A Lending Specialist is a professional loan expert who prepares the loan applications and gets them approved. Essential job duties and responsibilities listed on the Lending Specialist Resume are – applying bank policies, processing loan applications, implementing lending strategies, collecting client data, obtaining credit information, assessing customer needs, working with clients to prepare applications for loans; determining the feasibility of granting loans and communicating with management; processing advances and disbursements, preparing to pay off letters; ensuring loans are processed as per established company policies and procedures, and assisting in maintaining various credit files.
Those seeking this occupation should be able to demonstrate the following skills in their resumes – strong knowledge of all lending procedures, selling skills, effective communication skills, computer competencies; solid knowledge of banking procedures and financial documentation, and experience working with digital financial systems. Most of the eligible resumes portray at least a high school diploma or an equivalent.
Objective : Seeking a career change with a company that truly lives up to its mission statement, is goal oriented, cares about all sides of the spectrum and can provide diversity within what would otherwise be just an ordinary day. Completing vehicle and CD loan upload and maintenance. Creating CD loan documents through Laser Pro. Assisting loan processors, State Farm agents and their staff with any questions and concerns. Processing and assigning service requests.
Skills : Microsoft programs, Swift in 10 key.
Description :
Completed all aspects of consumer lending from taking the application to the closing of the loan, analyze credit, calculate debt to income ratios, unsecured debt ratios, and loan to value positions, discuss loan options, identify high risk borrowers, cross sell credit life, credit disability, involuntary unemployment, guaranteed asset protection auto deductible reimbursement, and mechanical breakdown protection products where applicable.
Completed second mortgage and home equity line of credit applications.
Worked with support staff and underwriters throughout the loan process to ensure proper disclosures and all regulatory requirements are met.
Adhered to confidentiality in all aspects of the job.
Discussed credit with members and ways to improve score and credit performance.
Educated members on other services offered both inside and outside my department and refer them as appropriate to match uncovered needs.
Served on committees within the organization.
Experience
2-5 Years
Level
Executive
Education
High School Diploma In Paralegal
Lending Specialist Resume
Summary : Seeking a career change with a company that truly lives up to its mission statement, is goal oriented, cares about all sides of the spectrum and can provide diversity within what would otherwise be just an ordinary day. Answering telephone as well as email inquiries in a prompt and courteous manner.
Skills : Microsoft Office, Adobe, Administrative Support.
Description :
Recognized for excellence in member service and growth in production numbers.
Used Mathematical, problem solving and reasoning, customer relation and computer.
Educated consumers about the different types of loans and credit options that are available, as well as the terms of those services.
Reviewed loan agreements to ensure that they are complete and accurate according to policy.
Reviewed over 400 automobile loan applications per month with a 38% approval rate and 15% disbursal rate Oversee issuance of GAP insurance, loan coupon books, welcome kits and all administrative follow-up.
Promoted and educated members on products and services to provide financial stability, generate sales and increase retention Maintain communication.
Completed title work for all consumer loans Assist in underwriting secured loans of $50K or less and unsecured loans of $20K or less.
Experience
7-10 Years
Level
Management
Education
High School Diploma In Paralegal
Lending Specialist Resume
Objective : As a Lending Specialist is Working for a company where growth is available and putting the skills acquired to work. Helping Bank Response Center through integration of new banking systems, assisted the mortgage and the Home Equity Loan area with a HMDA project, and acted as Senior Lending Specialist on development project. Processing and underwriting second mortgage, auto loan, and personal loan applications. Preparing final loan documents, facilitate their signing and disburse loan funds accurately. Assisting members with servicing questions on their current loans.
Skills : B2B, Business Analysis, Business Development, Contract Negotiation, Salesforce, Lead Generation.
Description :
Key interfaced between Mortgage Advisors and ANZ Bank.
Analyzed an applicant's financial status, credit and property evaluations to determine the degree of risk involved in extending finance.
Approved loans within delegation of $1.5 million and refer applications outside credit guidelines to Credit Managers for approval (with supporting facts and mitigation).
Built and maintained beneficial relationships with brokers, solicitors and internal sectors within the organization.
Increased sales through superior relationship building, application assessment and a focus on providing market leading financial solutions to our customers.
Answered out-bound calls from Mortgage Advisors and responding to their queries in a timely manner.
Reviewed and analyzed members credit for cross sell opportunity and special exceptions.
Experience
0-2 Years
Level
Entry Level
Education
Bachelor's In Accounting
Lending Specialist Resume
Objective : Talent Community Builder focused on talent acquisition, talent management, business strategy, sales and marketing. Succeed in developing a $30M pipeline of proposed commercial loans using creative marketing strategies and an in-depth knowledge of commercial banking, business finance, and Small Business Administration (SBA) lending practices.
Skills : Recruiting, Talent Acquisition, Finance, Customer Service, Training, Talent Management, Business Development, Human Resources.
Description :
Customized lending packages and formulated debt strategies for members.
Exerted in loan processes, amortization schedules, funding and underwriting information.
Supervised and trained six new loan advisors in loan processing, credit analysis, risk assessment and underwriting decisions.
Developed strategies and business by building corporate relationships with customers and the industry/market leaders.
Responsible for conducting onsite visits at companies and new hire orientation for business development at San Mateo County, Facebook, Oracle, Evernote, TURN and Zazzle.
Responsible for follow up calls and communication with applicants, branch associates, dealers on Approved Not Funded loan queues.
Personally managed more than 60% of department's loan goal.
Experience
2-5 Years
Level
Junior
Education
Bachelor's In Business Administration
Lending Specialist Resume
Objective : Looking for a progressive and diverse Lending Specialist position that will allow me to utilize my skills while enabling opportunity for development and growth. Establishing trust with business owners, CEO's, COO's, CFO's, and other senior executives; identifying long-term business objectives; analyzing key financial data, business indicators, and other financial measures; and creating loan solutions that promote value and minimize financial risks.
Skills : Microsoft, Implementation Of Security Products For Financial Institution.
Description :
Applied payoffs to a variety of loans, including, auto, motorcycle, boat, and RV.
Payed drafts that are sent from dealerships and banks.
Conducted title work and processing the loans to be paid out to the member.
Processed and booking new loans.
Balanced GLs and conducting daily reports.
Greeted members that utilized the inside services Assigned members to the appropriate bank representatives per their service request.
Processed incoming and outgoing mail requests
Experience
2-5 Years
Level
Executive
Education
Associate Of Applied Science
Lending Specialist Resume
Headline : To succeed in a stimulating and challenging environment, building the success of the company while i experience advancement opportunities. Leading efforts to drive loan growth against tough market competition and represent Western Commerce Bank before the local SBA, Albuquerque Chamber of Commerce, New Mexico Council of Exchangers (NMCE), and other leading business groups.
Skills : Adobe Creative Suite, HTML, CSS, Microsoft Office, Project Management, CSS3, HTML 5, Javascript, Axure, InVision.
Description :
Analyzed credit data and financial statements for automobile loans and leases to determine the degree of risk involved in extending credit or lending money.
Approved loans within specified limits, and refer loan applications outside those limits to management for approval.
Decisioned consumer loan requests for signature loans, lines of credit, and credit cards Disburse a monthly average of a minimum of $1MM in automotive loans and $50M in consumer loans Meet with applicants to obtain information for loan applications and to answer questions about the process.
Made photocopies and faxed documents.
Responsible for processing customer deposits and withdrawals Processed cashier checks, money orders, and cash advances on behalf of the customers Balanced the cash drawers to ensure that there were no discrepancies Issued traveler's checks per customer request.
Handled money transfers via telephone requests.
Processed customer service requests via telephone.
Experience
5-7 Years
Level
Executive
Education
B.A. In English
Lending Specialist Resume
Summary : Accomplished Lending Specialist in financial industry. Possessing a strong background in bankruptcy, foreclosure, retention, customer service, collections, and administrative support Detailed oriented and resourceful in completing projects. Excellent training, interpersonal communication and problem solving skills. Dedicating professional who works well independently, learn quickly, and communicate effectively. Experienced with working on Avaya, inbound and outbound customer calling.
Skills : Microsoft Office Software, Customer Calling.
Description :
Reviewed and validated loan details and accurately create and update accounts as appropriate.
Accurately and efficiently processed financial and non-financial transactions to loan accounts.
Reviewed and updated collateral information to ensure accuracy and that necessary details are maintained to reduce any associated risk to the client.
Worked with internal business partners at various levels to research and translate account information.
Worked directly with clients to research items of various complexities while bringing situations to a successful and timely resolution.
Satisfied taxes and insurance on behalf of the client and update the loan accordingly to recover funds over the established payment period.
Performed duties and responsibilities specific to department functions and activities or as assigned by supervisor.
Experience
10+ Years
Level
Senior
Education
Bachelor's In Business Administration
Lending Specialist Resume
Summary : In every venture, I desire to perform my best. Interested in a strategic position that utilizes my banking career experiences in customer service, personal and construction lending, investments and business development. Collaborating with cross-functional internal teams (mortgage, business banking, etc.) to identify new revenue opportunities and cultivate new commercial loan business using effective client prospecting, telemarketing, business development, networking, referral, and self-sourced leads.
Skills : Computer, Janitorial, Marketing.
Description :
Facilitated the approval and closing of consumer and commercial loans.
Frequently dealt with poor credit members, which required highly effective verbal and written communication skills to optimize the greatest chances of loan approval.
Worked in a call center environment required exceptional organization and the ability to multitask.
Marketing Coordinator Worked closely with the VP of Marketing and the CEO to lay the foundations of our social media presence while measuring our SEO strategy.
Created articles for the employee newsletter, blog, and content for various social media platforms.
Planed and executed credit union events and promotions.
Accurately processed consumer loan applications to ensure loan decisions were made based on the current and precise financial position of the applicant.
Experience
7-10 Years
Level
Management
Education
BA
Lending Specialist Resume
Summary : High-energy, fast learning professional with good judgment and wisdom. Self-starter and team player. Communicating effectively and efficiently both written and verbally. Analyzing and identify solutions. Multitasking and meeting deadlines. Know ledged with Microsoft products. Obtaining information through direct inspection of the applicant's business and/or review of interim financial reports, personal interview, and evaluated in accordance with procedures stated in the commercial loan policy, Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans.
Skills : MS Office, Teammate, Research, Analyzing, Investigations, Team Player, Problem-Solving.
Description :
Efficiently processed over 100 leads from new customers daily through inbound and outbound calls to research and evaluate applicant financial status, credit and risk.
Completed and submitted loan documentation involving income and bank account verification for over 25 loan contracts daily.
Quickly gained a solid understanding of the financial needs and desires of potential applicants.
Interacted with all levels of management and employees.
Earned incentive payments monthly for exceeding loan goals and processing accurate information.
Promoted to Lending Team Lead within 3 months of hire date.
Met and greeted customers on the sales floor and taking them through the sales process to an eventual purchase.
Experience
7-10 Years
Level
Management
Education
Bachelor Of Business Administration
Lending Specialist Resume
Summary : Talented Lending Specialist who excels at building a loyal customer base to achieve both short and long-term goals. Excels at analyzing and revealing customer needs and delivering exceptional results. Ordering new and replacement cards, reporting lost or stolen cards, processing any visa reports. Handling the increases and decreases in the line amounts, the closing out of cards, compromised card situations. Answering members questions in regards to their credit cards. Assisting with other Lending Specialist duties such as the electronic filing of titles on FDI.
Skills : Excellent Communication And Efficient In All Microsoft Software.
Description :
Answered an average of 50 calls per day by addressing customer inquiries, solving problems and providing new product information.
Originated, reviewed, processed, closed and administered customer loans.
Submitted loan applications to the underwriter for verification and recommendations.
Dramatically increased the sales volume of the company by averaging 20 units sold per month.
Completed appropriate loan journal and loan payment adjustments as needed.
Perfected our lien on all secured consumer loans to guarantee our security interest and protect the company from potential losses.
Executed over $6.8 M in consumer loans for 2014; Exceeded goal by 147% Attended monthly lending meetings, reviewed policies, procedures and recommended alterations.
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