A Collateral Analyst works for various financial institutions and undertakes the primary task of reviewing all collaterals that are provided by the borrowers needed to secure loans. The job description entails checking all information and ensuring it complies with the standard requirements needed for taking the loan. Common work activities seen on the Collateral Analyst Resume include the following – evaluating the collateral information; analyzing all collaterals provided match with specifications states, coordinating with account administrator; ensuring accuracy on all collateral; reviewing all policy expectations and materials issues; and monitoring all outstanding disputes and evaluating all reports.
The nature of the job demands the following skills and abilities – familiarity with MS Office software, and strong MS Excel skills; strong knowledge and experience working within a major investment bank, accounting firm or a hedge fund; strong listening skills; and effective interpersonal skills. Eligible resumes make mention of a degree in finance or accounting.
Objective : To seek employment within the company, while offering my experience, skills, and ideas, as well as gain additional career and life experience.
Provided accuracy and transparency to the client in the margin call process by monitoring and analyzing statements and interpreting and complying with the legal agreement.
Acted quickly and decisively to client inquiries, and when needed, coordinate with the appropriate Front/Middle Office, Credit, and Legal areas in order to facilitate resolutions.
Trained and mentored new interns and our London team on the margin call, reconciliation, and interest process.
Identified client disputes related to both collateral and traded discrepancies to resolve pricing models and market data issues.
Identified and escalated fails and disputed in a timely and accurate manner to Credit/Risk Management, Collateral Risk Management, and Operations Management.
Ensured all procedures and controls are followed and exceptions handled according to BNP Paribas guidelines.
Consistently explore opportunities to improve processes, controls, and procedures.
Ensured accurate and timely settlement of all cash and securities.
Experience
0-2 Years
Level
Entry Level
Education
BS In Analyst
Collateral Analyst Resume
Summary : To utilize my experience and people skills to enhance a team environment to achieve the expectations and goals of an organization for customer care excellence.
Processed loan transactions and posting payments and advances.
Produced daily reports, and recorded all daily transactions for customers.
Detailed customers' financial status through daily reports and financial summaries using Microsoft Excel and Word.
Generated bank deposits, verify and balance daily collateral and balance accounts daily.
Researched and resolved customer disputes, escalating when necessary.
Assisted in new loan applications on several interface systems with the main bank.
Prepared and delivered accurate daily, weekly and monthly collateral including Accounts Receivable and Inventory reconciliations.
Analyzed and monitored the collateral of large and/or more complex customers to ensure the validity of assigned collateral.
Posted payments and advances, producing daily reports, and recording all daily transactions.
Experience
10+ Years
Level
Senior
Education
GED
Collateral Analyst Resume
Objective : Collateral Analyst with a diverse background in language and communication skills; extensive interpersonal and intercultural experience from living overseas in multiple countries; a focus on data analysis; and a strong interest in finance.
Skills : MS Office, Financial Statements, Risk Management.
Description :
Researched and maintained a chain of ownership for motorcoach/repo vehicles/equipment to ensure lien perfection via vehicle title or UCC application.
Utilized MS Office and proprietary software to manage and report results to develop and improve processes.
Worked closely with internal and external customers, legal departments, and government offices to ensure accuracy and timely delivery of documents.
Completed repo title acquisitions and deliver proper title work in order to remarket equipment.
Cross-trained with accounting Dept in cash applications.
Posted payments for accounts receivable, researched account history, provided balance and interest statements.
Completed training and earned Six Sigma Greenbelt certification.
Experience
2-5 Years
Level
Junior
Education
B.S In Analyst
Collateral Analyst Resume
Summary : To contribute through my reputation as a hardworking, enthusiastic, young professional with experience related to customer service, managing people, and public relations.
Skills : Credit, Risk Management, Asset Quality.
Description :
Served as Lead Business Analyst for the initial development of proprietary software to monitor collateral held at third parties; subsequently oversaw administration and further development of the system.
Created BASEL III compliance reporting on pricing variance tracking between the third party and Bloomberg data; established surveillance of investment grade rating changes for collateralized fixed income.
Authored policies and procedures regarding credit and monitoring for third-party custody marketable securities lending program.
Held $5 million dual signature credit authority; served as the point person for pre-screen and deal structuring of loans secured with illiquid collateral, non-diversified asset allocation, or collateral not defined in the policy.
Supervised and trained staff of Collateral Analysts; trained Portfolio and Relationship Managers on marketable collateral adequacy and eligibility.
Served on the product development team to create customized lending solutions for Broker-Dealers, Trust Companies, Family Offices, and Registered Investment Advisors.
Specified business requirements for the development of the CUSIP database utilized for the multi-system interface.
Designed and executed stress testing modules for marketable securities collateral portfolio.
Experience
7-10 Years
Level
Management
Education
High School Diploma
Collateral Analyst Resume
Summary : Highly qualified Collateral Analyst with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which company prides itself.
Skills : Microsoft Office, AFS, Relationship Pricer, AES, Data Docter, Realms, CRM.
Description :
Maintained a portfolio of 18-25 accounts valued at over $50 million.
Prepared daily borrowing base calculations based on changes in assets.
Monitored accounts daily for changes in turnover, dilution, sales increases, and decreases.
Reconciled accounts on a monthly basis and investigate discrepancies.
Reviewed quarterly financial statements. Participated in weekly meetings with management to discuss and resolve exceptions.
Responsible for updating and implementing new training procedures, as well as training new employees.
Prepared audit package and assisted in fieldwork which uncovered fraudulent activities.
Negotiated collections for clients who went out of business ensuring CIT's interests were protected.
Experience
10+ Years
Level
Senior
Education
GED
Collateral Analyst Resume
Summary : Looking for a position as a Collateral Analyst in a well-established organization to get an appropriate stand to push my profession in the field finance and an opportunity to perform abilities by providing professional services.
Skills : Microsoft Office Suite, Ten Key By Touch, Data Entry, Analyst.
Description :
Responsible for input of Collateral documents including Notes, Security Instrument, Bailee, /Wire, Prelim.
Reviewed and Accurately/efficiently enter loan data into an internal database.
Analyzed and applied process changes as they become effective.
Noticed any trends from clients and bringing them to management's attention.
Collaborated with the Warehouse Lending and Purchasing Departments.
Created manual external/internal suspensions on loans not meeting the bank's standards.
Reassured that all notes are analyzed by the end of the business day.
Maintained thorough and up-to-date knowledge of mortgage documents and regulations.
Experience
10+ Years
Level
Senior
Education
Bachelor Of Arts
Collateral Analyst Resume
Objective : Motivated Collateral Analyst professional with a successful and solid track record in computer technology, handling of confidential records, and have a reputation of meeting stringent company deadlines. Understand the expectation of delivering service beyond customer and borrower expectations.
Skills : Project Management, Business Analysis, MS Office.
Description :
Audited Files to ensure all proper documents are in file to be uploaded and scanned in systems (Note, Deed of Trust/Mortgage, Final HUD-1, 1003 Loan Application, etc.) and signed by all parties involved.
Uploaded documents and made sure they are in proper places to be shipped to proper lenders.
Contacted loan officers about the status of the borrower's loan process.
Worked Adverse Action Loans to ensure all loans are in compliance with RESPA and ECOA.
Collected closing documents. Completed Goodbye letters to borrowers who have closed on loan Register and transfer MERS as needed.
Cross-trained on Adverse Action to help with compliance department Make contact with title companies to ensure get tracking numbers on the Note and ensure that it is delivered if not in the closing package.
Updated all systems on the closing package received and closed.
Closed all files after collateral have been completed with stacking, scanning, splitting, and completing post-closing in the system.
Experience
0-2 Years
Level
Entry Level
Education
M.S in Management
Collateral Analyst Resume
Objective : Over 10 years of experience as a Collateral Analyst in the oil & gas industry, mortgage, and commercial financing. Experience includes document review, contract and lease review, and analysis, supporting senior management and attorneys in both private and federal government environments.
Generated reports, analyzed, and valued residential mortgage collateral in the analysis of whole loan bid packages, fundings, and securitizations.
Performed data due diligence on underlying collateral pools for MBS/ABS transactions.
Reviewed portfolios for potential M&A, and/or debt restructuring.
Participated in significant ad hoc projects from various groups within the organization.
Improved understanding of collateral requirements as they relate to the purchase, sale, and securitization of mortgage pools.
Actively contributed to a complex transition between two data management systems.
Trained new team members on procedures, responsibilities, and various systems.
Experience
0-2 Years
Level
Entry Level
Education
BS In Marketing
Collateral Analyst Resume
Objective : Over 5 years of experience as a Collateral Analyst responsible for the delivery of collateral documents in accordance with master repurchase agreements, selling guidelines, contracts, and/or mandatory commitments.
Skills : Microsoft Office, Credit Risk Analysis, Underwriting Guidelines.
Description :
Reviewed monthly account receivable aging reports for asset-based loans.
Performed various calculations on accounts.
Prepared collateral review from information appearing on client aging reports.
Computed total ineligible accounts using prescribed methods such as comparing client's accounts payable aging reports to their accounts receivable aging reports.
Prepared spreadsheets for summarizing financial positions of client accounts.
Reviewed and processed daily settlement requests for participation loans.
Processed client requests for new labor loan activation.
Experience
2-5 Years
Level
Junior
Education
MBA In Business
Collateral Analyst Resume
Objective : Efficient and reliable Collateral Analyst professional with several years of experience supporting management and working in team environments. Diversified skill set including administrative support, customer service, and marketing.
Skills : Accounting, Payroll, Inventory Management, Credit and Collection, Account Management and Tax.
Description :
Analyzed and evaluated Collateral documentation received from Correspondent customers prior to purchase to ensure documents are compliant to collateral delivery standards.
Acted as a liaison between the document custodian to ensure the original Collateral is delivered and processed within service level agreements.
Reviewed Collateral (Note, Security Instrument, Power of Attorney, Trust Documents, CEMA Documents, etc.) to ensure collateral is acceptable for purchase.
Placed conditions on loans as a result of review and coordinates with the Pipeline Account Manager to obtain missing/corrected documents; clear conditions when appropriate.
Interacted with external clients and document custodians to ensure timely delivery and review of the collateral documents so as to ascertain proper and timely transfer of collateral from Sellers to PennyMac.
Provided daily internal and external responses related to collateral and notary requirements while completing special assignments necessary to support business strategies.
Demonstrated behaviors that are aligned with the organization's desired culture and values.
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