Short Sale Negotiator Resume
Objective : Short Sale Negotiator seeking a position where my customer relations experience can be fully utilized to improve customer satisfaction, enhance the company brand name, and result in personal professional growth.
Skills : MS Office, Communication Skills, Management Skills.
Description :
- Accomplished pipeline of active short sales.
- Communicated with borrowers and agents on a daily basis.
- Supported the achievement of customer-specific SLAs.
- Packaged documentation and submitted a short sale offer to borrowers.
- Reviewed the documents submitted by the borrowers, request the required corrections.
- Communicated and negotiated with borrowers and real estate on a daily basis.
- Mentored and provided guidance and expertise to more junior team members.
Experience
2-5 Years
Level
Executive
Education
High School Diploma
Short Sale Negotiator Resume
Objective : Short Sale Negotiator with 2 years of experience in Performing and processing of short sale requests based on investor, client and GSE guidelines to ensure compliance, etc,.
Skills : Customer Service, Microsoft Word, Managerial, Ordering Skills.
Description :
- Worked with Freddie Mac and Fannie Mae bankruptcies and foreclosures.
- Submitted claims through their websites.
- Completed loss mitigation efforts by reviewing borrower's payment histories.
- Reviewed and disputed investor BPO's, analyzed workout options for deficiencies, and mortgagor contributions (promissory notes or cash contributions).
- Able applicants for investor programs.
- Submitted claims to mortgage insurance companies by using MLINK.
- Ordered appraisals, worked with foreclosure attorneys to obtain titles, and resolve title issues.
Experience
2-5 Years
Level
Executive
Education
High School Diploma
Short Sale Negotiator Resume
Objective : Highly motivated default Short Sale Negotiator experienced in the introduction and support of foreclosure projects, able to work with, motivate, and mentor diverse professional teams, while leading by example. A proven leader, who quickly and successfully responds to ever-changing environments and situations, consistently achieves goals within critical project deadlines, and is able to leverage an eye for detail, ensuring success and quality.
Skills : MS Office, Negotiation Skills, Sales.
Description :
- Responsible for processing value disputes and postponement requests.
- Printed with agents, attorneys, and title reps daily in order to negotiate the offer at hand in compliance with all state regulations and the pre-determined Investor Requirements.
- Used several applications and other resources to fulfill job responsibilities.
- Worked off the Heloc portfolio to ensure the positive return of assets to the department.
- Negotiated and mitigated the loss of Heloc loans that were in various degrees of derogatory status between (30-150 days).
- Responsible for negotiating and recovering funds on derogatory and charged off Heloc accounts.
- Equated $.40 return on none charged off and $.18 on charged-off Heloc accounts.
Experience
2-5 Years
Level
Executive
Education
BS In Sales
Short Sale Negotiator Resume
Objective : As a Short Sale Negotiator, responsible for Working with internal and external third party vendors, agents, title companies and borrowers through both written oral negotiations in an attempt to mitigate foreclosure and REO avoidance/losses, etc,.
Skills : Management Skills, Maintenance Skills, Communication Skills, Sales Skills.
Description :
- Coordinated actions needed to move files forward to bank acceptance, request all additional documentation to support the sale of the property.
- Compiled real estate loan packages and reviewed federal, partnership, and corporate tax returns.
- Requested broker priced opinions, negotiated property value based on current market trends and company guidelines.
- Favorably negotiated innumerable short sale submissions, and assisted distressed homeowners to retain their homes from impending foreclosure.
- Maintained constant contact with agents, brokers, and attorneys to establish and maintain good-standing business relationships Recruited to a team.
- Collaborated with attorneys, real estate agents in preparing short sale documents to be delivered to mortgage companies.
- Negotiated terms and closing costs with lien holders to come to an agreement through settlement.
Experience
2-5 Years
Level
Executive
Education
BS In Sales
Short Sale Negotiator Resume
Objective : Motivated and highly productive Short Sale Negotiator professional with a sales research background. Detail-oriented with strong skills in multi-tasking and efficient management of day-to-day office operations. Adept at building and maintaining effective working relationships with co-workers and clients through outstanding interpersonal skills.
Skills : Loss Mitigation, Real Estate, Portfolio Management, Financial Analysis, Detail Oriented.
Description :
- Responsible for the protection of the mortgage servicing portfolio by adhering to Government Regulations and Investor Requirements.
- Responsible for the timely foreclosure of accounts to comply with Investor requirements to include claim filing.
- Mitigated losses by determining the best options in foreclosure avoidance.
- Responsible for managing short sale FNMA portfolio.
- Analyzed borrower financial statement, BPO (Broker Price Opinion), contract offer.
- Negotiated to ensure the best possible offer and terms of acceptance such as borrower cash contribution or signed promissory note.
- Verified initial Application date, initial TIL, and final TIL dates, Right of Rescission date timeline met.
Experience
2-5 Years
Level
Executive
Education
Certificate In Sales
Short Sale Negotiator Resume
Objective : Hardworking, organized, Short Sale Negotiator professional with a proven background delivering sensible sales technology solutions on time and under budget while working as a team member or team leader, etc,.
Skills : Analytical Skills, Management Skills, Communication Skills, Customer Service Skills.
Description :
- Reviewed documents for accuracy.
- Critiqued appraisals and set initial listing prices based on the appraisal.
- Communicated with the agent regarding listing information and offer information.
- Completed price reductions when necessary.
- Negotiated offers and strived to obtain the highest net possible while staying within the bank's guidelines.
- Reviewed HUD-1's for accuracy.
- Sent approval letters and followed the file to closing to ensure the closing officer and agent had everything needed.
- Sent documents requested for MI and investor approval when needed.
Experience
2-5 Years
Level
Executive
Education
Certificate In Sales
Short Sale Negotiator Resume
Objective : Short Sale Negotiator with 3 years of experience in Analyzing files by pulling credit reports, assessing pay stubs, bank statements taxes for financial hardship determination and repayment, etc,.
Skills : Creative Skills, Organizational Skills, Customer Service Skills.
Description :
- Created reports to staff regarding current progress for each short sale.
- Negotiated with Banks, Realtors, and sellers to ensure properties do not foreclose.
- Originated Loans from Realtors and branch refinance.
- Successfully approved and closed 30 short sales Developed expert knowledge regarding investor, lender, and insurer guidelines related to processing.
- Created and updated managerial detail reports and/or spreadsheets pertinent to the short sale function and/or progress of loans on a daily, weekly.
- Negotiated short sale offers between real estate agents, buyers, and sellers Moved HAFA and COOP short sale files to close while maintaining an.
- Handled relations between homeowners and their real estate agents and the investors.
Experience
2-5 Years
Level
Executive
Education
High School Diploma
Short Sale Negotiator Resume
Objective : Short Sale Negotiator with 1 years of experience in Submitting short sale proposals to multiple investors using various computers and systems interface. Responsible for Initiating initial mortgage insurance claims on cases that were covered by PMI, etc,.
Skills : Managing Skills, Sales, Analytical Skills.
Description :
- Performed processing of short sale requests based on the investor, client, and GSE guidelines to ensure compliance.
- Obtained/received, reviewed, and submitted the required documentation to/from an investor, insurer, and/or client for approval of the short sale.
- Worked with internal and external third-party vendors, agents, title companies, and borrower(s) through both written and oral negotiations in an attempt to mitigate foreclosure/REO avoidance/losses.
- Reviewed and analyzed borrower’s financial documents, such as financial statements, hardship letters, tax returns, bank statements, pay stubs, listing contracts, agreement of sales, closing costs, settlement sheets, and credit bureau reports.
- Documented the LPS Loss Mitigation Workstation (notes, steps, and screens); generate appropriate letters/tasks, and add documents to the imaging system to substantiate the recommendation.
- Adhered to all state, company, and GSE guidelines and adapt to changes in procedures.
- Notified foreclosure attorney regarding the status of loss mitigation activity.
Experience
2-5 Years
Level
Executive
Education
High School Diploma
Short Sale Negotiator Resume
Objective : Exceptionally detail-oriented worker with over two years' experience in several areas within the mortgage servicing industry. A quick learner with thoroughly developed negotiation and time management skills and proficiency in working both as a member of a team as well as independently. A diligent, results-oriented achiever who prioritizes quality and efficiency.
Skills : Inventory Management, Management Skills, Customer Service.
Description :
- Negotiated short sales and loan modifications with bank representatives.
- Prepared HUD-1's for negotiations.
- Drafted Residential Sales Contracts.
- Conducted deed transfers. Negotiated and renewed leases.
- Assisted CEO and Broker in various projects and scheduling.
- Applied for and obtained numerous licenses on behalf of the CEO and Broker.
- Dealt with the responsibilities of invoicing, filing, data entry, bill payments, travel arrangements, calendaring events.
Experience
2-5 Years
Level
Executive
Education
GED
Short Sale Negotiator Resume
Objective : Seeking a Short Sale Negotiator Managing the process of selling real estate within prescribed investor and department guidelines Administering real estate sales responsibilities.
Skills : Managing Skills, Sales, Customer Service Skills.
Description :
- Negotiated short sale offers in an effort to retain loss for the investor Advising Attorneys, Realtors, and sellers throughout the process Approving / Denying short sale offers based on CFPB regulations VA.
- Assembled and compiled documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.
- Calculated, reviewed, and corrected errors on interest, principal, payment, and closing costs, using computers or calculators.
- Contacted customers by mail, telephone, or in-person concerning acceptance or rejection of applications.
- Maintained an extensive knowledge of investor, insurer, and client guidelines and timeframes related to processing a short sale.
- Created and updated managerial detail reports and/or spreadsheets pertinent to the short sale function and/or progress of loans on a daily, weekly, or monthly basis.
- Followed-up on closing, final HUD documentation, and proceeds; notify investor reporting of fund received.
Experience
2-5 Years
Level
Executive
Education
GED
