Assistant Credit Manager Resume Samples

The Assistant Credit Manager assists the Credit manager in the entire process of credit granting. The job description for these assistants to the credit manager vary depending upon the nature of the organization, but the following are the common roles and responsibilities that are executed – assessing the creditworthiness of the potential customers, periodical credit reviewing of the existing customers, consistent application of credit policy, preparing draft facility documents, releasing facility documents and all security for execution, handling mortgage loans, managing relations with collection agents, credit insurance providers, sales department and credit reporting agencies; and assisting in all credit operations of the company. Assistant Credit Manager Resume should demonstrate skills such as knowledge of credit regulations, negotiation skills, good math skill, sales orientation, knowledge of credit administration, banking and auditing and relevant computer competencies. Eligible candidates are expected to possess a degree to the least in the field of Finance, Accounting or the related.

Assistant Credit Manager Resume

Headline : Highly focused and goal oriented Assistant Credit Manager with 5 plus years of experience pursuing a career opportunity which enables me to provide excellent service, apply knowledge of applied principles, and utilize my experiences in an impactful business industry.

Skills : 65 WPM, Data Entry, Excel, Excellent Communication, Microsoft Office

Description :

  • Assisting the Managers in creating plans to accomplish company and department goals.
  • Assisting managers in reviewing customers or potential customers files for creditworthiness.
  • Work alongside managers in scheduling, recruiting, training, and evaluating collections department employees.
  • Guaranteeing 100% customer confidentiality and satisfaction in an effort that all customers needs and inquiries are met.
  • Enhances customers purchasing experience by providing excellent customer service.
  • Evaluating the customer's needs then sending the loan applications and referrals to salespeople.
  • Ensuring customer files include necessary documents for consideration of approving financed merchandise.
  • Analyzing the data and summarizing the collector's performance using procedures generated by the corporate office and makes recommendations based upon analysis of data.
  • Monitoring the delinquent accounts to encourage staff to achieve company standards of delinquency.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Business Administration

Assistant Credit Manager III Resume

Summary : Assistant Credit Manager III with 10 years of experience is seeking to continue professional development in the field of credits management with a concentration in accounting.

Skills : Management, Leadership Development, Sales, Customer Service, Credit Analysis, People Person, Organizational, Educator, Teaching

Description :

  • Managed agings and applied collection techniques that attained superior results while maintaining the integrity of relationship with clients.
  • Responsible for month-end close reporting and reconciliation of accounts receivable.
  • Reviewed and approved dealer credit applications by contacting references and DB credit report.
  • Approved terms and credit limits in a timely manner to new and existing customers for types of payments.
  • Released sales orders from credit hold based on current credit guidelines.
  • Supported the annual audit for accounts receivable requirements, customer balances confirmation.
  • Provided invoices, shipping documents, and proof of payments as needed.
  • Closely monitored accounts to ensure payments were received within payment terms.
  • Applied detailed cash receipts to customer accounts utilizing the Macola accounting system.
Years of Experience
Experience
10+ Years
Experience Level
Level
Consultant
Education
Education
Associates

Assistant Credit Manager II Resume

Summary : Assistant Credit Manager II with 18 plus years of experience is seeking a position within a company that will enable me to show my leadership skills and become an asset to the company.

Skills : Microsoft Word, PowerPoint, Access, Excel And Lotus, Windows 2009, Macola And PSI Accounting Software, ADP Payroll Software, Paychex Payroll Software, POS System, Mindquest, Sage Accpac, Canopy

Description :

  • Ensuring the essential coverage of the cashier and credit department with proper scheduling.
  • Reviewing credit applications and establish credit limits on the customer in-house accounts.
  • Responsible for assuring the security of records of cash and credit.
  • Collecting cash, check or charge payment from customers and makes change for cash customers.
  • Inputting payment type and amount received into the computer and prints the transaction then issuing receipt or sales order ticket to customers.
  • Approving cash refunds, bank card credit or submits refund request form to the accounting department so that refund check can be issued.
  • Managing difficult or emotional customer situations, responding promptly to customer needs and requests for service and/or assistance. 
  • Focussing on solving the conflict, not blaming, maintaining confidentiality, listening to others without interrupting, keeping emotions under control.
  • Speaking clearly and persuasively in positive or negative situations, listening and gets clarification, participating in meetings.
Years of Experience
Experience
10+ Years
Experience Level
Level
Consultant
Education
Education
BS

Assistant Credit Manager Resume

Headline : Assistant Credit Manager with 5 years of experience is seeking a full-time position where I can utilize my skills and strong work ethic to build a successful and rewarding career.

Skills : Strategic Planning & Execution, Credit Analysis & Management, Team Leadership, Risk Mitigation/Management, Employee Training, Relationship Management, Process Improvement, Change Management, Cost Reduction & Containment

Description :

  • Oversaw credit analysis for new and inactive accounts, account reporting, and reconciliations.
  • Coordinated the majority of diverse department functions, ensuring that team member responsibilities were well defined and understood.
  • Assessed organizational training needs and staff requirements. Supported recruitment, training, and staff development.
  • Managed 3 direct supervisor reports and 15 indirect reports handling a volume of 900 inbound and outbound calls daily, via 50 branch offices and 10,000 active customers.
  • Maintained an up-to-date department organizational chart and workflow assignments.
  • Increased production, workplace environment, and customer satisfaction limiting need to add additional staff after workflow reorganization.
  • Created queries, databases, and spreadsheets to improve collections and risk mitigation.
  • Avoided loss of current and future business with customers and general contractors by creating a hierarchy protocol prompting collectors to bring in sales at certain tenure and revenue levels, leveraging salesperson relationships with customers to negotiate more productively for all parties.
  • Supported communications with customers by phone, fax, and email, using macros and direct contact to obtain payments on outstanding accounts.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
BA

Assistant Credit Manager Resume

Summary : Assistant Credit Manager with 17 plus years of experience is seeking to obtain a position that will allow me to utilize the knowledge and skills I have as well as provide an opportunity to learn new skills and grow within the company.

Skills : Proficient Knowledge In Excel, Word, PowerPoint And Outlook, Bilingual -- English And Mandarin, Accounting Program MAS 90, Microsoft Dynamics

Description :

  • Reviewing new credit applications to ensure receipt of all required documentation to set up the customer master file.
  • Obtaining and reviewing the credit reports, credit references, credit insurance, and financial statements to establish credit limits for new accounts per company S.O.P.
  • Obtaining and interpreting the financial statements to assist in credit limit reviews.
  • Maintaining the credit insurance files by completing reviews received from insurance issuer, submitting insurance requests per company S.O.P. And updating customer master to reflect insurance data.
  • Performing semi-annual account credit limit reviews and credit limit increase review requests from financial service and sales teams.
  • Running monthly a/r reporting, review, format, and distribute files to executive group, financial services management and team, and sales management.
  • Working with internal and external auditors to complete annual a/r reviews.
  • Ensuring proper posting of payments on accounts, research incorrect postings and submit correcting actions.
Years of Experience
Experience
10+ Years
Experience Level
Level
Consultant
Education
Education
BS

Assistant Credit Manager I Resume

Summary : Assistant Credit Manager I with over 15 plus years experience as well as managerial experience, who exceeds at delivering exceptional service to customers, as well as fellow team members. Highly organized and efficient multitasking abilities.

Skills : Notary, Public-State Of New York, Recreational & Consumer Lending, Customer Relationship Managment, Strategic And Critical Thinking, Automotive Financing, Time & Resource Managment, Team Building & Leadership, Excellent Customer Service, Presentation & Negotiation

Description :

  • Providing boat and R/V financing averaging annual sales revenue up to $6m.
  • Increased sales and profit in one calendar year 100% by instituting incentive pay programs with vendors.
  • Working closely with lenders and individuals requiring financing for a boat or R/V.
  • Developing a custom loan package based on customers financial situation, including those with poor credit history.
  • Conducting research and obtaining special financing for customers with poor credit through a network of specialized lenders.
  • Overseeing and coordinating the entire financing process, and work with the department of motor vehicles to ensure a seamless purchase transaction.
  • Conducting the comprehensive analyses of credit reports and examining all customary documentation including tax returns.
  • Leveraging an extensive personal network of contacts to receive referrals and generate leads for a loan.
  • Doubled profits and increased business 30% by utilizing creative incentives with boat dealers.
  • Working directly with lenders to structure deals in accordance with lender guidelines.
Years of Experience
Experience
10+ Years
Experience Level
Level
Consultant
Education
Education
BS

Assistant Credit Manager Resume

Summary : Driven and engaged Assistant Credit Manager with 10 plus years of experience is seeking innovative success strategies and the development of a team-oriented work environment.

Skills : Benefits Administration, Employee Coaching, Account Reconciliation, Relationship Management, Leadership Experience, Workers Compensation Knowledge, Filing And Data Archiving

Description :

  • Performing complex general accounting functions, including preparation of journal entries, account analysis and balance sheet reconciliations to report cash flow to upper management.
  • Comfortable with outbound calling to arrange and secure appointments with customers.
  • Assisting the Credit Manager the with financing of whole goods transactions.
  • Documenting collections requirements to address improved delinquency needs.
  • Providing credit consultation to customers in delinquency status and focused on improving creditworthiness to achieve business goals.
  • Opening financed, layaway or cash on delivery (cod) accounts for customers.
  • Contacting clients regarding past due balances, reconciling accounts, and reviewing and resolving disputes.
  • Placing accounts with third party collections agencies once final demand letters have expired.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
BS

Assistant Credit Manager Resume

Summary : Highly motivated results-oriented Assistant Credit Manager with extensive experience of 10 years in a global diversified manufacturing environment. A leader committed to quality and building an organization focused on teamwork, agility, creativity, and profitability. Excels at being customer-focused, organized and knowledgeable about business process improvement.

Skills : Leadership, Effective Interviewing, And Management Corporate Diversity, Workplace Safety, And Global Ethics Training Public Speaking, Team Building, And Motivation Experience MS Office, Oracle, And Vista

Description :

  • Assessed, restructured, recruited, hired, and managed both staff and day-to-day operations for department employees in a deadline-oriented, results driven, and team restructured trade credit and collection office.
  • Responsible for staff direction and financial performance. Credit and collection of $ 80m/month.
  • Completed performance assessments and salary calibrations for credit staff.
  • Spearheaded morale and recognition activities programs for all associates, improving employee satisfaction survey results by greater than 50%.
  • Implemented improvement processes (utilizing business process improvement tools including six sigma initiatives) to reduce cross-functional error rates by greater than 15%.
  • Aligned and calibrated corporate directives by leading presentations in the Eaton business system and global ethics.
  • Designed accountabilities in the performance review system and increased the frequency of performance discussions. Placed non-performing employees on process improvement plans and developed career ladder for individuals exceeding performance goals.
  • Led by example, handling escalations of sensitive and complicated financial matters.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
Business Administration

Assistant Credit Manager Resume

Summary : Assistant Credit Manager with 10 plus years of experience is seeking to succeed in an environment of growth and excellence and earn a job which provides me satisfaction and self-development to help me achieve personal as well as organization goals.

Skills : Records Maintenance, Detail Oriented, Highly Organized, Strong Problem Solver, Fast-paced Environment, Attentive, Strong In MS Word, Excel And Powerpoint, Customer-oriented, Clear Communication, Familiar With ADP, Fluent In Spanish

Description :

  • Processing new credit applications and update credit accounts by requesting credit references and pulling reports from DNB and NACM, suggesting credit limits to credit manager.
  • Reviewing orders for release or credit hold options. Looking at accounts that are past due.
  • Monitoring and collection of past due balances on 2,500 plus accounts. Collection of COD.
  • Processing and reconciling the payments into the account through incoming mail and lockbox.
  • Researching short and overpayments requested by customers.
  • Balancing the total revenue receipts for 18 branches in 6 states. 
  • Conducting due diligence and investigating credit for onboarding customers.
  • Negotiating and collecting on past due accounts previously considered a write-off.
  • Analyzing the applicants financial status, credit and property evaluations to determine the feasibility of granting loans.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
Diploma

Assistant Credit Manager Resume

Objective : Assistant Credit Manager with 3 years of experience. Skilled in sales and technology. Experience with administrative duties. My goal is to find a career that challenges and drives me to constantly improve myself and develop my skills in way that allows me to reach my full potential.

Skills : JD Edwards One World, MAS90, Microsoft Office Applications (including Excel, Word, PowerPoint, Access), ACT, Gold Mine, Quick Books Pro, Advisor Assistant, Morning Star, And Great Plains, Laserfiche Client 8.3, Passport, Epicor

Description :

  • Set credit policies, credit lines, procedures and standards in conjunction. Submit applications to the credit analyst for verification and recommendation with Senior Managers.
  • Calculated the amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.
  • Explained to customers the different types of loans and credit options that are available and assist with completion of paperwork.
  • Reviewed information in contracts from loan CSR before referring to Senior Manager for approval.
  • Approved and disburse loans within specified limits and refer loan applications outside those limits to management for approval.
  • Reviewed and verified loans in mortgages, underwriting and credits from loan officers to ensure they are completed and accurate according to policy.
  • Significantly reduced open customer deductions and improved business relations which resulted in increased sales.
  • Ensured prompt follow-up on all matters with internal and external parties.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
College