure receipt. Work with the loan officer and other parties to ensure all closing conditions are satisfied in order to meet the target closing date. Communicate the status of the loan with borrowers and loan officers at prescribed frequencies; mail disclosure statements on a timely basis;
Skills : Microsoft Office Suite, Social Media Management, Bookkeeping, Office Management, Training Delivery, Instructor, Curriculum Development, Career Development, Public Speaking.
Description :
Secured mortgages for residential purchases, construction and refinances for new and existing clients.
Increased volume from 15 million to 34 million in 5 years.
Consistently ranked in the top 20 originators in company.
Realtor and Builder relationships key to increased volume.
Ranked highest in Green Bay District for gaining new business and outside financing and refinancing from customer referrals.
Created and implemented marketing plan to grow residential loan production.
Assisted customers in determining financial needs and recommended appropriate mortgage program.
Experience
2-5 Years
Level
Executive
Education
BS In Business Management
Residential Loan Officer Resume
Objective : As a Residential Loan Officer, responsible for Assisting lenders as necessary, Assisting the closing processors, as necessary, with closing preparation including speaking with brokers and calling for proration, payoffs and other information necessary for closing; preparing closing documents for each file and generating loan disbursements via the teller computer software including bank checks, wire transfer forms and general ledger tickets.
Skills : Inventory Management, Residential Home Loans, Customer Service, Sales.
Description :
Worked with branch banking personnel to cultivate leads for refinances, purchase loans and construction loans.
Met with customers for loan applications, set up and processed files, ran credit reports through Loan Prospector, ordered flood determinations through Geotrac, and ordered appraisals.
Originated conventional, FHA, and VA residential mortgage loans with a focus on first-time homebuyers.
Originated residential mortgage loans for new construction and existing homes throughout the suburbs of Chicago.
Completed company's management training program.
Assisted the public in getting a residential loans.
Sold/Originated Home Mortgages Loans in Daytona Beach area.
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