Mortgage Loan Officer Resume Samples

The job duty of a Mortgage Loan Officer is to evaluate, authorize, and recommend mortgage loans for various types of clients. A professional Mortgage Loan Officer Resume denotes the following core duties and tasks – advising borrowers on financial status and payment methods; approving or rejecting loans after considering the eligibility criteria; meeting applicants and obtaining all needed information, analyzing applicant’s financial status, and credit history; reviewing and updating credit and loan files; computing payment schedules; and negotiating payment arrangements.

Those interested in this line of operation should denote evidence of the following – auditing skills, a deep understanding of financial software and basic bookkeeping skills; attention to details and thoroughness; and strong knowledge of current trends and new types of loans available to clients. A degree is commonplace among job applicants. Work experience in relevant field is mandatory.

Mortgage Loan Officer Resume

Objective : To obtain employment, again after choosing a long leave of absence to devote to my family. would like an employer that will overlook my lengthy employment gap, and see the array of my extensive skills and experience that can only contribute to any company as well as bringing myself to be part of a team again that I can share my skills and learn new ones along the way.

Skills : Bilingual.

Description :

    1. Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
    2. Met with applicants to obtain information for loan applications and to answer questions about the process.
    3. Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
    4. Explained to customers the different types of loans and credit options available, as well as the terms of those services.
    5. Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
    6. Reviewed and updated credit and loan files.
    7. Sent approved loan documents to underwriting with specified limits.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
W.T. White High School


Mortgage Loan Officer/Loan Analyst Resume

Objective : I wish to secure a position in an organization where my interpersonal skills along with leadership and customer service experience may be fully utilized. I seek a job offering challenge, intellectual stimulation, and advancement opportunities that will lead to a rewarding career. Quick study, with an ability to easily grasp and put into application new ideas, concepts, methods and technologies. Dedicated, innovative and self-motivated team player/builder.

Skills : Customer Service, Management, Customer Relations, Sales,.

Description :

    1. Meet with prospective as well as current clients to develop information pertaining to their lending needs.
    2. Pre-qualified and interview potential borrowers.
    3. Execute effective mortgage marketing plans to meet and exceed agreed upon mortgage production goals.
    4. Helping in lending activity coordination through direct connection with loan department.
    5. Promoted business by developing relationships with new and existing realtors, borrowers and builders.
    6. Promoted subsidiary products as resented by Mortgage Professional Group and loans through Mortgage Professional Group affiliates and public contact.
    7. Advised loc-in-policy borrowers and ensured that loc requests were completed properly.
    8. Helped operations personnel in processing and closing loans.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Marketing Management


Certified Mortgage Loan Officer Resume

Summary : A position in loan quality analysis such as auditing, underwriting, quality control, or appraisal review, working in an office in the local commuting area or remotely from my home office. Full-time or part-time, permanent employment or independent contracting will be considered.

Skills : Mortgage Underwriting, Mortgage Originating.

Description :

    1. Originated/structured and pre-underwrote FHA, VA, USDA, FNMA, HARP, portfolio, and construction loans.
    2. Consulted with clients to evaluate and recommend loan options for their home purchase, construction, or refinance, and other potential bank services.
    3. Collected, input, and analyzed documentation and determined if borrowers qualified for secondary market conventional, government, or portfolio loans.
    4. Maintained knowledge and procedures to adhere to guidelines for proper loan documentation as well as relevant regulations.
    5. Explained and guided clients through the financing process.
    6. Managed loan process from start to finish to insure smooth process and on-time close.
    7. Coordinated construction phase loan to permanent loan completion.
    8. Interacted and communicated during loan process with numerous involved parties -- clients, loan processors, underwriters, realtors, title companies, appraisers, insurance agents.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Bachelor Of Science

Home Mortgage Loan Officer Resume

Summary : Seasoned professional with expertise in mortgage loan operational standards. Accomplished in building relationships with community businesses and educating organizations about products that meet their needs. Average loan size [] through conventional, VA and FHA loans. Current clientele includes builders of high end homes. Skilled in maintaining relationships and meeting financial goals consistently.

Skills : Word, Excel, PowerPoint, high-attention-to-detail, flexibility, follow-through, organization skills and management of staff.

Description :

    1. Sold mortgage products and managed the mortgage loan process through application, underwriting and closing.
    2. Called on area builders and realtors to initiate new business.
    3. Obtained proficiency in Microsoft Word, Excel, Outlook and Power Point.
    4. Medical Sales Representative Wyeth Consumer Healthcare Madison, NJ [] [] Called on physicians and staff in medical clinics and hospitals and worked at medical conventions and trade shows.
    5. Detailed both prescription and non-prescription products.
    6. Established a new territory for the company in 1998.
    7. Developed excellent skills in relationship building and regularly achieved sales bonuses.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Bachelor Of General Studies

Reverse Mortgage Loan Officer Resume

Objective : A sales, service, and management professional that has adapted and performed well in multiple roles and business types. From developing solutions for clients in purchasing or refinancing their homes, to providing excellent customer service in the mutual fund industry, and training and managing a retail sales staff of ten, this professional has proved to be a valued asset for each organization.

Skills : Microsoft 2007 Word, Excel & Power Point.

Description :

    1. Developed and cultivated client relationships to better understand their needs, acting as client advocate, while acting in the best interest of the company.
    2. Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
    3. Analyzed applicants' financial status, credit & property evaluations to decide on feasibility of loans.
    4. Provide excellent customer service while complying with federal and state lending regulations.
    5. Explained to customers the different types of loans and credit options that were available, as well as disclose the terms of those services.
    6. Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
    7. Cross-generated other loans and financial services and products to exceed customers' needs.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Certificate In Business Management

Junior Mortgage Loan Officer Resume

Objective : Specialty product expert in Sales/Marketing/Management/Business Development whose focal point is my strength in Rapport building as a Dynamic and Energetic Visionary with Passion. I am a Consistent Top performing sales professional with a reputation for meeting and exceeding quotas. I have strong Customer service skills and am highly capable and well known in my Industry for negotiation, presentation and closing .

Skills : Proficient In Achieving Promoted Sales Proficient In Technology Knowledgeable And Have Experience In Cultural Diversity Multilingual.

Description :

    1. Operated independently/Satellite branch for Mortgage division in Glendale Market.
    2. Prepared complex reports for business partners and assisted in the development of marketing strategies for home loan division to increase new home sales activities.
    3. Successfully increased customer retention goals through relationship building, outstanding service and referral development.
    4. Presentations/mortgage training to sales staff and homebuilding division to help with business and development and achieve sale goals.
    5. Updated job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
    6. Competed mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.
    7. Approved mortgage loans by examining application and supporting documentation; estimating credit-worthiness; calculating repayment risk.
    8. Obtained new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
AA

Residential Mortgage Loan Officer Resume

Summary : 23+ years of experience Customer Service Focused on Quality Professionalism Retail Management Decision Making Managing audits Thoroughness Operations Management Financial Software Problem resolutions Verbal Communication.

Skills : -60 WPM-10 key touch- Microsoft Word, Outlook, Excel, -Velocify Dialer IQ-Five-9 Dialer, Encompass, Sales, Leadership, Excel, Account Management.

Description :

    1. Met mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews and implementing production, productivity, quality, and customer-service standards.
    2. Resolved problems and identified mortgage loan system improvements.
    3. Attracted new mortgage loan applications by developing relationships within the community, specifically with the real estate community.
    4. Made sales calls to prospective customers, updated job knowledge by participating in educational opportunities and by reading professional publications.
    5. Maintained personal networks and participated in professional organizations.
    6. Completed mortgage loans by monitoring collection, verification, and the preparation of the mortgage loan documents and then scheduling and completing mortgage loan closings.
    7. Contributions/Achievements Handled call queue of 10 to 12 customers on a daily basis.
    8. Closed large proportion of loans and produced millions per month in loan application volume.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
BACHELOR OF ARTS In SOCIOLOGY

Mortgage Loan Officer I Resume

Objective : A highly motivated and confident, bilingual-professional offering versatile strengths and a record of successful performance. Demonstrated and effective skills include: organization with attention to detail; self-motivation with excellent results; professional development; decisive problem resolution with record of positive issue resolution.

Skills : Loan Processing, Public Speaking, Legal Terminology, Microsoft Office Suite, Filing, Database Management.

Description :

    1. Submit application to credit analysis for verification and recommendation.
    2. Analyze applicant's financial status, credit, and property evaluations to determine feasibility of granting loans.
    3. Review loan agreements to ensure that they are complete and accurate according to policy.
    4. Assist applicants to obtain information for loan applications and to answer questions about the process.
    5. Explain to customers the different types of loan and credit options that are available, as well as the terms of those services.
    6. Approve loan within specified limits, and refer loan applications outside those limits to management for approval.
    7. Initiation and development of marketing and promotional strategies of our company to enable our company to prosper and to reach new heights.
    8. Strategizing the work schedule to meet the sales targets set forth by this company.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Bachelor In Business Administration

Mortgage Loan Officer/Loan Processor Resume

Objective : Looking for a position where I can utilize my professional skills while continually learning and growing with a company. I have over twenty years of accomplished Customer Service, Finance, and Sales experience. I'm a self starter who is results oriented with a record of success in problem resolution. My strong communication skills help me establish great rapport with clients and employees. I believe the best approach to successful business is teamwork and leading by example.

Skills : Written Communication, Time Management, Problem Resolution,.

Description :

    1. Helped customers decide which type of loan would fit their financial needs.
    2. Communicate with back office, customers, realtors, insurance companies etc.
    3. Calculated payments, ratios, and all types of income.
    4. Informed customer of different loan programs based on their financial needs.
    5. Cross-sold other bank products to help customers build a portfolio.
    6. Discussed loan payments and rates with customers.
    7. Obtained necessary documentation from applicants to complete loan applications.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Bachelor In Business Administration

Senior Mortgage Loan Officer Resume

Summary : A student of the UWI Open Campus, where I am pursuing an Associate Degree in Paralegal Studies A graduate of the University of the West Indies Mona, with a Bsc. International Relations Two and a half years experience as a Legal Administrative Assistant, with board base experience in drafting, preparing and vetting of legal documents. Subject to, but not limited to the reviewing of contracts, lease and sale agreements, tenders, performance and mobilization bonds, preparing briefs and submissions.

Skills : Microsoft Office, Word, Outlook, Mortgage Software/Encompass.

Description :

    1. Meet with applicants to obtain information for loan applications and to answer qu about the process.
    2. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
    3. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
    4. Present final analysis and decision to the Board of Directors for finalizing the decision of granting the mortgage.
    5. Review loan agreements to ensure that they are complete and accurate and in compliance to all federal regulations.
    6. Handle customer complaints and take appropriate action to resolve them.
    7. Stay abreast of new introduced mortgage loan products in order to meet customers' needs.estions.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Associates In Business Management

Licensed Mortgage Loan Officer Resume

Objective : To secure a career with an established business that will allow for both company and individual career growth. WHY ME I worked in the auto industry for six years, where I worked as a salesman and quickly learned to successfully utilize the sales process. I broadened my knowledge by completing an automotive Business Ethics course, becoming PAA certified, and attending various sales seminars. As a result, I was promoted to Finance Manager.

Skills : MCSE Windows.

Description :

    1. Review loan options and available loan programs such as FHA, VA, Fannie Mae, Freddie Mac, Jumbo and USDA mortgages with borrowers.
    2. Formulate an effective and strategic financial plan to help borrowers achieve both short and long term goals.
    3. Responsible for gathering, organizing, and filing any and all documents necessary to obtain a mortgage in order to refinance or purchase a home.
    4. Assist in debt consolidation by negotiating with collection agencies on borrowers behalf.
    5. Finance Manager Day Automotive Morgantown, WV - to excel in both the Sales and Finance Management Positions.
    6. Used Dealer Track and ADP to properly input and process sales.
    7. Appraised vehicles so they received a fair value while still making a profit for the dealership.
    8. Consistently maintained a strong average, often exceeding $1,800.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Dental Assistant

Mortgage Loan Officer II Resume

Headline : Highly skilled Quality Assurance Inspector with varied experience in operations, testing, project management, statistical analysis and ISO 9001 implementation.

Skills : Microsoft Office.

Description :

    1. Top Loan Officer qualified homebuyers on purchasing using Conventional, FHA and VA loans.
    2. Generated leads by cold calling, partnering with Realtors, and presentations at trade shows.
    3. Closed over $18 million in total loan sales volume and awarded top sales of the month twice.
    4. Analyze customer credit history, financial statements and advise best loan programs for their desired goals.
    5. Hold open houses with Realtors to prequalify buyers and explain loan options.
    6. Worked with Loan Processors to clear conditions needed to finalize and close loans.
    7. Attended customer closings to assist in explaining all mortgage documentation for smooth closings.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Consultant
Education
Education
Bachelors Of Science In Technical Management

Mortgage Loan Officer/Consultant Resume

Summary : To leverage my 20+ years of professionally assisting customers in the Title Insurance Industry, Mortgage & Banking Industry.

Skills : Management Experience, teaching others, Training & Development, Stocking.

Description :

    1. Interviewed applicants and requested specified information for loan application.
    2. Requested documents, such as income tax returns, bank account information, purchase agreement and property description.
    3. Answered applicant's questions and asked for signature on information and authorization forms.
    4. Determine if applicant met establishment standards.
    5. Prepared and presented information at a home buying seminar.
    6. Was instrumental in expanding into a new geographical area.
    7. Establish a successful relationship between Realtors, Members, and the Credit Union.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Supervisory Management

Mortgage Loan Officer/Branch Manager Resume

Summary : Originate mortgage loans for either purchases or refinances after analyzing a client's goals. Gather any and all documentation necessary to process a mortgage transaction. Coordinate communication between realtors, inspectors, processors, and underwriters to streamline the process from beginning to end. Constantly prospect for new clientele.

Skills : Banking, Credit, Customer Service, Real Estate.

Description :

    1. Review complete financials from clients to calculate income, determine affordability and credit worthiness.
    2. Complete thorough credit analysis of clients profile prior to submitting loan application.
    3. Review credit reports and address any credit issues or obstacles regarding mortgage loan approval.
    4. Complete pre-processing/underwriting of loans prior to shipping to processing center.
    5. Work with a majority of clients who may have credit challenges and need help with down payment assistance.
    6. Locate down payment assistance programs within and outside of U.S.
    7. Bank to assist the clients in obtaining a mortgage loan.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Bachelor Of Science In Business

Mortgage Loan Officer Resume

Headline : Highly ranked mortgage loan officer with solid experience and sales skills and working knowledge of mortgage industry laws and regulations. More than 15 years' successful experience in customer service, collections and sales with recognized strengths in negotiation, account maintenance, problem-solving and trouble-shooting, sales, dealer relations, and titles and sales staff support. Possess solid computer skills with excellent working knowledge of Microsoft Office and various collections and skip tracing programs.

Skills : Microsoft Office Products, Customer Service Skills, Inside Sales, Outside Sales, Real Estate, Real Estate, Management Skills, Management Skills.

Description :

    1. Communicated with current and potential mortgage customers to present and sell available mortgage financing products.
    2. Processed mortgage applications and all associated paperwork.
    3. Maintained loan pipeline and continuously followed up with customers and loan processors to ensure loans would close in a timely fashion.
    4. Maintained compliance with privacy laws and quality standards.
    5. Capital One Auto Finance, Plano, TX Collections Account Manager, Inbound Titles Support Made manual and automated outbound calls to delinquent customers.
    6. Communicated with 80-200 customers and dealerships per day to resolve issues including delinquent accounts, misapplied payments, account refunds and titles support.
    7. Negotiated payment solutions to reduce delinquency rates of accounts up to 120 days past due.
    8. Utilized various skip tracing tools to locate customers without valid contact information.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
General Studies