A Closer is a mortgage or loan Closer who will undertake the task of assembling, preparing, reviewing and closing documents pertaining to loans. The Closer Resume identifies the following core duties and responsibilities – preparing closing documents and making sure they are correct and accurate; reviewing documents to check for any errors, confirming pricing and program is correct; acting as main point of contact between all parties such as applicants, closing agents, vendors and attorneys; coordinating delivery of documents before closure; and ensuring compliance with state and federal regulations.
Those seeking to make a career in this field should focus on the following – mortgage industry experience, strong communication skills, and basic computing knowledge, meticulous and focused approach to work, business acumen, and conflict resolution skills. While formal education may not be required, employers give preference to those having wide experience in processing and closing loan products.
Objective : Dedicated performer with excellent administrative skills, communication tailoring expertise and the ability to resolve conflicts and solve issues quickly, effectively and decisively. Seeking an administrative position, where experience, organizational skills, education, ability to work independently, and attention to detail will allow to advance professionally.
Skills : Microsoft Windows, Customer Service, Encompass, Prolender, Vantage, Prolender And Vantage.
Received loan files from Underwriting Department for the purpose of preparing the closing documents.
Entered data into an Excel worksheet in order to compute final numbers and escrow account information.
Used the worksheet, entered information into software system to compute the HUD and final closing package.
Checked documents for accuracy and present for mailing to title companies.
Required, communicated with title companies and insurance agents to secure and/or verify necessary information.
Communicated with various taxing authorities to obtain and/or verify tax amounts and due dates.
Prepared food, take care of customers at the front counter and at drive-thru.
A.A.S. In Secretarial
Sr. Closer Resume
Summary : Currently looking for a Closer/Funder position that will offer constant challenges and further education.
Skills : Mortgage Experience, Banking Specialist.
Audited all loan packages to make sure all documents were in compliance and original documentation was included, stacking files on specific stacking order, and marking checklist of all required documents.
Shipped collateral on same day of funding made no exceptions.
Contacted Funder if missing documents or package did not include originals.
Reviewed, verified, and updated closing information for accuracy prior to drawing docs.
Processed loan information into the computer, generated and printed documents.
Greeted and served guests, prepare food, maintain food safety and sanitation standards, and handles or processes light paperwork.
Cleaned and sanitized toilets and bathrooms on occasion.
Diploma In Business
Jr. Closer Resume
Objective : Worked mostly in retail as a cashier and product stocker for Price Chopper and Shops. Experience in customer service and food prep, as well cleaning and maintaining an organized work place.
Skills : Microsoft Outlook, Office, Excel, Publisher, Internet, Various Mortgage Software Programs.
Completed closing information and sent final closing numbers to title insurance companies.
Sent closing and escrow packages and funds to closing table.
Approved preliminary HUD-1's and reconciled final HUD-1's.
Answered phone calls from customers and title companies and answered any questions that they may have had at or prior to closing.
Called customers for final closing call and gave approximate final closing numbers if the HUD-1 was not completed by the title company.
Closed Conventional, FHA, VA, Builder Power and Bond refinances and purchases.
Worked closely with GMAC Mortgages Title Company, Homeconnects Lending Services for certain refinance closings.
Completed any post-closing issues by getting more information from customers or title companies for completing any documents that were not retrieved by post-closing.
Lead Closer Resume
Summary : Closer with excellent communication and coordination skills demonstrated with years of classroom experience. Caring and professional with tireless commitment to student learning and overall well being.
Skills : Detail oriented, high WPM output.
Prepared and tracked borrower's receipt of Closing Disclosure per TRID regulations.
Collaborated with closing agents on final loan figures for the Closing Disclosure.
Prepared and coordinated all loan documents for loan closing including all aspects of quality control prior to funding.
Provided excellent customer service and problem-solving with all parties to the loan before, during and after closing.
Executed Prepare loan documents on behalf of the company.
Prepared funding packages for warehouse lenders.
Sets up wire for closing agent/title with funding department, review closing package for funding authorization.
Performed data integrity review prior to shipping to secondary marketing investors while meeting purchase/delivery deadlines.
Closer I Resume
Objective : To seek a responsible position where abilities may be used to achieve the goals and demands of the company. Strong determination and focus to work directly with customers and further career in the area of customer service.
Skills : Proficient with Microsoft Office, Extensive computer skills.
Reviewed all necessary closing documentation for compliance and accuracy such as title, hazard insurance, the TIL, and the GFE as well as other required documentation.
Prepared all docs for closing, reviewed the HUD, fees and information, for compliance and gave approval.
Assisted in getting loans closed by reviewing docs and the HUD.
Performed duties of a closer with the exception of drawing docs for closing.
Reviewed all documents that were required for funds to be issued.
Checked specific documentation for accuracy and compliance.
Performed compliance auditing duties of re-disclosing and reviewing GFE's according to RESPA's Reg.
Associate In Art
Closer III Resume
Headline : Facilitates all aspects of the post-closing process including secondary market file delivery, clearing of investor suspenses post-purchase audits.
Prepared loans for closing, auditing of critical documents and information.
Input data into the computer and print/email closing packages.
Reviewed and approved HUD-1 to ensure compliance with SSF guidelines.
Ensured accuracy of wired funds prior to disbursing and submit check requests.
Verified all closing conditions are met prior to issuing a funding number.
Effectively communicated with all parties involved to ensure loan is closed/funded in a timely manner.
Cleaned area, make sure customers are satisfied, and make sure orders are correct and money is correct.
Closer II Resume
Headline : Motivated customer service specialist with over fouryears retail experience in a fast-paced, team-based environment. Friendly Sales Associate adept at working in diverse retail and customer service environments.
Skills : Microsoft Office Proficiency/Training.
Developed reputation as an efficient service provider with high levels of accuracy.
Operated a POS system to itemize and complete an average of customer purchases.
Investigated and resolved customer inquiries and complaints in a timely and empathetic manner.
Bagged, boxed or gift-wrapped sold merchandise per customer's request.
Recommended, selected and helped locate and obtain out-of-stock product based on customer requests.
Greeted customers entering the store to ascertain what each customer wanted or needed.
Asked open-ended questions to assess customer needs.
Routinely answered customer questions regarding merchandise and pricing.
Summary : Ensuring efficient and accurate information is transferred into the appropriate computer system. Corrections to be documented on the appropriate form when an error is made. Practice and ensure company policies and procedures and state or federal laws are always followed.
Skills : Banking, Finace.
Cleaned, stocked, and restocked workstations and display cases.
Maintained sanitation, health, and safety standards in work areas.
Measured ingredients required for specific food items being prepared.
Prepared and served beverages such as coffee and fountain drinks.
Prepared specialty foods such as pizzas, fish and chips, sandwiches, and tacos, following specific methods that usually require short preparation time.
Served orders to customers at windows, counters, or tables.
Objective : Recognized strengths in account maintenance, problem-solving and trouble-shooting, staff support. Team planning/implementing proactive procedures within the company.
Skills : Various Office Machines, Cash Handling, Skill Building And Team Leadership.
Posted funds to loans, completing tasks correctly.
Worked closely with internal departments as well as external departments.
Spoke with all third parties and attorneys.
Ability to multi-task and work in a fast pace environment.
Making coffee and making hot meals for the customers and serving donuts to customers.
Prepared fresh dough, cook pizza and other items.
Prepared food for customers Helped clean the store at closing time.
Summary : Experienced mortgage professional with 11 years in the mortgage industry with a talent for building relationships with customers, loan officers, title, escrow officers, and attorneys within the industry Knowledgeable with Conventional.
Skills : Quick Learner, Very Neat And Prepared. Easily Gets Along With Other People.
Responsible for closing up store at night.
Trained new sakes staff on merchandise and sales techniques.
Monitored customer preferences to determine focus on sales efforts.
Created and narked merchandise transfers to be sent out to other company stores.
Received in and verified transfers as well.
Displayed the appropriate signage for products and sales promotions.
Eventually got promoted to floor manager.
Used Learned all the basic steps and tasks for being a manager.