The Mortgage Loan Originator will educate advice and mentor borrowers in their loan application processes. As the name implies, the job description basically deals with or focuses on the beginning of the loan application processes and such are mentioned on the Mortgage Loan Originator Resume as follows – maintaining referral relationships and approaching leads; advising applicants on loan options, overseeing the loan process through closing; analyzing and submitting the required documentation of the applicants; and providing ongoing customer support.
Employers typically prefer those possessing the following skills – a strong understanding of state and federal laws, ability to check the accuracy of the applications; good knowledge of accounting and finance, a solid understanding of how sales pipelines work, and experience with loan originator software and office suite software. It is common to see job listings that necessitate a bachelor’s degree in finance or Business administration.
Objective : Maintaining reports and notes within the origination software and customer relationship management systems, and also Reviewing new leads daily and contact them to earn their business.
Skills : Management, Customer service, Sales, Detailed Product Quotes, Production and Maintenance.
Responsible for gathering appropriate documentation from each applicant as well as deliver the loan package in the time frames set by the management.
Maintained high levels of customer service as well as manage the expectations of applicants and support staff.
Attended and participates in all Consumer Lending meetings as required by the management team.
Maintained knowledge of the loan products, underwriting, processing procedures, and general guidelines.
Responsible for managing the pipeline for all the originated loans by closing and completing the required management reports.
Handled the tasks of communicating with applicants and branches for providing timely updates and progress.
Performed daily maintenance of the loan applicant database.
License In Marketing
Mortgage Loan Originator Resume
Summary : A reliable and trustworthy professional with many years experience working in the field of Management, Customer Service, support roles, sales and Maintenance. Highly adaptable in various work environments including: office settings, production floor, and off site. Excel in developing customer/vendor relationships, employee training, networking, business development, presentations and writing detailed product quotes; while demonstrating a strong commitment to my employer and each internal and external customer.
Skills : Real Estate Underwriting, Loan Origination, Loan processing, loan Software, real estate valuation, credit analysis, general office equipment and etiquette.
Developed new business and ensure recurring business from clients.
Built networking and referral systems through realtors, title companies, etc.
Used marketing techniques and prospecting strategies to target consumer business directly.
Evaluated financial histories, pay stubs, and tax information, and provide credit analysis.
Managed the closing of home purchases by effectively communicating with both selling and buying agents as well as the borrower.
Ensured compliance with financial laws on a state and federal level.
Explained legal aspects of the loan to the borrower along with payment terms and conditions.
Bachelor Of Science
Sr. Mortgage Loan Originator Resume
Summary : Desired to work in a position that involves people contact and creative problem solving. Work exceptionally well under pressure, great at multi tasking and highly skilled in providing top notch customer service under any circumstances.
Skills : Microsoft Office, Managing Skills.
Built and maintained a solid referral network in order to gain new clients while at the same time helping others gain new business.
Resolved questions and concerns.
Explained fees and customers to ensure customer satisfaction.
Exercised knowledge of layering of risk and fraud.
Originated, reviewed, processed, closed, and administered customer loan proposals.
Documented the file according to the applicable underwriting requirements.
Maintained relationships with borrowers to ensure their financial security and give any advice for future financial decisions.
Bachelor Of Science
Mortgage Loan Originator III Resume
Summary : Over twelve years of progressive management experience. Comprehensive background leading all aspects of retail operations e.g., sales, customer service, merchandising, budgeting & cost control, P&L management, inventory/warehouse management, shrink reduction, and loss control. Demonstrated ability to effectively recruit, train and develop talent.
Skills : Microsoft Word, Microsoft Excel, Project Coordination, Project Management, Facilities Management, Microsoft Powerpoint, Self Starter, Microsoft Project, Product Development, Start-Ups, Management, Financial Management, Sales, Sales & Marketing, Digital Media.
Organized opening of new mortgage broker office.
Responsible for training all employees on mortgage computer programs and all-around branch operations.
Assisted with company marketing through telemarketing and mass mailings.
Built solid relationships with local realtors and lending institutions for increased business within the company.
Processed mortgage loan applications in accordance with Bank and Secondary Marketing guidelines.
Ensured compliance with federal regulations and established policies and procedures.
Validated information supplied by the mortgage loan application for underwriting, Updated systems including automated underwriting with validated information.
Mortgage Loan Originator I Resume
Objective : Ambitious and motivated Administrative Assistant bringing  years of professional experience supporting multiple senior vice presidents, executive directors and senior partners. Well versed in providing professional office management , planning, and organization. I bring a very diverse amount of experience from my time in construction, rentals & real estate , and Mortgage lending.
Skills : Word, Excel, Excel, Sales, Procedure writing, Customer Relationship Management, Customer Service Skills.
Maintained friendly and professional customer interactions.
Maintained strict confidentiality of bank records and client information.
Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Reviewed and edited loan agreements to ensure accuracy.
Submitted loan applications to the underwriter for verification and recommendations.
Developed and maintained relationships with local real estate agents.
Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
High School Diploma
Mortgage Loan Originator II Resume
Summary : With strong business acumen in real estate sales transactions, valuation, credit analysis, State/Federal compliance and lending process, A strong candidate for any related banking position. A full Underwriting authorized MLO at a brokerage, as well as Missoula Federal Credit Union in Missoula, MT. Enjoy working with borrowers to find the best program fit and long term plan to home ownership if needed.
Skills : Highly motivated, Success-driven, Reliable, Great people skills, Well spoken.
Recruited to originate mortgage loans for bank entering the Kalamazoo market.
Reviewed DU findings to determine documentation required to underwrite and fund loans.
Utilized ongoing comprehensive knowledge of underwriting guidelines, lending policies, and compliance.
Originated conventional, FHA, VA, RD, HomePath, construction, lot and land loans, and home equity loans and lines of credit.
Issued preapproval letters based on documentation DU required to underwrite/fund loans.
Utilized ALLRegs to maintain up-to-date knowledge of Agency guidelines.
Calculated debt ratios, reviewed asset statements, and review tax returns.
BBA In Finance
Mortgage Loan Originator/Operator Resume
Summary : Energetic and highly motivated sales professional with a background in Mortgage Lending and Skilled at building and maintaining professional relationships with key clientele to meet their various needs. A dedicated worker who is committed to going the extra mile to help clients reach their highest potential.
Skills : Planning Skills, Customer Service,
Used phone lists to locate customers; Initiated 100 calls daily to potential customers.
Sold home mortgages and refinance mortgages; responded to inquiries and provided detailed information.
Communicated with people; provided information on the process.
Explained benefits and financing/refinancing a home.
Gathered information and evaluated customers' circumstances.
Collected supporting documents.
Mortgage Loan Originator Resume
Summary : Mortgage Loan Originator with a background as a Strategic Sourcing Analyst, Material Analyst, and Mortgage Loan Originator. Detail-oriented with the ability to communicate effectively. Resourceful, responsible, and detail-oriented. Ability to pick up new things quickly and adapt to changing priorities.
Skills : Microsoft Office, Salesforce, sales, Education.
Originated mortgage loans for new home purchase or refinancing of existing mortgage.
Responsible for converting leads into loans.
Identified customers' needs and provide appropriate loan solutions.
Maintained close client contact throughout the loan process.
Gathered all necessary documentation from borrowers for loan approval process Ongoing education to stay current on changes with rules and regulations pertaining to agency, government, and portfolio mortgages.
Maintained a working knowledge of all product programs and guidelines.
Maintained a professional image and standard with company policy and procedures.
Bachelor Of General Studies
Mortgage Loan Originator/Manager Resume
Objective : Worked in positions that have been either in management, or as an owner, with companies that require customer service, sales, and management skills. Each required me to establish high levels of confidence and trust with employees, co-workers, and consumers. Accountability was expected to meet the company goals and perform quality service for the consumers. Presently seeking a long-term, full-time, permanent staff position.
Skills : Management, Word and Excel knowledgeable, Bi-Lingual, Multi-tasker a strong plus, Detail-oriented, Dependable and reliable, Ethical and Fair. Team Player and strive on helping others excel at their goals.
Completed loan applications with customers.
Processed loans by verifying all consumer information.
Assisted consumers with shopping for homeowners insurance and title company.
Submitted all required information to lenders for final loan approval.
Completed loan documents for all closings on loans approved.
Worked with the closing attorneys to verify additional conditions.
Attended the closings as needed to complete the loan closing process.
Objective : Financial sales and service experience. Sales experience includes B2B, B2G, and B2C. Proven track record in increasing sales revenue and market share. Successful positive public interaction with strong relationship development skills.
Skills : Microsoft Excel, Customer Relationship Management.
Analyzed applicants' financial status, credit, and property evaluation to determine the feasibility of granting loans for commercial and consumer clients.
Determined appropriate rate locks, issuance of disclosures, overage and underage waivers, and fee waivers.
Educated customers on the variety of loan products and available credit options.
Created financial analysis reports of commercial real estate, borrower's financial statements, lease reviews, and market research.
Executed the loan origination process, including ordering credit reports, appraisals, and preliminary title reports.
Researched insurance information and flood certificates.
Provided expert financial advice on mortgages and both educational and personal loans.
Ph.D. In Business Administration
Mortgage Loan Originator Resume
Summary : Interviewing mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals.
Skills : MS Office, Customer Service.
Worked as a mortgage loan originator by managing your client/partner pipeline.
Provided an exceptional customer service experience.
Collaborated with the senior management and marketing team when needed.
Effectively managed and serviced company referred partner relationships (agents, financial advisors, accountants, attorneys, and more.
Responded & communicated with our client database and leads generated by our marketing efforts.
Developed a comprehensive knowledge base of services & systems (CRM, POS, LOS).
Managed lead workflows through our Salesforce CRM which is fully integrated with our POS and LOS.