Mortgage Banker Resume Samples

As a Mortgage Banker, the person will take charge of sanctioning mortgage loans to eligible applicants. The job description includes meeting potential clients and advising them through the mortgage application processes. Some common primary duties are mentioned on the Mortgage Banker Resume as follows – seeking new business for the bank or financial institutions; developing and maintaining referral relationships with various sectors like real estate and developers; performing financial analysis and making sure the applicant is eligible for getting the mortgage loan, and providing financial counseling to their clients.

Employers consider professionals with the following traits – highly developed analytical skills, basic arithmetic skills, working knowledge of MS Office Suite Programs mainly in Excel; knowledge of FHA and HUD regulations; knowledge of conventional and government guidelines pertaining to loan underwriting; and proficiency with loan underwriting software. Most resumes depict qualification in finance or economics.

Mortgage Banker Resume example

Mortgage Banker Resume

Objective : Strong problem solving ability Training experience Troubleshooting skills. Goal-oriented Flexible Reliable Safe Act of 2008 Certification People-oriented Top Financial Advisor Award Excellent time management skills.

Skills : High Customer Service Standards, Strong Problem Solving.

Description :

    1. Network and generate mortgage opportunities for mortgage origination.
    2. Evaluate and develop opportunities to improve financial portfolio.
    3. Originate mortgage application and process to final approval.
    4. Provided direct and indirect customer service.
    5. Inbound and outbound telesales experience.
    6. Analyzed financial information obtained from clients to determine strategies for meeting clients' financial objectives.
    7. Supplied necessary industry and market research to target new businesses.
    8. Researched banking guidelines and statutory requirements to stay updated on new laws and applications.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Management


Mortgage Banker/Broker Resume

Objective : Accomplished leader and individual contributor with exceptional sales experience and strong leadership qualities with a proven track record of exceeding management objectives. Core Qualities Highly motivated Able to work in a competitive environment High volume sales Policy/program development Inventory control Cross-functional team management Staff training/development Consistently meet goals.

Skills : Training & Development, Coaching, Performance Management, Inside Sales, Sales.

Description :

    1. Responsible for developing new retail mortgage business and achieving individual sales and profitability goals for two branches.
    2. Actively pursued leads generated through branches and referrals in order to secure new mortgage sales.
    3. Maintained and expanded customer relationships in order to generate business opportunities.
    4. Prequalify prospective home buyers and advise them on financing alternatives.
    5. Provide guidance to customers throughout mortgage application and processing activities.
    6. Gathered and processed all necessary documents to ensure a successful application process.
    7. Ensure that own sales efforts are aligned with Regional mortgage growth and profitability objectives.
    8. Worked with branch managers, personal bankers, and tellers to communication mortgage opportunities.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Business Administration


Mortgage Banker/Branch Manager Resume

Objective : Hardworking, creative team player and problem solver with excellent initiative, leadership, and management abilities coupled with a proven ability to develop practical approaches and creative solutions that increased revenue and efficiency for African World.

Skills : Microsoft Office, Sales Support.

Description :

    1. Consult with clients about their current and future needs to help them achieve their financial goals and advise them on their largest financial goals.
    2. Establish an ongoing financial services relationship with clients through the delivery of world-class service.
    3. Interview clients and gather information pertaining to their unique financial situations, needs and objectives.
    4. Use state-of-the-art technologies to conduct credit, underwriting and financial analyses and qualify the client for various loan programs.
    5. Evaluate various loan programs and affordable financing options from a broad range of Quicken Loans home loan products.
    6. Advise and educate clients on the home buying process and how to better manage their mortgage(s).
    7. Assist clients through the loan process from application to closing and troubleshoot any transaction issues.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Psychology

Senior Mortgage Banker Resume

Summary : A well presented and highly personable banking professional with over 6 years of successful experience in positions of increasing responsibility and duties. Skilled at educating customers on banking products and recommending best options that meet their short-term and long-term needs. Driven to build lasting relationships across all business sectors that add value to any organization, and is fluent in both oral and written Spanish.

Skills : Proficient at MS Office Suite.

Description :

    1. Growing and managing personal production of approximately $2 million+ in sales volume monthly.
    2. Clientele base includes first-time homebuyers, Veterans, wealthy-established homeowners, and investors to ensure an educated buyers market is established.
    3. Derived from understanding the needs of every customer type and providing the same service to all and produced an 85% retention and referral-based book of business.
    4. Serviced assigned bank branches to ensure productive mortgage/banking center partnerships.
    5. Driving company sales revenues through the origination of residential mortgage loans and producing referrals for private banking and commercial lending divisions of the bank.
    6. Secured exclusive lending relationship with multiple builders, luxury automobile dealers, and real estate offices.
    7. Established lines of business allow for more relevant cost-continuum profit and loss management and delivery of quality lending portfolio to investors.
    8. Initiated inter-city builder alliance to attract commercial builders entering the residential construction market.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Retail Management

Account Advisor/Mortgage Banker Resume

Headline : Hardworking, creative team player and problem solver with excellent initiative, leadership, and management abilities coupled with a proven ability to develop practical approaches and creative solutions that increased revenue and efficiency for African World.

Skills : Highly Trained In Customer Service And Problem Solving.

Description :

    1. Originated residential loans by marketing home owners for refinancing.
    2. Worked closely with Realtors by attending open houses.
    3. Processed loans from beginning of application to close at escrow.
    4. Followed up with courtesy calls that usually resulted in a or many referrals.
    5. Addressed appraisal and title issues accordingly with loan guidelines.
    6. Monitored the underwriting process and provided requested documentation in a timely fashion.
    7. Provided world class customer service along with expert knowledge of 8 yrs in lending.
    8. Constantly evolved by presenting new ways to obtain new clients.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Business Administration

Mortgage Banker III Resume

Summary : Highly motivated individual seeking a position where my analytical, negotiation and organizational skills can be leveraged in a professional environment to advance my career as a young professional. I have always been a self-motivated and hardworking individual who embraces new challenges.

Skills : Training & Development, Coaching, Performance Management, Inside Sales, Sales.

Description :

    1. Experienced in banking and lending environment.
    2. Supervised residential mortgage originations, processing, commitments, closings and sales.
    3. Strong working knowledge of lending laws, standards, and procedures.
    4. Provided superior service to clients by offering products to best fit their needs.
    5. Exceeded monthly mortgage sales goals within first 6 months.
    6. Licensed and practiced lending in all fifty states.
    7. Attracted new mortgage loan applications by developing relationships within the community, attending seminars and events to network with builders, real estate agents, financial advisors, accountants and community leaders to build business through word of mouth and referrals.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
General Studies

Mortgage Banker II Resume

Objective : Seeking a mid-level position with a reputable organization where I can utilize my skills and abilities. To employ my knowledge and experience with the intention of securing a professional career with opportunity for challenges and career advancement, while gaining knowledge of new skills and expertise.

Skills : Microsoft Office, Microsoft Excel, Money Management, Motivated, Recruiting.

Description :

    1. Work hand and hand with bankers to satisfy the needs of Chase Bank customers.
    2. Look through company spreadsheets to recognize potential needs of customers while looking for new business to bring into Chase Bank.
    3. Work with many different types of people inside and outside the bank.
    4. Sell myself to multiple Realtors and work as a team to help customers achieve the ultimate goal of home ownership.
    5. Extensive use of computer skills and software.
    6. Kept up with spreadsheets with excel and use of financial calculators.
    7. Managed a steady pipeline of over 2 million in real estate loans.
    8. Responsible for building a continuous pipeline of clients and mortgages.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Business Management

Mortgage Banker I Resume

Objective : To leverage my market research experience in a marketing strategy or business/market development position. Analyze and improve marketing, sales and operational performance within a company that has an emphasis on working with others in a fast paced environment.

Skills : Credit Analysis, Microsoft Office Suite, Sales Expertise, Relationship Management, Customer Service Skills, Time Management, Loan Originations, Administrative Skills.

Description :

    1. Identified attractive mortgages and presented loan refinance opportunities to retail clients of Wells Fargo across Phoenix metropolitan area.
    2. Developed and sustained critical relationships with real estate agents to originate new client leads.
    3. Concentrated on home buyer market to a greater extent than refinance to capitalize on changing market landscape.
    4. Originated loans later securitized at significant profits to bolster Wells Fargo's financials.
    5. Highlighted Contributions & Achievements: Originated and funded an average of 10 deals per month, ranking at top of the group.
    6. Advised clients on escrow options and highlighted specific refinancing alternatives designed to save thousands in interest.
    7. Established relationships with realtors to drive business on the purchasing side.
    8. Earned top score in customer loyalty for delivering strategic insight on government-backed home ownership programs.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Liberal Arts

Mortgage Banker Lead Resume

Summary : Professional with extensive experience in Loan Origination, Real Estate, Education Development. Major strengths in planning, problem solving and communication. Demonstrated accuracy, organization, attention to detail and ability to work well in team environment. Capable of handling multiple projects concurrently, can work within a set budget and exceeded expectation Identified and capitalized on team members' strengths to accommodate a threefold increase in work volume without need for additional staff.

Skills : Skills & Abilities Proficient in Microsoft Word, PowerPoint.

Description :

    1. Work in a high pressured sales environment.
    2. Answering questions for prospective clients advising and persuading them to make the best financial decision with their current mortgage.
    3. Excelled in near aspect in training earning bonuses for high test scores and also adapting to the sales environment at a rapid pace.
    4. Quickly exceeded sales expectations within my first 3 months of banking and continued to establish myself ahead of my peers.
    5. Promoted to season region ahead of schedule and have consistently outperformed my teammates.
    6. Skills Used Sales techniques used to persuade clients to refinance their largest financial asset.
    7. Excellent phone skills as well as interpersonal skills used each time speaking with a client.
    8. Establishing a connection and having them feel comfortable with who they are speaking with.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Master of Science

Purchase Mortgage Banker Resume

Headline : Goal oriented professional with confident sales approach. I understand the value of cultivating and fostering long lasting client relationships. Continually seeks new ways to enhance a company's revenue along with image. In addition to my sales background I possess extensive knowledge in the dental field.

Skills : MS-Office, Product Marketing, Product Strategy, Sales Process, Salesforce, CRM, Presentation Skills, Solution Selling, NMLS Certified.

Description :

    1. Successfully created sales and marketing strategies to increase production while maintaining excellent customer service.
    2. Demonstrated the ability to manage multiple projects without direct supervision.
    3. Planned and organized seminars and projects to educate and disseminate the idea of Homeownership to prospective clients.
    4. Analyze applicants' financial statements, credit report, and property evaluations to determine feasibility of granting loans.
    5. Used Financial and Business Acumen to help advice clients of which product best suited their needs.
    6. Put together marketing campaigns to help increase total revenue and customer knowledge.
    7. Implemented excellent relationship management skills with Co-Workers, Realtors, Insurance Agents and Attorneys in order to meet sales quotas.
    8. Developed plans for clients to reduce their risk assessment value.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
Healthcare Management

Mortgage Banker Representative Resume

Headline : Currently a Mortgage Banker with Ameris Bank and a Real Estate Partner in the development of the Troy Mills Commercial Indoor Agriculture Complex. Previously an Account Executive with JP Morgan Chase's US Department of Agricultural financing program, achieving over 80 million dollars in annual sales and fundings by communicating program parameters through statewide presentations to US Department of Agriculture officials, bankers, mortgage brokers and realtors.

Skills : Technology.

Description :

    1. Recommended loan approvals and denials based on customer loan application reviews.
    2. Maintained current loan and pricing information on the online banking website.
    3. Originated, reviewed, processed, closed and administered customer loan proposals.
    4. Compiled database of loan applicants' credit histories, corporate financial statements, and other financial information.
    5. Developed and maintained relationships with local real estate agents.
    6. Submitted loan applications to the underwriter for verification and recommendations.
    7. Reviewed and edited loan agreements to ensure accuracy.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Business And Financial Studies

Mortgage Banker/Mortgage Loan Consultant Resume

Objective : Hardworking and innovative professional seeking a challenging position within the banking and mortgage industry that allows me to utilize my knowledge, skills and abilities.

Skills : Industry Experience and Qualifications: - Approve loans.

Description :

    1. Responsible for assisting customers in the process of homeownership.
    2. Communicate with customers during the refinance process and assist them with the best mortgage product that meets their needs.
    3. Gather required documentation and submit documents to the appropriate team for processing.
    4. Provide excellent customer service to all bank customers while quoting interest rates and loan features.
    5. Constantly refer to other business partners within the bank for other bank products and services when applicable.
    6. Compile reports and present at the branch and local board meetings, be prepared to answer mortgage questions and keep up with all business updates.
    7. Able to handle customer objectives and address customer concerns in a calm manner.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Bachelors Of Science

Private Mortgage Banker Resume

Headline : Dynamic leader with 10 years of experience driving human resources, staffing, training, community relations, and daily operations within corporate, retail and manufacturing environments. Instrumental in establishing a new internship program, facilitating training, and enhancing operations. Looking to utilize my greatest strength which is creativity to advance a company's ultimate mission. Willing to relocate.

Skills : Medical Terminology, Medical Records, Financial Analysis.

Description :

    1. Analyze clients current financial status and put together mortgage programs to help clients reach financial goals.
    2. Negotiate rates, terms and pricing for loans to assure company revenue goals where achieved all while making sure clients received justifiable programs for costs.
    3. Conduct presentations to clearly state objectives of clients being reached with proposed programs.
    4. Analyze client profiles to filter for qualification status under Fannie Mae, Freddie Mac, FHA and VA guidelines prior to processing applications.
    5. Comply with Federal and state mortgage guidelines to assure no violations are being committed and all loans are closeable.
    6. Establish, build and maintain relationships with clients to lead to future referrals of family, friends and associates.
    7. Coordinate with client relations and underwriting teams to complete processing of loan files and assure loans close in a timely manner.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Human Resources

Mortgage Banker/Loan Officer Resume

Objective : Highly qualified Mortgage Banker with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which your company prides itself.

Skills : Management, Microsoft Office, Training & Development, Sales Management, New Product Development, New Business Development, Inventory Management, Problem Resolution, Inventory Control, Employee Training, Customer Relationship Management.

Description :

    1. Receives incoming customer calls and returns requested calls in a timely manner.
    2. Evaluate customer's current status and offer all applicable solutions.
    3. Review Pre-Foreclosure accounts to ensure that all workout options have been reviewed prior to foreclosure sale.
    4. Provides high level of customer service under difficult circumstances, and has the ability to diffuse customer dissatisfaction to result in positive outcome.
    5. Evaluates applications submitted for loan modifications to ensure all supporting documents have been received, validate income, and verify occupancy of the property based on documents submitted.
    6. Assists Supervisors with day to day operations of the call center.
    7. Monitor queues and support staff to ensure call center objectives are being met.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
N/A In Business

Mortgage Banker/Direct Lender Resume

Headline : Founded and worked as an executive within, American Homestead Mortgage, home to twenty-six employees, three locations and 17 years of success. Furthermore, while working with fleet mortgage I was ranked sixth in the nation for top lenders.

Skills : Microsoft Office, Financial Analysis, Credit Analysis, Banking, Financial Reporting, Accounting, Database Management, Account Reconciliation, Financial Services, Financial Statements.

Description :

    1. Originated Real-estate loans of various types such as Investment property, construction, and Government loans.
    2. Generated, reviewed and understood reports.
    3. Used data from multiple sources to assist in creating a complete credit analysis, loan recommendation or denial.
    4. Calculated various financial ratios such as DTi's, LTV's and examined income documents (W2s, Tax statements) etc.
    5. To calculate the income of clients, reconciled monthly statements to ensure cash for closing.
    6. Prepared loan presentations for underwriter review with strong attention to detail in order to ensure the accuracy of the data being reported.
    7. Reviewed loan applications and analyzed credit information to make an assessment of customer's creditworthiness.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
MBA In Management

Mortgage Banker Advisor Resume

Objective : Interested in discussing possible opportunities within your organization. My background and experience enables me to quickly adapt. My prior experience has allowed me to communicate with a broad spectrum of individuals. However, I am looking to transition into a full time position with a company where I can expand my knowledge, and share my years of experience.

Skills : Proficient In MS Office, Excel & Word, Proficient In Final Cut Pro/Video Editing & Designing, Proficient In Basic Construction & Repairs, Proficient In Designing, Re-designer & Creating: Floor Plans, Window Treatments, Furniture, Interiors, Events, Etc.

Description :

    1. Secured self-generated B2B relationships with various Builders, and Real Estate agents.
    2. Managed a strong client database and performed as on-site Lender for top real estate offices.
    3. Created business development opportunities such as Homebuyer Seminars, and Lunch & Learns.
    4. Networked with Women's Council, Chamber of Commerce, and various Realtor functions.
    5. Insured compliance with company program guidelines and disclosures.
    6. Analyzed all loan documentation prior to submission to underwriting.
    7. Competed with top lenders in the marketplace, as well as, top-level performers within the company to acquire prime builder accounts, and to maintain the required levels of sales volume and service.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Banking

Mortgage Banker Assistant Resume

Objective : Highly motivated and skilled professional seeking challenging customer service position with a dynamic organization that values teamwork, initiative, vision and a proven ability to demonstrate visible achievements by utilizing extensive experience, complimented by solid technical acumen, and a drive to meet organizational business objectives and maximize growth and profitability.

Skills : Value-Added Strengths Planned and coordinated meetings.

Description :

    1. Customize loan programs tailored to meet the financial needs of individual clients.
    2. Review credit reports, analyze income statements and perform underwriting of income versus debt and combined asset worth.
    3. Provide the customer with the desired payment level and cost level associated with buying a new home or asset.
    4. Ensure timely closing of loans by maintaining constant communication throughout the entire loan process amongst borrower, appraiser, loan company, title company, and realtor.
    5. Calculate current loan and financial status versus savings at the completion of a loan.
    6. Provide advice on further financial savings available through debt consolidation.
    7. Expedited loan processes by efficiently networking key players, including loan processors, appraisers, and local title companies.
    8. Developed referral sources inside and outside of the bank leading to potential mortgage loan clients.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Diploma In General

Mortgage Banker/Real Estate Lending Resume

Objective : Highly qualified Mortgage Banker with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which your company prides itself.

Skills : Microsoft Word, Office, PowerPoint, Excel, Cash Register.

Description :

    1. Depending on needs of the prospect, prepared a mortgage product of the lending institution best suited to the needs of the client Received formal application for a mortgage from the client.
    2. Assisted clients with completing technical details of the application.
    3. Reviewed completed mortgage application for accuracy and thoroughness and requested additional information if necessary.
    4. Requested a credit report on the applicant from one or more major credit reporting agencies.
    5. Reviewed completed information in application file and compared to the lending institution's requirements.
    6. Granted or rejected the mortgage application.
    7. Developed strong referral network in banking community, builders and real estate agents in the area, and in the community.
    8. Visited homes of clients wishing to refinance mortgage or viewed site of prospective real estate purchase.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Bachelor Of Arts

Mortgage Banker/Loan Processor Resume

Objective : Sales professional with extensive experience in produce sales and assessing client needs. Seeks a position as Mortgage Loan Originator in Mortgage Industry.

Skills : Microsoft Office, Mortage banking, Salesforce.

Description :

    1. Contacted new and existing customers to discuss how their needs could be met through specific products and services.
    2. Selected the correct products based on customer needs, product specifications and applicable regulations.
    3. Created strategic brand building events to expand the current product portfolio.
    4. Prospected and conducted face-to-face sales calls with business executives and directors.
    5. Built relationships with customers and the community to promote long term business growth.
    6. Originated, reviewed, processed, closed, and administered customer loans.
    7. Developed and maintained relationships with local real estate agents, attorneys, and title companies.
    8. Developed prospects for new loans by conducting 5 cold calls per week.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
High School Diploma

Jr. Mortgage Banker Resume

Objective : Highly qualified Mortgage Banker with experience in the industry. Enjoy creative problem solving and getting exposure on multiple projects, and I would excel in the collaborative environment on which your company prides itself.

Skills : Ms Word, Ms Excel, Ms Office Suite.

Description :

    1. Collaborated with upper management to identify key customer groups for retention, and developed specific marketing plans to maximize retention and sales volume.
    2. Implemented multi-state customer retention programs involving telemarketing and direct mailing campaigns in a high volume sales environment.
    3. Maintained multi-state licensing requirements, professional certifications and achieved high standards in compliance as a mortgage banker.
    4. Utilized structured query data bases, spreadsheets and data processing software to ensure accurate account records, payroll reports, and financial reporting.
    5. Recognized as having outstanding customer service by achieving the lowest mortgage application cancellation rate and highest loan pull through ratio in the entire branch.
    6. Expanded customer retention efforts and increased sales by hiring a Spanish speaking associate to assist Hispanic clients.
    7. Important team member of the most profitable branch in the Nation for four straight years.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Finance