Mortgage Closing Specialist Resume Samples

A Mortgage Closing Specialist ensures loan files are audited, shipped, and sold correctly. The job description entails preparing and auditing loan files promptly and reviewing signed settlement documents for accuracy. Other related duties are listed on the Mortgage Closing Specialist Resume as – developing, sending, and recording mortgage documents; verifying usage of correct mortgage and note, offering booking profile to servicing department to board loan on core banking systems, checking completed loan documents for quality control and follow-up, supervising escrow funds daily allocation to payees, validating information on each check, developing and sending mortgage documents to record, creating and sorting closed loan files; ensuring closing file compliance with internal requirements, and following up with closers and attorneys on missing documentation.

To ensure success in the field, the following skills are considered essential – critical thinking skills, the ability to adapt to changes, basic accounting skills, problem-solving skills, and relevant software knowledge. Most employers prefer to hire those holding a degree in accounting or business-related fields.

Mortgage Closing Specialist Resume example

Mortgage Closing Specialist Resume

Summary : Mortgage Closing Specialist professional with 17 years of office, customer service, leadership and real estate experience. Excellent written and verbal communication, business management, and ability to work in a fast-paced professional environment. Strong knowledge of Microsoft Office and business management practices. Self-motivated, organized, detailed-oriented and professional. Ability to embrace change and perform.

Skills : Supervisor, Excel, Word.

Description :

    1. Drawn closing documents and send them to the mortgage branch and closing agent.
    2. Proofed the hud and direct the closing agent to make the needed corrections.
    3. Balanced and found the loan and ensure all compliance rules are followed.
    4. Managed the communication within the team to provide excellent customer service inside and outside the origination.
    5. Ensured timely funding's and problem resolution through email and phone conversations with the closing agents, branches and internal personal.
    6. Drawn documents Balance and fund loans Review the closing documents.
    7. Reviewed final huds to ensure accuracy Exhibit excellent communication with all parties Develop work flows to increase production.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Master's In Business Administration


Mortgage Closing Specialist Resume

Objective : To obtain a challenging Mortgage Closing Specialist position in a reputed company. Military spouse with years of experience in customer service, real estate, mortgage closing, community outreach, social services, military living.

Skills : MS Office, Technical Skills.

Description :

    1. Completed and verified financial information to process real estate loans.
    2. Analyzed applicants' financial status, credit, and property evaluation for granting loans.
    3. Reviewed application files and contact verification sources such as credit bureaus, state property tax offices, sellers and buyers' employers to make sure the information are thorough and accurate and meet Federal, State and Fannie Mae regulations.
    4. Confirmed final payoff dates from prior financial institutions and balanced final payoffs.
    5. Verified type of mortgage, terms of the loan and a buyer's assets and income.
    6. Corrected data errors and obtain missing information that is necessary to complete loan process.
    7. Assembled documents for delivery to Title Company, real estate broker, attorney, or lending officer for closing.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Entry Level
Education
Education
MS


Mortgage Closing Specialist Resume

Objective : As a Mortgage Closing Specialist, responsible for Preparing closing documents to be provided to title or escrow companies, and also Reviewing documents in loan files or records for accuracy, completeness, and compliance, and inputs information into loan origination systems.

Skills : Microsoft Excel, Empower, Blitz Docs, Collateral Underwriter, Automated Underwriter Systems.

Description :

    1. Prepared final documentation and mortgage-closing packages for conventional, government and home-equity loans.
    2. Reviewed loan files and title commitments to ensure loans are ready to close.
    3. Reviewed and audited signed loan documents, including pre-funding reconciliation of estimated HUD-1.
    4. Reviewed closing conditions to ensure they meet all applicable guidelines.
    5. Coordinated and confirmed with escrow that the loan is ready to fund per policy and procedures.
    6. Resolved and answered inquiries and follow-up with escrow, mortgage consultants, brokers, and other business partners regarding loan documentation and funding's.
    7. Communicated with appropriate parties when loan has funded.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
High School Diploma

Mortgage Closing Specialist Resume

Objective : To establish a long-term career in a company where I may utilize my Mortgage Closing Specialist professional skills and knowledge to be an effective Associate Program Manager and inspiration to those around me.

Skills : Mocrosoft Office Package, Internet Experience.

Description :

    1. Shipped and tracked closed loans to our corporate office.
    2. Documented Deficiencies-Verifying the accuracy of all documentation.
    3. Contacted the origination site to request corrected or missing documentation.
    4. Handled any and all cash transaction derived from the disbursement of a loan.
    5. Researched and distributed funds to appropriate party.
    6. Documented required from the attorney sixty days after disbursement.
    7. Requested and sent those to corporate branch.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
BA In Business Management

Mortgage Closing Specialist Resume

Headline : Seeking a Mortgage Closing Specialist profession with an outstanding career opportunity that will offer a rewarding work environment along with a winning team that will fully utilize management skills.

Skills : Microsoft, Excel, Publisher, Powerpoint, Access, Onenote, Outlook, Thunderbird,.

Description :

    1. Prepared accurate closing packages for Purchase, FHA, VA, Streamline, MHDC, Manufactured Homes, Jumbo loans, New Construction and Conventional loans, adhering to agency and investor guidelines, as well as federal and state regulations.
    2. Wired funds through warehouses on all files and review all funding packages to see if they meet the closing conditions and issue a funding number for title so they can fund.
    3. Communicated with branch offices, processors and agents in the coordination of scheduling, loan requirements, and file status.
    4. Communicated with the borrower throughout the whole process of the closing via email and phone.
    5. Examined Title Conditional Commitments, Appraisals, Homeowner's Insurance, Mortgage Insurance, Purchase Contracts, Flood Insurance, Flood Certificates, DU, Loan approvals, Disclosures, 1003's, etc.
    6. Understood the importance of accurate data entry for all loan files.
    7. Maintained a closing calendar to keep track of all the closings, where the closing is located and what type of product the loan.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
GED

Mortgage Closing Specialist Resume

Summary : To obtain a long-term Mortgage Closing Specialist position with a stable environment, people-oriented, customer-focused company with opportunities for growth, advancement, skills development, and enhancement.

Skills : Lakewood, Microsoft Excel, RESPA, TRID Guidelines.

Description :

    1. Competently managed and closed all assigned loans, enabling fast closings that were free from errors and issues.
    2. Attained a stellar loan close percentage and placed in the top 20% nationwide.
    3. Completed intensive, four-week mortgage-closer training program covering VA, FHA, FHA 203(k), FHLMC, FNMA, TRID guidelines and other loan programs as well as loan-processing software.
    4. Achieved at least 200 wholesale mortgage loan closings and fundings per month including first and second trusts by utilizing Empower mortgage software.
    5. Delegated to and supported Wholesale brokers with rectifying issues, closing and funding wholesale mortgage loans.
    6. Delivered completed, accurate closing packages to post closing department by conducting postclosing review and obtaining corrections from closing/title agents.
    7. Reviewed HUD1settlement statement for approval communicating and rectifying deficiencies with settlement agent to comply with RESPA requirements.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Diploma

Mortgage Closing Specialist Resume

Objective : Proudly worn the uniform of the Armed Services, and now transitioned away from such a secure lifestyle to fulfill my full potential in a field I am passionate about. As a result, I have a unique ability to manage, problem solve and lead others. Goal is to earn my Bachelor of Business Administration or Computer Science while being able to learn and grow within a company that could the best make use of my skills.

Skills : SAP, Microsoft Office Suite, Ms. Project, Team Leadership, Training, Event Planning.

Description :

    1. Confirmed final figures with client.
    2. Confirmed all documents for the refinance were up to date and ready to be packaged for delivery.
    3. Addressed customer service inquiries in a timely and accurate fashion.
    4. Developed effective relationships with all call center departments through clear communication.
    5. Scheduled closing times and locations for clients.
    6. Properly directed inbound calls in phone queues to improve call flow.
    7. Covered general information vesting settlement locations, date/time.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
GED

Mortgage Closing Specialist Resume

Objective : Responsible for Verifying funding amounts, issues funding authorization or wire instruction, and reconciles amounts to various general ledger accounts.

Skills : Computer, Chronos, Excel, Word, Office, GlobalScape, Explorer, Salesforce, 10 Key, Scanning, Printer, Filing.

Description :

    1. Ordered flood certifications, verified employment and homeowners insurance, checking appraisals and seeing the loan through until the closing has been finalized.
    2. Collaborated between management and other departments to ensure maximum productivity.
    3. Complied with government guidelines and procedures for proper FHA/VA/Conventional closings.
    4. Maintained daily deadlines.
    5. Demonstrated strong written and verbal skills.
    6. Trained team of six customer service representatives.
    7. Improved on-time delivery levels, improved customer service levels and streamlined processes to improve efficiencies.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
BA In Communications

Mortgage Closing Specialist Resume

Summary : Responsible for Generating, evaluating, and validating accuracy of closing documentation prior to sending to the settlement agent, and also Calculating aggregate escrows and corresponds with settlement agent.

Skills : Microsoft Office, Developing Skills.

Description :

    1. Closed document preparations before and after closing.
    2. Worked directly with legal professionals and title closers to facilitate compliance with government regulations and lending guidelines.
    3. Reviewed closing documents for accuracy for FHA/VA, and conventional loans to mitigate risk prior to closing.
    4. Followed up with attorneys and title closers.
    5. Initiated contact to insure closing experience was positive for the borrowers and our legal partners.
    6. Finally reviewed of post-closing files for accuracy and compliance.
    7. Files shipped to post closing clerks within 48 hours of closing.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
AAS In Paralegal CLA

Mortgage Closing Specialist Resume

Objective : Mortgage Closing Specialist with a track record of managing a wide variety of customer service issues quickly and efficiently as well as managing a team of up to 20 people by effectively motivating associates through continual guidance, direction, development, and coaching. Highly enthusiastic customer service professional with 25+ year's client interface experience.

Skills : Customer Service, Managerial, Collections.

Description :

    1. Reviewed and approved mortgage loan documents to determine conditions met prior to closing.
    2. Verified accuracy and consistency in documents.
    3. Enterd numbers and calculates loan interest and principal payment, and closing costs, using computer or factor table and calculator.
    4. Typed closing documents.
    5. Assembled documents for delivery to title company, real estate broker, or lending officer for closing.
    6. Recorded loan information in log and on government reporting forms, using computer.
    7. May compiled closed loan forms for delivery to marketing department for sale to investors.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Associates In Science