Mortgage Loan Specialist Resume Samples

A Mortgage Loan Specialist will help clients in securing finance or loans for personal and business-related needs. The job description and duties that can be seen typically listed on the Mortgage Loan Specialist Resume are – carrying out automated analyses based on the information provided by the customer such as salary and credit scores; providing suggestions to clients who are not qualified for getting loans as a way to secure them, following up the individual who applies for loan, teaming up with underwriting department, and communicating with clients whenever needed.

To secure this employment, the candidates are expected to possess these skills and abilities – a thorough knowledge of various types of loans and its loopholes, advisory skills, proficiency with accounting and loan software, and familiarity with company policies and regulations. A college degree in any field of finance may be required by many employers.

Mortgage Loan Specialist Resume

Summary : Experienced professional with a successful career in banking, Mortgage Origination, compliance, ethics management and administration. Excel within highly competitive environments.

Skills : Sales Management, Consumer Lending, Mortgage Lending, Banking.

Description :

    1. Develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
    2. Effectively respond to customer inquiries and referrals that are generated from both their own contacts and from other Bank.
    3. Conduct interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives.
    4. Provide exceptional customer service by maintaining a thorough knowledge of lending programs, policies, procedures.
    5. Meet Banking Center mortgage sales goals by managing the end-to-end consumer mortgage referral requests.
    6. Improve referral quality and quantity, providing the proper support on an ongoing basis.
    7. Consistently Double-Digit Producer Exceeding Loan quality application and requirements on Blue Print process.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
Business


Mortgage Loan Specialist II Resume

Headline : Over Twenty years of banking experience in retail banking, supervising and real estate lending Highly motivated to be successful and to be a team player Professional background including strong written and communication skills.

Skills : Microsoft Office, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook.

Description :

    1. Preparation and review of loan closing documents to ensure an accurate and compliant loan closing transaction.
    2. Review and approve the final HUD-1 Settlement Statement. Final review of the loan closing documents for accuracy and completeness.
    3. Satisfy mortgage loan underwriting conditions. Provide loan funding and disbursement authorization.
    4. Processing Multiple roles performed within Wells Fargo Home Mortgage - Texas Cash-out/Rate Term certified Wells Fargo Service Excellence.
    5. Performed post-closing auditing for the Home Mortgage Disclosure Act Ensured file's accuracy and completeness.
    6. Reported and corrected any deficiencies during second level risk review Completed Quality Assurance third level review on prior audits.
    7. Banking and Wealth Management Worked with high net worth clients and large transactions Reviewed file and loan approval conditions.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
BS


Mortgage Loan Specialist III Resume

Summary : Seeking rewarding work, and the ability to dedicate to helping others achieve their goals.

Skills : Ms-Office, Legal Research, Sales And Marketing.

Description :

    1. Responsible for selling and originating commercial real estate loans. Sales presentations to individual Borrowers, as well as large groups of investors.
    2. Worked an assigned territory, traveled and negotiated terms and conditions (various products) through a network of well-developed professional relationships.
    3. Recommend new loans for Management approval utilizing in-depth written analysis of all aspects of income-producing property.
    4. Recommendations included, but were not limited to market review and analysis, location specifics, tenant lease review.
    5. Review and approve all third party reports (appraisals, environmental reports, earthquake and flood determinations, title documents).
    6. Work in close collaborations with team-mates (analysts and loan closers) to meet sales goals.
    7. Existing portfolio needs of the company and repeat borrowers such as refinancing, administrative transactions.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Juris Doctorate

Mortgage Loan Specialist/Representative Resume

Summary : Demonstrated achiever with exceptional knowledge of mortgage process, business practices, and lending regulations. Strong banking background Skilled at learning new concepts quickly.

Skills : Ms-Excel, Word, Power point, Publisher, Outlook, SAP.

Description :

    1. Communicate to customers, about setting up accelerator programs, automatic drafts, and other loan payment programs.
    2. Refinance current Bank loans, new mortgages, and Home equities. Help resolve issues for homeowner's mortgages.
    3. Train associates on new programs and loans. Use of Microsoft Word, Excel, and Outlook proficiently.
    4. Helped maintain current and new loans, exceeded goals set up by management, and made the company a considerable amount of money in sales.
    5. Worked with the customer as their main contact. Explained what documents needed from them, why needed these documents.
    6. Worked with the loan officers to gather borrowers initially required documents to submit to the underwriter for the initial review. 
    7. Worked with the underwriters, loan officers, and borrowers to provide the underwriter with any further information.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
Associate

Mortgage Loan Specialist/Co-ordinator Resume

Headline : Demonstrated achiever with exceptional knowledge of mortgage process, business practices, and lending regulations. Strong banking background Skilled at learning new concepts quickly, working well.

Skills : Sales Management, Consumer Lending, Mortgage Lending, Banking.

Description :

    1. Discuss client goals and needs, make recommendations. Prepared loan applications and disclosures for the new loan applicants.
    2. Submit and process applications, keep the client apprised of loan status and underwriting decisions.
    3. Educated and coached Banking Center Teams to identify and act on referral opportunities.
    4. Manage loan process by reviewing documents, calculating loan amount and closing Conventional, FHA and VA mortgage refinance. 
    5. Ensuring borrowers are well informed through the entire process Work hand in hand with Title companies to ensure that loans are closed.
    6. Responsible for performing routine operational duties related to residential, construction and commercial mortgage loans.
    7. Data entry of loan documentation -Maintained mortgage accounts -Handled loan funding and processes payments.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Associate

Mortgage Loan Specialist/Technician Resume

Headline : Experienced professional with a successful career in banking, management and administration. Excel within highly competitive environments where leadership skills are key to success.

Skills : Microsoft Office, Adobe Acrobat.

Description :

    1. Documents include FNMA, FREDS, GNMA, Releases, PORTS, FNAA, N.R.F.
    2. Setting up new file folders, Retrieving missing Mortgage Documents, Mortgage Reviewer: Carefully reviewed, analyzing and correcting documents.
    3. Final documents processed include Security Instruments, Title Policies, Appraisals, Macs, LGCs, Subordinations Agreements.
    4. Assure that all required documents have been indexed correctly before being sent to the Pyramid Loan Expeditor System.
    5. Checking making sure that all barcodes and page numbers are accurate and properly in order, matching all coordinating documents.
    6. Handle the preparation of FHA and VA commercial and private mortgage home loans.
    7. Determine customer needs, suggest additional bank products and services, provide loan origination, pre-qualification and counseling assistance.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Diploma

Lead Mortgage Loan Specialist Resume

Headline : A position that will utilize technical and professional experience while offering opportunity for both professional and personal growth.

Skills : Microsoft Office, Excel.

Description :

    1. Review title commitments for exceptions making sure all curative items needed are available and attached to file.
    2. Review HUD making sure recording fees and/or mortgage transfer taxes are collected where required.
    3. Recalculate fees and make or request necessary adjustments Coordinate with appropriate parties to correct any found issues.
    4. Return recorded instruments or recording information as required by the customer.
    5. Adhering to company/department procedures and utilizing all resources made available in order to complete job tasks.
    6. Constantly provide excellent verbal and written customer service for internal and external customers.
    7. Interviewed loan applicants Set up loan applications, processed files and prepared files for closing.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Specialist

Mortgage Loan Specialist/Analyst Resume

Objective : Well-rounded and extremely versatile professional with skills and background in the following areas: Commercial Sales, Residential Sales, Outside Sales.

Skills : Sales force, Microsoft Word, Microsoft Excel.

Description :

    1. Responded to customer inquiries regarding home loans, and relocation services.
    2. Features and benefits of all home loan products and services provided by USAA.
    3. Identified customer needs and determined products that best served their needs.
    4. Performed analysis to include loan needs, pre-qualification, transaction timeframes, Realtor needs.
    5. Obtained loans or were in the decision-making process to assist with any questions.
    6. Assisted in the start of "Bank Referral Team", where information about banking products was shared with other parts of the company.
    7. Respond to inquiries & resolve problems-Obtain all necessary documentation required for the file.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Real Estate

Mortgage Loan Specialist/Analyst Resume

Summary : Talented real estate professional with a reputation for the ability to influence results; Exceptional in the aspects of resourceful thinking/problem solving, customer service and the financial features.

Skills : Business Analyst, Mortgage Analyst, Technical Writer, Systems Analyst.

Description :

    1. Processed mortgage loan applications fully utilizing the automated underwriting tools and processing software programs.
    2. Processed mortgage loan applications to closing in accordance with conditions of automated underwriting findings.
    3. Ordering credit reports, processing various assets, liability and employment verifications, requesting property appraisals.
    4. Ensured compliance with applicable federal regulations throughout the application process.
    5. Maintained accurate status dates for applications and documents on processing software to generate periodic reports.
    6. Processing software to process applications in the most timely and efficient manner.
    7. Monitored and ensure the completeness and accuracy of file documents and verifications.
    8. Established and organized loan files in a manner consistent with loan policies, readying files for review by the approval authority.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
B.S

Associate Mortgage Loan Specialist Resume

Headline : Experienced at Home Loan Mortgage Servicing and Sales. Service Oriented, known for creative customer-oriented ability to develop rapport, discover needs and wants, building lasting relationships.

Skills : Management, Microsoft office, Organizational Development.

Description :

    1. Manage an abundance of calls daily, assisting customers with delinquent mortgage accounts.
    2. Partners with Home preservations team and other lines of business including bankruptcy and foreclosure teams to assist clients.
    3. Experience identifying additional opportunities to sell products and services to customers Experience managing deceased borrowers accounts.
    4. Offering other opportunities to customers with financial hardship and taking applications for hardship review.
    5. Efficient in using excel spreadsheets daily to keep track of loan volume and goals Partnered with a team on incentive programs.
    6. Ensure client satisfaction Assist and coached new hire's on system operations Proficient with Wells Fargo systems.
    7. Proficient use with Microsoft excel, power point, and Microsoft word systems.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Human Services

Asst. Mortgage Loan Specialist Resume

Objective : A tremendous amount of experience in the mortgage industry working in both outside sales as well as working on the wholesale side in account management.

Skills : Ms-office, Ms-excel.

Description :

    1. Respond to incoming telephone calls from customers in a professional and timely manner.
    2. Answer routine questions regarding a variety of account issues, including but not limited to, escrow accounts, balance and payment inquiries.
    3. Perform all account adjustments and contacts clients about delinquencies.
    4. Responsible for collecting information related to past collections that the client.
    5. Contact customers to collect delinquent mortgage loan payments and negotiate payment arrangements.
    6. Document all customer contacts in accordance with established procedures. Process daily collection and goal reports in a timely manner.
    7. Reviewed closed loans to ensure all compliance documents were present in order for loans to be sold to investors.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Diploma

Mortgage Loan Specialist Resume

Summary : To pusue a career with a company that will for and encourages upward mobility and educational growth.

Skills : Ms-office, Communication skills.

Description :

    1. Interview and assist members in selecting the appropriate loan products, by acquiring sufficient information.
    2. Submit documentation to the underwriting department and maintain contact with members throughout the application process.
    3. Build business by marketing loan products and build relation with realtors. Familiar with Mortgage computer and desktop underwriter.
    4. Prior experience includes teller duties prior to moving into the member services department.
    5. Duties included processing teller transactions, money orders, traveler's checks, cashiers checks, cash advances.
    6. Meet with existing and prospective members to determine their needs such as savings, checking CD, IRA.
    7. Complete stop payments, check copies, bank wires, direct deposit, payroll changes, verification letters, and forgery procedures.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
BS