Credit Associate Resume Samples

A Credit Associate undertakes responsibilities such as data entry, contact customers, and collecting information relating to credit application. Day-to-day work activities carried out by these staff are mentioned on the Credit Associate Resume as – resolving customer complaints, fulfilling clerical duties that may include filing, credit releases, credit, and haul references; inputting and reviewing credit application, accumulating pertinent information regarding customer’s credit history; completing phone interviews with customers; performing pre-closing tasks; following up on file exceptions and performing monitoring of files.

Skills and qualifications that can highlight a resume include the following – experience with accounting and clerical tasks; strong analytical and communication skills; accountability, accuracy; decision-making skills; the ability to establish and maintain a good rapport with clients; and the potential to write a concise and clear letter. To the minimum, a degree is expected to work at this capacity.

Credit Associate Resume example

Credit Associate Resume

Headline : Seeking a permanent Credit Associate position, where leadership, negotiating, and creative problem solving skills can be utilized.

Skills : MS Office, Analytical, Resolve issues.

Description :

    1. Managed assigned portfolio of regional customers to maximize revenue by reducing DSO and minimize credit risks relating to credit limits and contractual obligations.
    2. Investigates issues related to non-payment of outstanding invoices and initiate the required action for payment resolution.
    3. Contacted customers regarding overdue invoices to determine reason for non-payment and seek promise to pay and expected payment dates.
    4. Identified and resolved administrative problems related to payment misapplications by coordinating reports, analyzing date and identifying solutions.
    5. Followed the company's set procedures for collections regarding intent to cancel and ensure that actual cancellation notices go out in a timely manner.
    6. Reviewed and resolved Finance Company's issues regarding payments, notices and refunds.
    7. Negotiated with customers on collection issues in a professional customer service oriented manner.
    8. Researched changes to a customer account (relating to credits, short payments, over payments and duplicate payments).
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Bachelor's in Accounting


Credit Associate Resume

Objective : Experienced Credit Associate with over 13 years of Accounts Payable/Receivable background seeking an opportunity with a well-established organization.

Skills : Handling Situation, Management, MS Office.

Description :

    1. Delivered comprehensive credit services to community banks and lending institutions throughout the Southeast; company comprised of 65 employees.
    2. Analyzed and documented background, purpose, terms, sources of repayment, and collateral for each credit decision and present risk assessment.
    3. Delivered targeted, action-based reports to senior management and board members of client banks and lending institutions.
    4. Executed comprehensive credit analysis to discover and present effective credit structuring and special assets management strategies to Credit Risk Management clients.
    5. Analyzed client loan loss reserves to help ensure sound capital ratio and leverage position.
    6. Consulted with 42 community banks with asset sizes ranging from less than $100M to more than $10B across a 12-state area.
    7. Supported company marketing efforts through the promotion of services and products to client institutions.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Master's in Accounting


Senior Credit Associate Resume

Summary : As a Credit Associate worked on claim processing and claim rejections, able to resolve claim rejections. Experienced in prior authorizations. Processed Medicaid and Medicare.

Skills : Credit Analysis, Accounting, Customer Service, Collections.

Description :

    1. Prepared deposits for electronic submittal and in-house posting.
    2. Submitted deposits electronically using Remote Deposit Capture software.
    3. Validated monies received against invoice(s) and entered payments into AS400 software.
    4. Distributed paperwork to Account Managers regarding price discrepancies/short pays.
    5. Processed credit card payments and performed end-of-day settlement for credit card payments.
    6. Ran Equifax and Dunn & Bradstreet report and forwarded credit reference inquire for new and updated credit applications.
    7. Entered account information into AS400 software, processed and distributed necessary paperwork to various in-house departments and prepared Introduction Letter for all new accounts.
    8. Operated Pitney Bowes Inserter (Model DI380) and Digital Mailing System (DM500 Series) to prepare invoices and correspondence for mailing.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Accounting

Credit Associate Resume

Objective : Credit Associate with over five years experience in Earned Value Management (EVMS) for government procurement contracts. Eighteen plus years of claims process, Program Management and Finance experience for both commercial and government procurement contracts.

Skills : Financial Administration, Supervisory Management, Project Management, Metric Reporting.

Description :

    1. Performed annual reviews of all customers through review of publicly available Material, including Dun & Bradstreet and other 3rd party reports and references.
    2. Acted as an Analyst for sales support on credit hold accounts to achieve credit release.
    3. Performed credit risk assessments on new customers.
    4. Reviewed delinquent accounts that are 120 days past due to achieve lower debt ratio.
    5. Reviewed daily lockbox, account receivable reports to release accounts that are on credit hold.
    6. Traced delinquent accounts by using skip tracing technique to achieve payment arrangements.
    7. Received payments and post the amount paid to clients/debtors accounts.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Bachelor's in Accounting

Administrative Credit Associate Resume

Summary : Credit Associate with over 7 years of expertise in customer service and administrative support. A proven record of achievement in multi-tasking and time management. Exudes professional attitude with excellent customer service. Embraces new challenges and strives for continuous improvement.

Skills : Risk Analysis, Credit And Collections, Claim Resolution, Cash Application.

Description :

    1. Arranged for debt repayment or establish repayment schedules, based on customers' financial situations.
    2. Advised customers of necessary actions and strategies for debt repayment.
    3. Conferred with customers by telephone to determine reasons for overdue payments and to review the terms of sales, service, or credit contracts.
    4. Located and monitored overdue accounts, using computers and a variety of automated systems.
    5. Answered customer questions regarding problems with their accounts.
    6. Performed various administrative functions for assigned accounts, such as recording address changes and purging the records of deceased customers.
    7. Helped and settled issues and concerns with customers over the phone.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Business Management

Credit Associate Resume

Objective : To obtain a Credit Associate position in a growing company where can reach full potential and skills and abilities can be effectively utilized.

Skills : Claims Processing, Financial statements

Description :

    1. Processed all credit applications.
    2. Prepared and mailed welcome letters. Complete daily faxing.
    3. Verified, updated and maintained accounts.
    4. Processed new account, setup workflow, and worked in a team environment to improve cash flow, delinquency, DSO and to minimize bad debt.
    5. Contacted customers regarding unpaid invoices, unauthorized deductions, and reconcile problem.
    6. Reconciled customer accounts, maintained detailed knowledge of outstanding deductions and resolved open unapplied payments.
    7. Secured revenue by verifying and posting receipts; resolved discrepancies.
    8. Contacted customers for credit references and requests.
    9. Created process improvement and trained development for the Accounts Receivable team.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Diploma in Management

Credit Associate Resume

Objective : To bring accounting, problem solving, and interpersonal skills to a team-oriented organization offering challenging career opportunities.

Skills : Credit Analysis, Collections, Excel, Information Technology.

Description :

    1. Processed credit card payments via online Chase Merchant Services, reconciled accounts for credits, debit memos, misapplied payments, and NSF.
    2. Analyzed credit-worthiness of new customers via Dun & Bradstreet, set up new customer accounts, set credit limits, and informed staff to set up delivery routes.
    3. Processed Driver Slips for damaged items and refunds.
    4. Determined new orders for release or hold.
    5. Answered customer's inquiries via phone and email along with sending statements, copies of invoices, and credit memos.
    6. Displayed and maintained a high level of professionalism and up to date customer service skills.
    7. Reviewed individual or commercial files to identify and answer questions.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
Master's Business Management

Credit Associate Resume

Objective : Highly skilled, energetic and flexible with experience in the finance industry. Demonstrated initiative and commitment, and a proven asset to a growing organization.

Skills : Credit Reports, Customer Service, Financial Statements.

Description :

    1. Wrote up and entered Accounts Receivables in the system on a daily basis.
    2. Entered accounts payable invoices on a daily basis.
    3. Cut accounts payable checks on a weekly basis.
    4. Pulled credit reports and provided credit decisions on customers.
    5. Managed collections and made collection call on a weekly basis.
    6. Provided back up to person issuing quotes for salesmen.
    7. Provided back up for answering phones.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Business Management

Credit Associate Resume

Summary : Seeking a challenging opportunity Credit Associate where will be able to utilize excellent customer service and communication skills, which will allow to grow personally and professionally.

Skills : Customer service, Financial Statements.

Description :

    1. Processed all credit applications for new customers that would like to establish credit with us.
    2. Updated existing credit applications that are over 18 months old.
    3. Handled collections call to inquire on open invoices that are over 30 days old with our customers.
    4. Traveled to the corporate facility to help and update files as needed.
    5. Sent customers invoice copies, statements, credit or debit copies when requested.
    6. Attended NACM meetings every month to talk to other companies about credit.
    7. Consulted with customers resolved complaints, verified credit transactions.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Business Management

Credit Associate Resume

Summary : Highly qualified accounting professional offering more than fifteen years of experience in business accounting and financial operations. A results-focused leader with proven ability to meet goals and deadlines. Confident and poised in interactions with individuals at all levels.

Skills : Microsoft Office, Sales, Customer Service, Financial Analysis, Banking.

Description :

    1. Managed A/R collections, including customer contact.
    2. Responsible for increasing collections on 90+ past due accounts by 50%.
    3. Resolved billing issues and disputes.
    4. Worked directly with Distributors to process answer questions and to help them come up with a plan for payment on outstanding amounts on Aging Report.
    5. Resolved any problems with on GMS (General Monthly Statement) for distributors.
    6. Renewed Capital Notes as well as process New Capital Notes for Distributors, current and new.
    7. Ran end of month reports and prepare monthly reports for several different areas within the company.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Business Management