Chief Lending Officer Resume
Objective : As a Chief Lending Officer, responsible for providing leadership to the Financial Institution team on all Credit decisions focusing on Residential Mortgages and Non-owner Occupied Mortgage lending.
Skills : Credit Analysis, Risk Management.
Description :
- Negotiated and managed consultant contracts and budgets as related to lending.
- Oversaw the loan closing process and reviewed closing documents for accuracy.
- Monitored and reported on the Loan Fund’s loan originations and portfolio performance.
- Led the review and updates of policies related to underwriting, portfolio management, and loan servicing.
- Established procedures that promote the successful development of the company's long-term portfolio.
- Responsible for tracking the performance of your employees in addition to tracking the performance and progress of your company's financial portfolio.
- Directed and managed the loan portfolio of your bank or company.
Experience
2-5 Years
Level
Executive
Education
BFin
Associate Chief Lending Officer Resume
Headline : As an Associate Chief Lending Officer, supervise and develop staff, make credit and lending decisions, and perform credit monitoring of all loans above a certain threshold.
Skills : Market Intelligence, Attention to detail.
Description :
- Responsible for serving as principal advisor to CEO, CFO and board of directors on all issues associated with lending strategies, credit risk management, and commercial/real estate lending.
- Responsible for leading efforts with executive management to develop and implement appropriate lending products and services.
- Responsible for maximizing portfolio growth through effective planning, development, and implementation of lending strategies.
- Responsible for reviewing existing and new client relationships for credit quality, structure and pricing.
- Ensured overall soundness of loan portfolio, with the ability to identify and develop long-term strategies that will include initiatives such as portfolio mix, growth strategies, and market penetration objectives.
- Ensured the accuracy of the risk rating system.
- Responsible for developing and implementing systems, risk controls and policies and procedures in line with regulatory requirements, institution policies and targets.
Experience
5-7 Years
Level
Executive
Education
BEcon
Senior Chief Lending Officer Resume
Summary : As a Senior Chief Lending Officer, responsible for the Loan Funds strategic lending program including business development and loan production, marketing and outreach, design and implementation of new financial products and services, portfolio management, loan policies and systems, and collaborating with the Loan Fund Director to develop key partnerships and to raise new capital.
Skills : Financial Modeling, Compliance Knowledge.
Description :
- Responsible for monitoring and managing the institution’s portfolio and communicating performance and concerns to top management.
- Participated in executive-level discussions and in making recommendations regarding major policy decisions.
- Promoted and developed new business for the financial institution.
- Designed and implemented new financing strategies and products to respond to Loan Fund goals, borrower needs, and market changes.
- Developed and implemented an annual Loan Fund marketing and outreach plan.
- Collaborated with NCALL’s Marketing and Communications Specialist to implement that plan.
- Assisted the LFD with creating the annual business plan for the Loan Fund including lending goals, impact goals, and operational budget, and participated in strategic planning as needed.
Experience
7-10 Years
Level
Senior
Education
BEcon
Chief Lending Officer Resume
Summary : As a Chief Lending Officer, perform a variety of duties to meet the needs of qualified prospects and referral sources serve on the five-person leadership team, and attend meetings of the Loan Committee and Boards of Directors.
Skills : Portfolio Management, Strategic Planning.
Description :
- Assisted the LFD with promoting and increasing the Loan Fund profile by developing key external relationships and assisted with the Loan Fund’s advocacy and coalition efforts.
- Assisted the LFD in building and maintaining strong relationships with partners that provide capital and operational support, assisted as needed on applications to those partners Lending.
- Supervised and supported the Loan Officers and Loan Servicer.
- Developed a capacity-building plan for those supervised through various professional/leadership development opportunities.
- Developed and oversaw a business development/project pipeline strategy with the Loan Officers.
- Assisted Loan Officers with vetting, structuring, and underwriting new loan requests.
- Ensured new loan requests are consistent with Loan Fund policies and goals.
Experience
10+ Years
Level
Management
Education
BEcon
Junior Chief Lending Officer Resume
Headline : As a Junior Chief Lending Officer, responsible for establishing lending policies for the corporation they work for, reviewing loan agreements to ensure they comply with regulations, and supervising a team of employees.
Skills : Leadership and Team Management, Relationship Building.
Description :
- Originated and underwrote new loan requests as needed.
- Planned and coordinated the Loan Committee meetings; interacted with the Loan Committee Chair as necessary before each meeting.
- Maintained strong credit quality through annual loan/borrower reviews, regular monitoring of borrower compliance with loan covenants and repayment provisions, reviewing borrower reports, and conducting periodic site visits with Loan Officers.
- Mitigated loan portfolio risk through enhanced monitoring, the use of extensions and restructurings, and adjustments to risk ratings and loan loss reserves.
- Developed a strategy for loan work-outs and charge-offs as necessary.
- Pursued and maintained relationships with participation lenders.
- Prepared participation agreements, consulting with legal counsel as needed.
Experience
5-7 Years
Level
Executive
Education
BEcon
Assistant Chief Lending Officer Resume
Objective : As an Assistant Chief Lending Officer, develops and implements the lending strategy to achieve the Companys mission and Lending Officer manages all aspects of loan origination activities.
Skills : Communication and Negotiation, Market Analysis.
Description :
- Established interest rate guidelines, fees, and other charges that harmonize with overall bank policies and are competitive and profitable for the bank.
- Responsible for collections and workout activities of delinquent loans and repossessions.
- Reviewed collection reports to ascertain and evaluate the effectiveness of current underwriting policies and practices.
- Provided the proper product, policy, procedural, and compliance training on all lending products and processes for lending and operations personnel.
- Responsible for office practices, including staffing and functional efficiencies, to ensure members’ requests to borrow or be granted an extension receive prompt attention and are efficiently processed.
- Responsible for the correction of all deficiencies noted in the internal and external audits and regulatory examinations.
- Determined and monitored concentration limits within the loan portfolio.
Experience
2-5 Years
Level
Executive
Education
BFin
Chief Lending Officer Resume
Summary : As a Chief Lending Officer, provides leadership, guidance, and training to a team of loan officers to achieve individual origination and servicing goals.
Skills : Sales and Business Development, Problem-Solving.
Description :
- Established action plans for loan officers to meet goals in the strategic plan.
- Monitored and discussed sales performance versus goals.
- Met with lenders to prescreen potential new lending opportunities.
- Ensured compliance with loan policy and procedures.
- Developed and maintained relationships with external referral sources that lead to valuable referrals.
- Reviewed existing products and developed new products.
- Met with loan officers and customers to resolve problems.
Experience
7-10 Years
Level
Senior
Education
BFin
Chief Lending Officer Resume
Summary : As a Chief Lending Officer, develops, manages, and oversees consumer, mortgage, and member business lending and develops lending requirements to provide maximum profitability to the credit union with an acceptable level of risk.
Skills : Loan Underwriting, Relationship Management.
Description :
- Managed the overall direction of credit administration, including quality, loan operations, and servicing.
- Ensured that all operations in loan departments were conducted by established policies and procedures and complied with federal and/or state regulations.
- Ensured the development of necessary policies and procedures for all lending products and practices to provide for requisite levels of service, consistency, cost-effective operations, compliance, and the protection of the credit union’s interests.
- Supervised the credit union’s indirect lending program, which includes communicating and developing relationships with auto dealerships.
- Provided the proper product, policy, procedural, and compliance training on all lending products and processes for lending and operations personnel.
- Ensured the protection of the credit union’s interest in matters of adequate documentation and adherence to credit union policy and the various laws and regulations applicable to the operation of the loan department.
- Responsible for ensuring approval of credit limits on member accounts is based on NCUA Lending Policy and standard lending practices, including but not limited to consideration of creditworthiness, collateral, capacity to repay, and character of the borrower.
Experience
7-10 Years
Level
Consultant
Education
BFin
Chief Lending Officer Resume
Summary : As a Chief Lending Officer, defines the vision for short-term and long-term loan production, growth, and service objectives and develops relationships with key stakeholders, including regulators, examiners, and external partners.
Skills : Compliance and Regulatory Knowledge, Financial Analysis.
Description :
- Managed the overall direction of credit administration, including quality, loan operations, and servicing.
- Ensured that all operations in loan departments were conducted by established policies and procedures and complied with federal and/or state regulations.
- Ensured the development of necessary policies and procedures for all lending products and practices to provide for requisite levels of service, consistency, cost-effective operations, compliance, and the protection of the credit union’s interests.
- Supervised the credit union’s indirect lending program, which includes communicating and developing relationships with auto dealerships.
- Provided the proper product, policy, procedural, and compliance training on all lending products and processes for lending and operations personnel.
- Ensured the protection of the credit union’s interest in matters of adequate documentation and adherence to credit union policy and the various laws and regulations applicable to the operation of the loan department.
- Responsible for ensuring approval of credit limits on member accounts is based on NCUA Lending Policy and standard lending practices, including but not limited to consideration of creditworthiness, collateral, capacity to repay, and character of the borrower.
Experience
10+ Years
Level
Management
Education
BFin
Chief Lending Officer Resume
Summary : As a Chief Lending Officer, Directs and coordinates activities of lending managers and team leaders engaged in consumer, mortgage, and business lending to drive growth and innovation.
Skills : Team Leadership, Technology Proficiency.
Description :
- Supervised the Mortgage Loan Manager, Debt Recovery Manager, Loan Officer III, Consumer Loan Manager, and Business Loan Officers.
- Responsible for identifying and developing new or enhanced lending products designed to meet the member’s borrowing needs and the Credit Union’s loan portfolio growth and earnings goals.
- Managed and supervised all lending programs and performed timely and thorough reviews on loan relationships and segments within identified lending areas.
- Established all lending policies and operated procedures that are approved by the Board of Directors.
- Serviced as part of top management in the development of long-range planning.
- Directed and controlled all lending activities, generally on the corporate staff level.
- Formulated, reviewed, and approved lending policies and procedures.
Experience
7-10 Years
Level
Consultant
Education
BFin
