Commercial Lines Underwriter Resume Samples

A Commercial Lines Underwriter writes insurance policies typically for non-residential real estate properties. A well-drafted Commercial Lines Underwriter Resume indicates the following duties and tasks – evaluating insurance applications, determining coverage amounts and premiums; analyzing information and checking accuracy with insurance applications, determining the risk involved, screen applicants based on given criteria, evaluating recommendations, deciding whether to provide insurance or not; and determining amount of coverage and premium amounts.

The following are important qualities that an employer looks forward from underwriters – ability to evaluate information using a variety of sources; considering the costs and benefits of every decision, attention to detail, math skills, and relevant software knowledge. Courses in business, finance, economics, mathematics, and accounting are common educational backgrounds seen on resumes. Employers, however, prefer to hire those possessing insurance-related work experiences.

Commercial Lines Underwriter Resume example

Commercial Lines Underwriter Resume

Summary : Offering a rare combination of risk management, legal, business and insurance expertise with a solid work history, and a confident and competent member for any team.

Skills : Handling Multi-line Telephone, Great Time Management, Organizational Skill.

Description :

    1. Managed book of commercial lines business for insurance agencies.
    2. Maintained profitability through conservative risk evaluation of the insured entity.
    3. Minimized carrier's risk and determined agency eligibility through careful review and diligent adherence to company standards and regulations.
    4. Partnered with loss control specialists for pre-inspection of certain account types as well as periodic inspections of existing accounts.
    5. Teamed with premium audit department to assure the accuracy of policies underwritten and issued based on estimated payroll, sales or units.
    6. Supervised audit examiner staff of five Maintained department employee records.
    7. Maintained a monthly meeting schedule with staff to review department goals, new regulations, and home office communications.
    8. Assisted staff in maintaining a sense of teamwork within the department, with underwriting and the accounting department.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Associate In Premium Audit


Commercial Lines Underwriter/Representative Resume

Summary : Dedicated, hard-working, honest individual looking for the opportunity to share skill set and help a company grow.

Skills : Communication Skills, Problem Solving Skills.

Description :

    1. Screen transactions to determined proper processing for all segments of business that require underwriting attention within delegated authority limits.
    2. Provided timely and professional customer service to agencies to facilitate the processing of transactions.
    3. Communicated with team members and agencies to obtain the information needed to complete screening and transactions.
    4. Supported effective marketing activities by answering agency questions.
    5. Resolved agency problems on topics such as policy status and billing, and explained new or revised products and processes.
    6. Ordered and screened miscellaneous reports needed in the rating and underwriting processes.
    7. Assisted in developing new products that contribute to growth and profits.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Business


Commercial Lines Underwriter/Co-ordinator Resume

Summary : To obtain a position in organization that offers challenge and opportunity for career development and at the same time serve the organization to the best of capabilities.

Skills : Workers Compensation, Underwriting Specialist.

Description :

    1. Responsible for reviewed commercial renewal accounts under premium for all lines of business.
    2. Reviewed, rejected or approved applications and/or endorsement requests concerning Underwriting tasks.
    3. Communicated with agents and other Company personnel about insureds, policy endorsements, and coverages.
    4. Ordered and analyzed investigation reports on present insureds or potential insureds and make a decision from facts in the report.
    5. Reviewed claim files in order to determine the desirability of risk and/or risk classification information.
    6. Evaluated and priced commercial exposures, loss of portfolio management.
    7. Provided administrative and general clerical support to the assured efficient operation of the team.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
MBA

Commercial Lines Underwriter III Resume

Summary : To build strong agency relationships while using sound decision making to target and underwrite business that contributes to a profitable portfolio.

Skills : Lotus Notes, Microsoft Office, Peach tree Accounting.

Description :

    1. Strong focused on Middle Market accounts with a specialty in construction-related risks.
    2. Managed a book of business with written premiums.
    3. Assigned the territory included NM and Western TX.
    4. Travel frequently within the territory to cultivate new business prospects, align sales objectives.
    5. Informed of new products, and gather market intelligence with agency principals and producers.
    6. Established and maintained relationships with agencies and offered insurance products that aligned with customers' needs.
    7. Strong communication skills with the ability to negotiated rates, terms and conditions, and or the acceptability of new business opportunities.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
B.A

Commercial Lines Underwriter I Resume

Objective : Commercial Lines Underwriter is responsible for underwriting commercial lines, which include commercial property, casualty and excess of loss (claims) insurance. This position will be responsible for underwriting departmental policies and controlling premium income by analyzing data provided by insurance carriers and calculating the amount of risk that the company assumes.

Skills : Social Media Management, Web Design, Web Development.

Description :

    1. Underwrote new and renewal business for insurance company partners based on binding underwriting authority and contract guidelines.
    2. Experienced broker of professional liability and wind-exposed property coverage's.
    3. Evaluated, classified, and rate insurance risk to determine acceptability, coverage, and pricing.
    4. Applied appropriate quality underwrote and risk selection on the business quoted.
    5. Developed and submitted underwriting referrals, where required, to company brokerage facilities and management.
    6. Managed relationships with retail agents and respond to requests for coverage on a timely basis.
    7. Developed and executed a marketing plan to drive new business, including in-person visits, telemarketing, and distribution of marketing materials.
    8. Performed computer data entry of quotations, binders, and related support documents.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Political Science

Commercial Lines Underwriter/Analyst Resume

Summary : Experienced business professional with experience in the insurance industry, primarily underwriting property and casualty commercial lines.

Skills : Management, Sales, Accounting.

Description :

    1. Enjoyed a successful professional relationship with the independent agencies.
    2. Coordinated this with maintained profitability for the company.
    3. Reviewed the account, classified per company and state regulatory guidelines, corresponding with the agent, premium computation.
    4. Reviewed and documented the account to comply with Zurich's guidelines.
    5. Assisted agents with billing questions and posting of payments. Data entry and policy issuance were accomplished using Zurich systems.
    6. Corresponded with the agents and Zurich was done via the Lotus Notes system and Outlook.
    7. Responsible for a division that had over in annual written premium.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Certified Builders Insurance

Commercial Lines Underwriter/Executive Resume

Objective : Insurance underwriters decide whether to provide insurance and under what terms. They evaluate insurance applications and determine coverage amounts and premiums.

Skills : Multi-Line Phone System, Customer Service, Computer Skills.

Description :

    1. Reviewed new commercial applications and inspection reports to evaluate, classify, and rate risks.
    2. Examined existing policies to determine renewal potential and rate.
    3. Processed policy endorsements, cancellations, reinstatements and requests for an exception.
    4. Tracked agency data, identified trends, prepared recommendations to improve agency performance.
    5. Collaborated with internal and external clientele to maintain operative in-force book of business.
    6. Assisted agents and field representatives with risk placement and rating.
    7. Demonstrated commitment to customer satisfaction by taking a pro-active approach to identifying problems and negotiating solutions.
    8. Achieved and exceeded monthly department production goals.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Business

Commercial Lines Underwriter II Resume

Headline : Proficient in the management of profitable books of business. Team player with the ability to be flexible and effectively handle multiple projects simultaneously.

Skills : Management, Sales , Accounting, Customer Service.

Description :

    1. Wrote new commercial multi-line policies, delivering high quality, excellent customer service with a track record of meeting all key targets and goals.
    2. Travel to assigned agencies to maintain excellent customer relationships and promote profitable growth in all product lines.
    3. Trained and monitored agencies on the usage of access to Harleysville/CL systems.
    4. Created a New Renewal Team for the company that improved business results.
    5. Selected to participate in multiple corporate project teams focused on providing input and recommendations on new products.
    6. Developed team for analyzed underwrote rules engines.
    7. Researched competition in the marketplace, compared to the needs and goals of the company.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
Business

Lead Commercial Lines Underwriter Resume

Headline : Results oriented business professional with office experience. Adept at relationship development and negotiation.

Skills : Underwriting field, Network Abilities, Renewal.

Description :

    1. Reviewed new business submissions for eligibility for the Company's guidelines.
    2. Reviewed risk for compliance with Reinsurer's qualifications and eligibility.
    3. Rated and quote Commercial Insurance, including Property and Casualty, Commercial Garage, and Commercial Auto.
    4. Reviewed inspections for verifying acceptability to the Company's guidelines and accuracy of the policy.
    5. Pulled and reviewed property reports of new and existing risks to underwrite, rate and quote business.
    6. Assisted in cross-selling Company's products with the Company's appointed agents.
    7. Maintained office compliance with different agencies for transacting business in Florida.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
BA

Commercial Lines Underwriter/Technician Resume

Headline : An extensive track record of professionalism and a proven history of superior customer service and support that can be backed up by countless satisfied clients.

Skills : Analytical Skills, Management.

Description :

    1. Accountable for risk selection and pricing for all lines of business consisting of brokers and approximately monthly volume.
    2. Processed endorsements, cancellations, non-renewals and short-term policies.
    3. Ordered and analyzed loss control surveys. Responsible for training new underwriter hires.
    4. Responsible for the Assigned Risk commercial auto book of business.
    5. Generated daily, weekly and monthly production reports for Management.
    6. Prepared loss ratios, loss runs, IRPM and schedule credit forms.
    7. Re-underwrote the entire book of business for one of GNY's largest brokers.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Criminal Justice

Commercial Lines Underwriter Resume

Summary : Experience in the Accounting and Finance divisions of companies in the Healthcare IT, Telecom, and Insurance industries.

Skills : People soft, Project Management, Accounts Receivable.

Description :

    1. Managed a territory consisting of technically sophisticated accounts.
    2. Identified client needs and specifications for insurance coverage.
    3. Researched and analyzed associated risks to properly underwrite insurance policies.
    4. Evaluated, priced, and monitored a profitable book of commercial property and liability business.
    5. Worked in a multi-task environment and provided timely service after the sale.
    6. Conducted on-site presentations with contracted agents to promote new products and services.
    7. Served as Property Specialist for a four-state region and technical resource for other underwriters.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Business Administration