Foreclosure Specialist Resume Samples

It is the job duty of a Foreclosure Specialist to provide support to house owners whose properties or building is reclaimed by the lending institutions for non-payment of the mortgage amount. The major roles and responsibilities carried out by these professionals are listed on the Foreclosure Specialist Resume as follows – reviewing documents related to sale of foreclosed properties; detecting discrepancies; filing necessary paperwork, presenting available options to the clients, reviewing the mortgage payment history of the client, verifying signatures, attaching addenda; and providing restructured loan option to eligible parties.

Those seeking this job role must mention on the resume the following – experience in foreclosure, mortgage servicing and bankruptcy; familiarity with banking rules and regulations relating to foreclosures; and well-acquainted with foreclosure activities. To be considered for this post, candidates need a related degree and experience in real estate, foreclosure law, and lending practices.

 

Foreclosure Specialist Resume

Summary : Highly personable business professional with many years of operational and customer service experience. Loss Mitigation, Foreclosures and Construction Lending within the mortgage industry.

Skills : Windows 7 Loanquest Lender Processing Services System Xtra-Iseries AS400LS system Extra, Bolpit, Sarr Quickbooks 2015 Office 2007.

Description :

    1. Reviewed customer's financials to qualify them for various government-sponsored programs.
    2. Captured documents required by the servicer to complete loan modification packages.
    3. Reviewed loan file to ensure that all guidelines including the investor, guarantor, State/Federal are met Reviewed package to ensure that all documents were completed correctly and in compliance with policies and procedures.
    4. Assisted borrowers in the completion of loan modification documents and various requirements.
    5. Foreclosure Specialist Service mortgage accounts to ensure that foreclosures are processed in compliance with all state and federal laws while maintaining compliance with Investor, Insurer Agency and company guidelines.
    6. Conduct a complete review of the foreclosure file to ensure that all default timeframes have been met.
    7. Monitors the attorney's performance by reviewing all proceedings, records and timeframes in addition to working all system/database activities throughout the foreclosure process.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Diploma


Sr. Foreclosure Specialist Resume

Objective : Experienced professional seeking opportunity in the mortgage and financial industry that will utilize my analytical, professionalism and mortgage industry experience.

Skills : Outlook, Microsoft Word, Microsoft Excel, General Office Skills, Data Entry, Filing, Internet Research, Customer Service.

Description :

    1. Complete vendor compliance quality review checks and summarize results for management and peers.
    2. Ensure the timeliness of all Foreclosure procedural documents imaged into company's documentation system.
    3. Prepare bidding instructions, ensuring compliance with Investor, Insurer, Agency and company guidelines.
    4. Process all foreclosure sale results within the Investor, Insurer, Agency and company guidelines.
    5. Perform required research on any loan with questionable items such as the application of payments, proper foreclosure notification, who to foreclose in the name of and any other situation that may arise.
    6. Review and pursue all loss mitigation alternatives in all appropriate customer circumstances and forward any potential customers to the appropriate Loss Mitigation Department for consideration.
    7. Review documents for compliance with company requirements for Foreclosure loans serviced.
    8. Analyze vendor's requests to re-project milestone events, then approve or deny the request.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Marketing


Jr. Foreclosure Specialist Resume

Objective : Highly qualified Foreclosure Specialist with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which your company prides itself.

Skills : Microsoft Office.

Description :

    1. Review legal documents such as Promissory Notes, Mortgages, Assignments, Quit-Claim Deeds, etc., and verify their contents (date, loan amount, terms, borrower signature, etc.).
    2. Prepare, process, and deliver demand requests to the appropriate law offices, and also making follow-up e-mails when necessary.
    3. Reviewing copies of executed notices of intent to foreclose and other notices of default from attorney offices in order to verify the accuracy of the information contained in the letters.
    4. Ensure file maintenance by forwarding electronic files (from investors) to loan records department for review and/or imaging.
    5. Prepare loss mitigation letters and other notices of default as per terms of the promissory note and according to state by state regulations.
    6. Electronically register notices of intent to foreclose onto state-specific websites.
    7. Responding promptly and professionally to investor and attorney inquiries, requests, and other correspondence.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
B.S. In Psychology

Foreclosure Specialist/Supervisor Resume

Summary : High-impact, results-driven customer service professional with a proven record of accomplishment in sales, relationship management, retention and acquisition strategies seeking a rewarding opportunity influencing customer experience.

Skills : Software Development, Customer Service, Financial Information Systems, Data Entry, Warehouse and Inventory Management, Strong Computer Skills.

Description :

    1. Manage timelines of loans in foreclosure to ensure all loans are meeting applicable investor guidelines.
    2. Adhere to regulatory guidelines and bank policies and procedures.
    3. Monitor progress of attorneys, including all litigation, maintain accurate and complete records on appropriate computer platforms and keep investors, PMI companies and regulatory agencies properly advised.
    4. Review loans for lien position, available equity, outstanding balance, and property condition to determine whether foreclosure should be pursued or loan reviewed for charge off.
    5. Calculate and provide accurate bidding instruction for foreclosure sales.
    6. Process loans to post-foreclosure upon completion of upset periods, forwarding proper transmittals to Mortgage Loan Servicing Payoff area for posting.
    7. Complete tasks submitted by other areas including suspending and resuming foreclosure, processing reinstatements and payoffs, and managing written payoff request.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
BA In Business

Foreclosure Specialist III Resume

Objective : Administrative support professional experienced working in fast-paced environments demanding strong organizational, technical, and interpersonal skills.

Skills : Microsoft: Word, Excel, Power Point, AS-400, 10-key by touch 55-WPM.

Description :

    1. Responsible for monitoring defaulted mortgage loans from referral to sale with goal of removing any impediments to the foreclosure process thereby mitigating potential losses to the company.
    2. Responsible for performing QC on critical foreclosure functions to insure the accuracy of work completed to minimize loss for both Bank of America and the investor.
    3. Familiar with Loss Mitigation processes to include required documents and guidelines for Loan Modification, Short Sale, Deed in Lieu and forbearance.
    4. Demonstrate superior analytical and decision making skills as well as strict adherence to guidelines as specified by investors and programs.
    5. Utilize LPS, AS400, MS Excel and other applicable applications to complete daily responsibilities.
    6. Able to work independently to meet and exceed set deadlines, ability to meet production, quality and service standards, Self-motivated.
    7. Ability to work in a fast paced high volume environment.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Diploma In Medical

Foreclosure Specialist II Resume

Summary : Seeking to obtain a AML/BSA Analyst position with an organization where I can utilize my skills and be an asset to the employer.

Skills : Type 60 wpm, Ten Key Word Excel, Email Scan, Fax Time Management, Organizational Verbal Written.

Description :

    1. Evaluate foreclosed loan during File Review process.
    2. Provided remediation recommendations to Client designated Independent Audit Team.
    3. Review loan file documentation; the accurate assessment of fees, and review previously rendered modification, foreclosure, short sale and DIL decisions, to effectively recreate processing events and determine accuracy of the final decisions.
    4. Validate that there is a pending foreclosure action.
    5. Determine if the Pre-Foreclosure Reinstatement Notice has been issued, when necessary.
    6. Verify that there is documentation providing evidence of the right to enforce the promissory note is present.
    7. Validate if Loss Mitigation appropriately applied criteria have been fulfilled, when necessary.
    8. Determine that the current foreclosure action was initiated by an FRR referral or the loan was purchased and/ or servicing was transferred to the loan was active in foreclosure.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Diploma

Foreclosure Specialist/Analyst Resume

Summary : Logical and resourceful Real Estate Paralegal who effectively anticipates and evaluates legal matters involving real estate review, title resolution, federal and state regulations, agency restrictions and investor guidelines as they pertain to the real estate and mortgage bank industry. Experience in title referrals and foreclosure sale while protecting clients and resolving cases.

Skills : Microsoft Office- Excel, Word, Power point, Analytics,.

Description :

    1. Daily communication through phone and email with attorneys to update files that are in foreclosure.
    2. Maintain a volume of 100 portfolios of mortgage loans from cradle to crave Ensure maintenance of all processing of activities and administer responsiveness of alerts to determine foreclosures timeline management.
    3. Analyze and design strategies to minimize all lose via management of attorney and enhance the foreclosure process.
    4. Establish appropriate current foreclosure status of assigned accounts and design proper disposal codes.
    5. Calculate and provide figures related to reinstatement and payoff request made by attorneys or borrowers.
    6. Prepare and run computer generated reports.
    7. Prepare all investors to audit invoices for the formulation of legal bills within the required timeframe.
    8. Supervise work to ensure proper utilization of methods and processes.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Masters In Real Estate

Foreclosure Specialist I Resume

Objective : Seeking position within an organization that can fully utilize my skills to achieve their business needs and objectives.

Skills : Excel, Word, Power point, Analytics,.

Description :

    1. Responsible for managing the Foreclosure work queues.
    2. Utilize a broad understanding of default mortgage servicing activities and requirements.
    3. Gaining direct experience in the following portfolio types: conventional, FHA, VA and/or non-conventional as well as managing an agency portfolio as required.
    4. Provide support and high service levels to our clients, attorneys, and internal team members.
    5. Manage work queues for the foreclosure timeline by following all associated rules and working with a sense of urgency.
    6. Manage the different legal processes to foreclose in various states as well as assist with developing and managing training materials for tools utilized by the different teams.
    7. Ensure compliance with service agreements, federal and state laws and stay informed of industry changes as related to servicing activities.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
B.Sc

Foreclosure Specialist/Manager Resume

Objective : Passion for applied mathematics are a perfect match for your company. After working in customer service for 10+ years.

Skills : Microsoft, Excel, Computer Skills, Customer Relationship Management, Collections.

Description :

    1. Ensure accounts are properly documented with actions taken, correspondence, and explanation of delay, if any.
    2. Ensure compliance with all state and investor requirements.
    3. Negotiate any opportunities to shorten timeline, drive performance, or minimize loss.
    4. Collaborate with the appropriate teams of Nationstar to provide supporting documents to firms.
    5. Portfolio management to include; maintaining average CAPES assigned by state and firm, provide information and chronologies for investor reporting and meet all FNMA timeline completions and pull through rates.
    6. Maintain attorney communication via phone, email, LPS and Blacknight.
    7. Responsible for timely processing of activities & responsiveness of alerts to ensure Foreclosure Timeline Management is met.
    8. Responsible for special projects and reporting required by investors.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Associate In Management

Foreclosure Specialist/Coordinator Resume

Summary : Work in a mortgage company and worked as a foreclosure specialist. To make a new career me and willing to try anything.

Skills : Microsoft Office, Type 45 Wpm, Ten Key, Adobe Acrobat, MSP, Data Entry, Excel, Customer Service, As400, LPS.

Description :

    1. Completes pre-foreclosure reviews to ensure loans are referred for foreclosure based on company and government requirements.
    2. Escalates litigation matters to attorneys and internal departments concerning delays/holds on aged loans.
    3. Processes file transfers to various mortgage servicing providers.
    4. Handles issues raised by various areas such as missing bids, bid inquiries, fee breakdowns, etc.
    5. Adherences to policies and procedures in regards to GSE (FHA/VA, FNMA/FHMLC) guidelines as well as company and department strategies.
    6. Completes reviews of all foreclosure daily reports to assure system balancing, exception resolution and adherence to HAMP/HAFA guidelines.
    7. Examines loans from foreclosure referral through final claim settlement and/or REO liquidation to avoid preventable losses and exposure to the company.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Graphic Design

Associate Foreclosure Specialist Resume

Headline : Resourceful, organized team player able to provide business partnership and guidance to both management team and employees. Recognized for being ethical and approachable with a focus on the big picture. Strong hands-on approach, can manage diverse projects simultaneously and with excellent communication skills.

Skills : Microsoft Office.

Description :

    1. Minimized losses through management of attorney to ensure Foreclosure process is consistently progressing.
    2. Managed portfolios by State assigned by Foreclosure Management.
    3. Maintained attorney communication via phone and Lenstar.
    4. Performed routine audits Was responsible for effectively managing a delinquent mortgage portfolio.
    5. Ensured maintenance of all processing of activities and administer responsiveness of alerts to determine foreclosure timeline management.
    6. Established appropriate current foreclosure status of assigned accounts and design proper disposal codes.
    7. Evaluated and examined files with management prior to foreclose sale date to formulate bidding instruction and communicate same to lawyer.
    8. Coordinated with team of foreclosure specialists and implement all tasks as advised by team leader.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Bachelor Of Science

Foreclosure Specialist Resume

Summary : Detail Oriented Exceptional Customer Service Proficient in Microsoft Office Products Excellent Time Management and Problem Solving Skills Experience working with diverse cultural, ethnic, socioeconomic backgrounds.

Skills : Excellent Customer Service.

Description :

    1. Seeks resolution of complex issues regarding real estate loans.
    2. Responsible for contacting members on delinquent mortgage loan accounts.
    3. Interviews and communicates with members (on the telephone, in person and in writing) to coordinate payment schedules.
    4. Arranges for payments and enters information into collection notes according to Collection Policy and Guidelines.
    5. Performs financial counseling (remedial, preventative and productive) and interviews members to provide resolution to financial situations.
    6. Identifies the probability of payments, risk exposure and potential loss to the credit union.
    7. Refers member to credit union third party financial counseling service when appropriate.
    8. Analyzes mortgage file for compliant documentation prior to initiating collection efforts and legal action.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Consultant
Education
Education
Criminal Justice