Credit Union Examiner Resume Samples

A Credit Union Examiner is a regulatory professional who is responsible for ensuring that the credit unions comply with relevant laws, regulations, and financial standards. Typical duties often listed on the Credit Union Examiner Resume are – conducting on-site examinations of credit unions to assess their financial health, risk management practices, and adherence to regulatory requirements; analyzing financial statements, evaluating loan portfolios, and assessing the overall operational and managerial effectiveness. The professionals play a crucial role in maintaining the stability and integrity of the financial systems by ensuring that credit unions operate within the established guidelines.

Strong analytical skills, attention to detail, and a thorough understanding of financial regulations are essential. Effective communication and interpersonal skills are vital for interacting with credit union staff and conveying examination findings to regulatory authorities. A bachelor’s degree in finance, accounting, or a related field is typically required, and many credit union examiners pursue related coursework or other credentials.

Credit Union Examiner Resume example

Credit Union Examiner Resume

Summary : As a Credit Union Examiner, reviews the financial health, regulatory compliance, policies and procedures, management and records of Iowas credit unions and evaluates risk in specific areas, drafts reports of examinations, and presents findings to credit union management and their Board of Directors.

Skills : Knowledge of financial regulations, compliance standards

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Description :

  1. Conducted and directed examinations of state-chartered credit unions both independently and jointly with federal agencies.
  2. Worked in teams with other examiners to review different segments of an exam.Top of Form
  3. Planned and conducted examinations of credit union operations.
  4. Evaluated the soundness of credit union policies, procedures, and practices.
  5. Analyzed financial statements, key ratios, and operating trends.
  6. Understood the laws and regulations of the industry and ensured credit union compliance.
  7. Assessed the degree of risk present from current operating practices.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
BFin


Credit Union Examiner Resume

Summary : As a Credit Union Examiner, responsible for resolving complex issues related to information systems auditing, electronic financial services, and advances in applicable technology.

Skills : Analytical, Critical thinking

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Description :

  1. Identified weaknesses and discussed corrective action with management.
  2. Met with the Board of Directors and credit union personnel to discuss areas reviewed.
  3. Completed written reports of operations to be provided to credit unions.
  4. Supported the mission of the Credit Union Division.
  5. Analyzed credit union data to identify areas of concern, persistency of previous problems, and risk to the National Credit Union Share Insurance Fund (NCUSIF).
  6. Experienced working with an on-the-job (OJT) trainer within his/her assigned district of credit unions.
  7. Read assignments pertaining to the laws, regulations, policies, and directives that govern the operation of federal and federally insured credit unions.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Consultant
Education
Education
BBA


Credit Union Examiner Resume

Objective : As a Credit Union Examiner, worked under the close supervision of a supervisory examiner and in a robust training program that included classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects.

Skills : Attention to detail, Financial Analysis

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Description :

  1. Developed methodologies to assign regulatory capital treatment for assets purchased under FDIC loss sharing agreements.
  2. Supervised the examination of the Region's most critical- and problem-case credit unions.
  3. Led a team determining the overall safety and soundness of credit unions and their risk management processes like loans, budget, profitability, accounting, IT security, investments.
  4. Negotiated with officials of problem case credit unions and state supervisory authorities to ensure corrective actions are implemented.
  5. Oversaw the implementation of Administrative Actions like conservatorship, cease and desist orders, suspension or removal or officials, termination of insurance.
  6. Provided technical guidance to other NCUA personnel or credit union staff while working with critical cases.
  7. Reconciled general ledger cash share, deposit, and loan accounts from last examination to the current examination.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Fresher
Education
Education
B.Acc.

Credit Union Examiner Resume

Objective : As a Credit Union Examiner, enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

Skills : Ability to communicate effectively, Proficiency in financial analysis software and tools

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Description :

  1. Reviewed financial statements, monitor contracts, and analyze trends.
  2. Ensured compliance with laws and regulations, and may review audits and work papers.
  3. Evaluated risk assessed the financial health of institutions, and handled tasks such as processing payments and wires, opening and closing accounts, and cross-selling products and services.
  4. Investigated and researched potential fraudulent activities and irregularities, and conducted anti-money laundering examinations.
  5. Managed daily claims operations for Medicaid and Medicare plan.
  6. Balanced all key accounts and assured they are in compliance with GAAP.
  7. Developed operational procedures for collections of non-performing loans FDIC national manual.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
BFin

Credit Union Examiner Resume

Headline : As a Credit Union Examiner, plan, conduct, and complete examinations of federally insured and chartered credit unions.

Skills : Risk assessment methodologies, Ability to work independently and as part of a team

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Description :

  1. Led or assisted in examining loans by reviewing current loan folders for supporting documents including applications, note disclosure forms, titles and liens, financing statements, and loss payable clauses.
  2. Classified delinquent loans as substandard, doubtful, or loss to establish relationships between the length of delinquency and the probability of collection.
  3. Evaluated investments owned by preparing detailed listings of names, accounts, types, dates of purchases and maturities, rates, and book values to determine compliance with legal requirements.
  4. Computed estimated market values for government securities.
  5. Analyzed earnings, expenses, dividends, and legal, contingent, and special reserve accounts by preparing transcripts and using accounting techniques.
  6. Verified outstanding accounts by sampling a percentage of accounts through correspondence with members to control embezzlement and protect member accounts.
  7. Obtained and read board meeting minutes to review credit union policies for compliance with applicable laws and regulations.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Freelancer
Education
Education
BBA

Associate Credit Union Examiner Resume

Objective : As an Associate Credit Union Examiner, led or assisted in examinations by applying auditing and accounting principles and techniques to examine loans, evaluate investments, reconcile general ledger accounts, analyze earnings, expenses, dividends, and reserves, and verify outstanding member accounts.

Skills : Organizational, Time Management skills

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Description :

  1. Discussed examination findings with credit union management and the board of directors.
  2. Prepared written examination reports by compiling worksheets and recording conclusions and recommendations, then submitted reports for review by a higher-level examiner.
  3. Assisted the supervisor by performing duties such as instructing employees, answering questions, distributing and balancing workload, and checking work.
  4. Made suggestions on selection, promotions, performance, and reassignments.
  5. Collaborated with other examiners, supervisors, and regulatory agencies to share information, coordinate examination activities, and promote consistency in examination practices.
  6. Acted as a specialist in areas including capital markets, special actions, lending, or compliance, developed procedures, oversaw and assisted other examiners in specialty areas, researched information, and developed and updated examination tools.
  7. Examined credit union reports by reviewing records maintained by the secretary, various committees, and credit union staff to determine compliance with the code and credit union bylaws.Top of Form
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
BBA

Assistant Credit Union Examiner Resume

Objective : As an Assistant Credit Union Examiner, conducts advanced financial analysis of all state-chartered credit unions in Iowa, develops accurate risk profiles and recommends monitoring programs, reviews and analyzes credit union applications, and recommends action.

Skills : Internal Controls, GAAP

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Description :

  1. Tracked and analyzed financial and operational trends and prepared quarterly trend reports.
  2. Reviewed and updated examination tools including audit guides.
  3. Examined credit union financial reports and reviewed individual accounts to determine compliance with proper bookkeeping procedures and determined the financial solvency of credit unions.
  4. Assembled and prepared examination reports by compiling and reviewing data and developing conclusions and recommendations on credit union solvency and compliance with applicable laws and regulations.
  5. Discussed examination findings with management and boards of directors to suggest operational improvements and corrective measures.
  6. Conducted financial analysis of Iowa state-chartered credit unions with the purpose of identifying increasing and/or high levels of risk.
  7. Responsible for identifying risks and assigning risk ratings for state-chartered credit unions and reported individual risks to the Superintendent and Supervisory Examiner on a quarterly basis.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
BBA

Junior Credit Union Examiner Resume

Objective : As a Junior Credit Union Examiner, acts as examiner-in-charge by overseeing other examiners and participating in the examinations of large, complex, or problem state-chartered credit unions for compliance with state laws and regulations, financial condition, and management soundness, provides consultation to examiners in a specialty area.

Skills : Credit Unions, Credit Risk

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Description :

  1. Reported statewide and national industry trends to the Superintendent and Supervisory Examiner every quarter.
  2. Gave presentations on the condition of chartered credit unions as requested by the Superintendent.
  3. Worked with the Supervisory Examiner and Examiner-in-Charge to identify problem credit unions, determine appropriate risk response, and develop action plans to correct deficiencies in the operation of state-chartered credit unions.
  4. Performed analysis on resource allocation for examinations, determined appropriate staffing for examinations, and worked with the Supervisory Examiner to set the examination schedule.
  5. Responsible for carrying out the application process for mergers by responding to inquiries from potential applicants, collecting required forms, preparing financial summaries, and making recommendations to the Superintendent.
  6. Performed research and prepared reports and other information concerning a variety of subjects relating to economic conditions and activity, the credit union industry, credit union regulations, and budget preparation.
  7. Managed special projects and served in specialized roles as requested.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
BBA

Senior Credit Union Examiner Resume

Summary : As a Senior Credit Union Examiner, analyze financial data and prepare reports to agency management on current and projected credit union conditions and consider the adequacy of capital structure, the volume of sub-standard assets, earning power, dividend and charge-off policies, loan and investment standards, credit union history and competitive position in the community, and conformance to laws and regulations.

Skills : Risk Profile, National Credit Union Administration (NCUA)

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Description :

  1. Provided a comprehensive review and quality control analysis of examination reports by field staff on federal credit unions.
  2. Identified federally insured state credit union operational problems based on the review of state examination and audit reports, insurance reviews and financial reports, Financial Performance Reports, and computer-generated reports.
  3. Recognized trends and develop programs, policies, and written guidelines for dealing with supervisory and examination issues.
  4. Analyzed merger and liquidation plans, and prepared recommendations to the Division Director concerning administrative actions if necessary to conclude the liquidation.
  5. Responded to the division's most complicated correspondence and telephone inquiries.
  6. Served as acting Director in the Director's or Deputy Director's absence.
  7. Analyzed financial statements, balance sheets, income statements, and other financial documents to assess the financial health and performance of credit unions.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Senior
Education
Education
BFin

Credit Union Examiner Resume

Summary : As a Credit Union Examiner, identified and evaluated risks associated with credit union operations, including credit risk, liquidity risk, interest rate risk, and compliance risk.

Skills : Asset Quality, Loan Payments, Federal Laws

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Description :

  1. Ensured credit unions adhere to relevant laws, regulations, and industry standards governing their operations, including consumer protection laws, lending regulations, and anti-money laundering requirements.
  2. Reviewed loan portfolios to assess credit quality, underwriting standards, and loan administration practices, including documentation, collateral, and risk management.
  3. Evaluated investment portfolios to ensure compliance with investment policies, risk management guidelines, and regulatory requirements.
  4. Assessed the adequacy and effectiveness of internal controls, risk management practices, and governance structures within credit unions.
  5. Prepared detailed examination reports summarizing findings, observations, and recommendations for corrective actions to address identified deficiencies or weaknesses.
  6. Provided training and education to credit union staff on regulatory compliance, risk management, and best practices in credit union operations.
  7. Participated in ongoing training and professional development activities to enhance skills, knowledge, and expertise in credit union examination and supervision.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Consultant
Education
Education
B.Acc.