Chief Risk Officer Resume
Summary : Seasoned senior level risk manager and operations professional with 20+ years of extensive banking experience. Highly analytical decision maker with a critical role in a rapidly growing customer-centric institution. Proven history of positive regulatory partnerships and consistent examination outcomes.
Skills : Microsoft Office, Risk Assessment.
Description :
- Strengthened the risk management culture by creating an organization-wide enterprise risk management process.
- Drafted ERM policy and risk appetite statement for Board approval.
- Established Compliance Management System Developed and managed pre-closing and post-closing QC Drafted Policies and procedures Attended Board meetings.
- Retooled committee and constructed measures for Board/management level deliverables.
- Responsible for measuring and managing loan portfolio risk and a key participant in management and Board level loan committees.
- Eliminated 11 vendor relationships while enhancing products and services, including mobile banking, document imaging, profitability, business internet banking, and CRM.
- Created and implemented a strategy for floor rates on the banks' variable rate loan portfolio ahead of the prime rate decline, preserving hundreds of thousands of dollars of interest income annually.
Experience
10+ Years
Level
Senior
Education
BS In Finance
Chief Risk Officer Resume
Objective : Seasoned executive and risk professional experienced in complex, data driven, high-volume, multi- portfolio manager, trading operations. Proven success in holistically managing global risk management groups offering outstanding presentation, communication and cross-cultural team management skills. High-energy, results-oriented leader with an entrepreneurial attitude.
Skills : Microsoft Outlook, Word, Management, Policy Development.
Description :
- Wrote an Enterprise Risk Management Policy that identified the following risk areas at the bank; strategic risk, credit risk, interest rate risk, liquidity risk, transaction risk, regulatory/compliance risk, operational risk, market risk, inherent risk, reputation risk, residual risk, and overall risk.
- Developed risk mitigation plans, monitored risks, and performed risk assessments to determine how risks have changed.
- Policy established the oversight, control, and discipline to drive continuous improvement of the bank's risk management capabilities in a changing environment.
- Wrote a Liquidity Policy, and a Liquidity Contingency Funding Plan.
- Identified stress events that could occur, which could lead to using one or more of the secondary liquidity sources.
- Prepared a quarterly Liquidity Measurement and Monitoring Report which measured the effects of shock scenarios on the balance sheet.
- Wrote an Allowance for Lease and Loan Loss Policy which followed State and FDIC guidelines.
Experience
2-5 Years
Level
Executive
Education
BS In Finance
Chief Risk Officer Resume
Objective : Forward-thinking, entrepreneurial management professional with superior customer service focused around the overall customer experience. Used of innovative approaches to organizational culture and education has created unprecedented results across all organizational Key Point Indicators.
Skills : Microsoft, Contract Negotiations, Change Management, Leadership, Team Building, Communication.
Description :
- Established credibility as a trusted adviser and financial planner with clients.
- Trained 1,500 volunteers and 36 staff members on risk management strategy yearly.
- Trained consisted of 5 programs delivered at 45 state level and 5 national conferences.
- Reduced organizational risk incidents by 67% over a 2-year period.
- Designed and delivered the organization's first Online Compliance Training completed by 12,000 collegiate members in the first year.
- Managed departmental spending and efficiency resulting in a 24% decrease in the operational budget.
- Performed the first membership audit to identify the true size and scope of the organization.
Experience
2-5 Years
Level
Executive
Education
BS In Finance
Chief Risk Officer Resume
Summary : Proven leader in risk management with extensive derivatives background Specialize in market, credit, operational and liquidity risk control for trading organizations Enthusiastic mentor with entrepreneurial spirit. Prepared Enterprise Risk infrastructure and policies for relative value multi-asset (Commodities/Equities & Rates/FX) hedge fund.
Skills : Six Sigma Master Black Belt, Risk Assesment.
Description :
- Reported to the founding portfolio manager, and perform daily risk control and mid-office operations for a hedge fund specializing in exchange-traded natural gas derivatives.
- Served as risk committee chairman, help shape company strategy and raise assets.
- Crafted risk policy covering market, credit, operational, liquidity, legal, compliance, and regulatory risks.
- Developed parametric (variance-covariance) and nonparametric (historical simulation) value-at-risk models.
- Ran CME Group's SPAN program to calculate and evaluate daily margin requirements.
- Performed treasury/accounting functions including cash management, payroll, and accounts payable; prepared pro forma financial statements and certain tax filings; liaised with fund administrator and auditors.
- Created, updated, and distributed marketing material, solicit potential investors, and participated in investor meetings.
Experience
10+ Years
Level
Senior
Education
BS In Finance
Chief Risk Officer Resume
Summary : As a Chief Risk Officer, assisted with the business development and investor relations/marketing and broker relationship management (cap-intro). Participated in the Fund's selection of external service provider selection (i.e., fund administration, accounting, and technology).
Skills : Financial Analysis, Policy Assistant, Organizational Skills.
Description :
- Increased Accounts Receivable collection by 22%; Developed new Risk Management Guidelines to address changing campus culture.
- Managed a team of three risk managers, six risk & underwriting analysts, and one data scientist.
- Formalized the small business lending processes including compliance manual, operational manual including override and escalation processes, and full model governance policies.
- Developed new custom scorecards to work in tandem with the current expert system design.
- Shared knowledge of risk management frameworks, corporate governance, processes, project management, bank operations, products and services, and regulation to ensure effective risk management; Trained educates, and assisted others as needed to achieve success.
- Developed structured bank account attributes to utilize in the credit decision process and scorecards from transaction level bank account information obtained online with applicants' consent.
- Developed risk rules and financial attributes and ratios from online accounting software packages including Sage, MYOB, and several other online accounting software providers.
Experience
7-10 Years
Level
Management
Education
BS In Finance
Chief Risk Officer Resume
Summary : Creative out-of-the-box problem solver with proven track record in creating and successfully rolling out enterprise-wide risk frameworks. Result-driven, entrepreneurial go-getter with deep experience in Risk/CRE Finance /Lending/Special Assets with expertise in building, motivating and managing cross-functional teams to consistently over-deliver on set goals and maximize return on assets.
Skills : Microsoft Office Software, Decision Making, Planning.
Description :
- Managed the enterprise risk mitigation function for this federally insured financial institution.
- Supervised the credit, market, regulatory, legal, operation, and other financial risks (interest rate risk) confronting the institution.
- Oversaw the regulatory compliance program including Bank Secrecy, SOX/FDICIA, and CRA to ensure a highly visible, effective institutional commitment to compliance with federal and state laws, regulations, rulings, and guidelines that govern operations.
- Responsible for periodic compliance testing, self-assessments, and formal audits of the compliance program.
- Coordinated the institution's response to regulatory issues and reports of examination.
- Oversaw the loan review activities, and the internal audit function, and also serve as an ex-officio (non-voting) member of the Officer's Loan Committee and ALCO.
- Responsible for the development and maintenance of effective management information systems for the risk management function.
Experience
10+ Years
Level
Senior
Education
BS In Finance
Chief Risk Officer Resume
Summary : As a Chief Risk Officer, assisted with the business development and investor relations/marketing and broker relationship management (cap-intro). Participated in the Fund's selection of external service provider selection (i.e., fund administration, accounting, and technology).
Skills : Financial Analysis, Policy Assistant, Organizational Skills.
Description :
- Increased Accounts Receivable collection by 22%. Developed new Risk Management Guidelines to address changing campus culture.
- Managed a team of three risk managers, six risk & underwriting analysts, and one data scientist.
- Formalized the small business lending processes including compliance manual, operational manual including override and escalation processes, and full model governance policies.
- Developed new custom scorecards to work in tandem with the current expert system design.
- Shared knowledge of risk management frameworks, corporate governance, processes, project management, bank operations, products and services, and regulation to ensure effective risk management. Trained educates, and assists others as needed to achieve success.
- Developed structured bank account attributes to utilize in the credit decision process and scorecards from transaction-level bank account information obtained online with applicants' consent.
- Developed risk rules and financial attributes and ratios from online accounting software packages including Sage, MYOB, and several other online accounting software providers.
Experience
7-10 Years
Level
Management
Education
BS In Finance
Chief Risk Officer Resume
Summary : Highly qualified Chief Risk Officer with experienced in the industry. Ensured that the organization complies with protocols and standards set forth by the organization. Reviewed various aspects that undesirably impact business performance.
Skills : Multitasking, Reporting, Risk Assessment.
Description :
- Reported to the firms CEO and will work closely with the firms Managing Partner and leader of the National Office of Professional Practice.
- Operated in a growing, fast-paced firm and was able to assess, monitor and make decisions related to firm risks.
- Demonstrated the ability to think strategically and take existing knowledge and use it to gain an understanding of new & emerging industries.
- Willing to learned and grasped the gravity of a wide range of industry-specific situations and concepts.
- Engaged communicator with the ability to successfully partner and forge strong relationships across the enterprise. In addition, the leader will be expected to elevate the assurance firm and build and design a sustaining risk management capability.
- Applied the firms view of these standards in various situations that involve a high degree of risk and be comfortable making difficult decisions that are in the best interests of the Firm.
- Oversaw the Firms Global Risk Management program; Detected and addressed potential risk issues proactively.
Experience
10+ Years
Level
Senior
Education
BS In Finance
Chief Risk Officer Resume
Objective : As a Chief Risk Officer, Established and executed on operational risk management frameworks to quantify and model inherent and residual risk and provides oversight of catastrophe modeling function. Effectively evaluated risk aggregations, establishes tolerances, and performs stress and scenario tests to identify exposure to black swan events and evaluate adequacy of held capital. Maintained policy objectives to support portfolio risk profiles and guidelines along with overseeing investment operations, client.
Skills : Policy Assistant, Risk Management.
Description :
- Evolved a risk strategy and provides thought leadership on risk appetites, risk tolerances, and control framework for monitoring and analyzing risk.
- Embedded risk management best practices, risk culture, and risk reporting to influence decision-making by providing visibility to the organizations risk profile using foresight and considering emerging issues.
- Leveraged available tools and technologies to automate risk management activities, including risk assessments, risk reporting, issue management, monitoring/testing, and policy administration
- Attracted, retained, and developed talent to ensure we have a strong enterprise risk management organization.
- Supported the development of a holistic risk management framework by collaborating with other departments and lines of business to review and evaluate risks and controls.
- Managed and oversaw Independence across the alternative practice structure.
- Maintained the Firms monitoring and inspection program. Participate in the design of the Firms acceptance and continuance policies and procures.
Experience
2-5 Years
Level
Executive
Education
BS In Finance
Chief Risk Officer Resume
Objective : As a Chief Risk Officer, Reported directly to the Chief Financial Officer, provided company-wide strategic and tactical leadership in establishing the organizations enterprise risk management framework including risk governance, risk monitoring, risk appetite statements and associated risk tolerances, risk measurement and modeling and risk strategy.
Skills : Risk Measurement, Training.
Description :
- Consulted with teams on a wide variety of risk management matters and Uphold the excellent reputation of our firm.
- Efficiently coordinated with internal departments, Regulators, and other external agencies for Risk related activities.
- Conducted the meetings related to Risk function and presentation to Committee/Board; Gathered risk-related data from internal or external resources.
- Evaluated applicable laws and regulations/Circulars/guidelines/notices from Regulatory Authorities to determine the impact on organizational activities.
- Created awareness amongst the management teams on the efficient practice of Risk function.
- Educated internal staff on Risk Management topics and Handled Risk management-related activities.
- Identified and analyzed areas of the potential risk to business operations.
Experience
2-5 Years
Level
Executive
Education
BS In Finance
