The job description of a Mortgage Specialist is to evaluate, authorize and recommend approvals for commercial and credit loans. Work activities commonly listed on the Mortgage Specialist Resume are – advising borrowers on payment methods and financial status, examining the credit report of the prospective borrower, finding eligible loans for the borrower, dealing with pre-approved mortgages, working with borrowers and finalizing mortgage deals, attracting new mortgage loan applications, competing for mortgage loans by monitoring collections, protecting confidentiality of loan information, and calculating repayment risks.
Career prospects are very high for those depicting these qualifications – auditing and financial accounting knowledge, the ability to keep matters confidential, professionalism, quality focus, financial software knowledge, and the ability to update job knowledge by participating in educational opportunities. Not all job applicants have the same amount of education and experience, but employers expect at least a college degree with a good knowledge of accounting, and general finance.
Headline : Results-oriented team-player, eager to bring skills and experience to a growing company.Strong work ethic, professional, courteous demeanor/great initiative.
Skills : Microsoft Office, Acrabat Adobe.
Collected monies to bring loans current per modification review Review of docs: a household living expense reports, profit & loss.
Evaluated and process loan modifications, forbearance plans, short sales, and deed in lieu of other foreclosure assistance.
Counseled-educate Homeowners on various alternative opts to save homes. Inbound/Outbound calls.
Trained new employees Weekly meetings with upper management to discuss loans with issues.
Developed and package secured loan packages for the closing of the loans -maintained a close customer relationship.
Analyzed applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Mortgage Specialist/Analyst Resume
Objective : A Loan Professional with extensive experience in the Financial Services and Banking industry. Detail-oriented and organized individual capable of achieving goals and building strong relationships.
Skills : Microsoft Office, Microsoft Excel, Microsoft Power point.
Analyzed applicant's financial status, credit history, and savings pattern to determine the feasibility of granting loans.
Established and maintained the contact and relationship with the client throughout the mortgage loan process.
Established and maintained the contact and relationship with office support to ensure operations met the client's expectations.
Built internal and external relationships to increased targeted sales goals Adhered to all required lending policies, procedures.
Maintained the confidentiality of both customer and Bank information ensuring compliance with Bank Policies & Procedures.
Assisted in achieving CRA goals and executing CRA activities.
Reviewed close loans for delivery to HUD for ensuring OC final loan portfolio to ensure accuracy, consistency.
Mortgage Specialist/Technician Resume
Headline : Over 10 years of mortgage lending professional experience with portfolio and secondary market mortgage experience. Committed to providing superior customer service and able to multi task effectively.
Skills : Microsoft Office, Outlook, Acrabat Adobe.
Worked in the tax department for Bank of America involved working with tax collectors all over the country to research.
Sent a written request via mail to obtain information.
Updated mortgage accounts with research obtained and requesting payment for properties with delinquent taxes.
Worked with other departments and doing our assigned task for completion of loan modifications for many of our borrowers.
Long experienced and vast knowledge of all aspects of the department an additional role of mine was to help train new associates.
Assisted borrowers over the phone for general mortgage account inquiries which involved meeting high-quality customer service standards.
Maintained department quality and productivity standards and also cross-selling products recommended by the company.
Mortgage Specialist/Technician Resume
Summary : Highly organized analytical professional with superior goal setting, decision-making, and problem solving skills. Solid reputation for having positive impact on both internal and external support.
Skills : Ms-office, Ms-excel.
Remediation project team using USAA protocol for inbound & outbound member.
Conducted a post-closing audit on mortgage loans to ensure adherence to federal regulations.
Explained the process, curative refund determination & amount pertinent to the original loan, disclosures.
Reviewed of Good Faith Estimate versus HUD-1 Settlement Statement for any questions.
Released team to facilitate approvals/defects aimed at compliance regulations.
Successfully trained for TRID quality analysis of Closing Disclosure (CD's) format and timing.
Trained on Verification of Employment analysis and documentation. passed auditing process and authorized for individual reporting/analysis of status.
Mortgage Specialist III Resume
Summary : Strong leadership skills which have enhanced proven ability to work as a team member while leading and managing others, along with strong customer service skills.
Skills : Ms-office, Ms-excel, Communication skills.
Analyzed applicant's credit profile at initial credit decision ensuring bank policy was followed by issuing a conditional pre-approval credit decision.
Verified all credit and fraud discrepancies reflected on the borrower credit report were within compliance with the U.S.
Patriot Acted through Fraud Guard, Rapid Reporting, or Data-Vision software.
Reviewed and cleared all conditional approval conditions associated with debt to income ratio, combined loan to value.
Escalated red-flagged items including fraud alerts.
Assessed complex allegations of mortgage fraud, including fraud related to the origination, processing, and underwriting of loans.
Ordered and reviewed manufactured home, land lot, full, and drove by appraisals required by program-specific guidelines.
Mortgage Specialist/Representative Resume
Summary : Over Ten plus years of experience processing, closing, and selling mortgage loans at a high volume. Strong leadership skills which have enhanced proven ability to work as a team member.
Skills : Communication skills, Ms-office.
Maintained an efficient work process for five loan officers Write procedures for my department to maintain and comply with all internal and external regulations.
Scheduled and coordinated with multiple parties at different levels through the entire loan process Report monthly financials.
Performed any loan or documentation verifications internally or through a third party.
Ordered/reviewed any necessary documents, including title commitments, appraisals, etc.
Prepared and shipping a closed loan package to an investor. Clearing pre or post investor purchase conditions in a timely manner.
Assisted in resolving any loan-related problem issues. Handle any additional mortgage department-related projects as assigned.
Compliance with all federal, state, lender, and internal regulations and policies.
Lead Mortgage Specialist Resume
Summary : Creative professional with extensive project experience, from concept to development. Experience includes group leadership, with an emphasis on cooperation and communication.
Skills : Microsoft Word, Microsoft Excel, MS Office, Management.
Monitored and provided oversight to local jurisdictions that received federal funds through the Community Development Block Grant Program.
Serviced a portfolio of Federal grants, tracked phone statistics, and satisfaction surveys to ensure quality standards were met or exceeded.
Designed a training program for new mortgage representatives and developed escrow analysis training for new hires.
Project managed insurance outsourcing conversion and coordinated all phases including system implementation and training.
Projected annual savings due to staff reduction and improved efficiency.
Received and reviewed all appropriate files from loan officers and loan originators.
Provided support to Home Mortgage Consultants by collecting documents required for home mortgage qualification from borrowers.
Mortgage Specialist/Co-ordinator Resume
Summary : To obtain a position with a reputable company, where can continue to advance professional development, and where can manifest the multiple attributes that have acquired in professional career.
Skills : Ms-office, Ms-excel.
Analyzed in detail assets of various account types, income from various sources, and credit documents.
Served as a liaison between Home Mortgage Consultants, processors, borrowers, and the underwriters that resulted in customer loyalty.
Utilized vendors and business partners to efficiently obtain underwriting conditions to clear loans for closing that resulted in profits for the company.
Effectively managed an average pipeline of loans comprised of purchase and refinance loans.
Coordinated between Home Mortgage Consultants, borrowers, underwriting department, and management.
Prepared mortgage closing documents to meet state-specific standards. Transitioned from a contract position to a core position within nine months.
Effectively handled client requests and questions driving an increase in service level satisfaction.
Mortgage Specialist/Supervisor Resume
Objective : To obtain a position in an organization where there's room for growth while also challenging ability to grow; an organization where can maximize talents, desire and ability to succeed an Company that creates an environment where my dependency creates my independence thus allowing me to do what is needed to succeed and not what I have to do.
Skills : Communication skills, Ms-office.
Supervised team members while maintaining a pipeline of loans.
Responsible for performing loan documentation duties on the most complex loan packages to ensure compliance.
Contacted internal and external customer contact during the loan process.
Managed assigned pipeline of all loan types relative to a business line.
Negotiated and determine viable solutions to make deals work while balancing high credit quality.
Ensured unit work is completed on time and accurately by planning, coordinating and monitoring daily activities.
Headline : Experience with an emphasis in corporate knowledge 3 years of Foreclosure, computer skills with an emphasis on Microsoft Office products Team player with the ability to communicate and grow with diverse teams.
Skills : Technical Skills, Good Patience.
Collected, reviewed, processed, and closed loan modifications. Made sure foreclosure is done according to government regulations.
Advised customers on the bankruptcy proceedings and court orders.
Assisted homeowners in order to adjust loan modifications to assist with forbearance.
Reviewed in order to maintain all paperwork appropriately with compliance Prepared and submit documents, data, and records.
Answered inbound calls in a call center Provided courteous and professional customer service.
Assisted mortgage customers with billing inquiries Posted mortgage payments via credit card Ordered loan documents.
Prepared loan applications for submission; gathering documentation per guidelines for the specific loan programs.
Mortgage Specialist Resume
Headline : To invest skills and experience as well as professionalism in a company where it will beneficial to both.