Mortgage Specialist Resume Samples

The job description of a Mortgage Specialist is to evaluate, authorize and recommend approvals for commercial and credit loans. Work activities commonly listed on the Mortgage Specialist Resume are – advising borrowers on payment methods and financial status, examining the credit report of the prospective borrower, finding eligible loans for the borrower, dealing with pre-approved mortgages, working with borrowers and finalizing mortgage deals, attracting new mortgage loan applications, competing for mortgage loans by monitoring collections, protecting confidentiality of loan information, and calculating repayment risks.

Career prospects are very high for those depicting these qualifications – auditing and financial accounting knowledge, the ability to keep matters confidential, professionalism, quality focus, financial software knowledge, and the ability to update job knowledge by participating in educational opportunities. Not all job applicants have the same amount of education and experience, but employers expect at least a college degree with a good knowledge of accounting, and general finance.

Mortgage Specialist Resume

Headline : Results-oriented team-player, eager to bring skills and experience to a growing company.Strong work ethic, professional, courteous demeanor/great initiative.

Skills : Microsoft Office, Acrabat Adobe.

Description :

    1. Collect monies to bring loans current per modification review Review of docs: a household living expense reports, profit & loss.
    2. Evaluate and process loan modifications, forbearance plans, short sales and deed in lieu of other foreclosure assistance.
    3. Counsel-educate Homeowners on various alternative opts to save homes. Inbound/Outbound calls.
    4. Training of new employees Weekly meetings with upper management to discuss loans with issues.
    5. Developed and package secured loan packages for the closing of the loans -maintained a close customer relationship.
    6. Analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
    7. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
CIS


Mortgage Specialist/Analyst Resume

Objective : A Loan Professional with extensive experience in the Financial Services and Banking industry. Detail-oriented and organized individual capable of achieving goals and building strong relationships.

Skills : Microsoft Office, Microsoft Excel, Microsoft Power point.

Description :

    1. Analyzed applicant's financial status, credit history, and savings pattern to determine the feasibility of granting loans.
    2. Established and maintained the contact and relationship with the client throughout the mortgage loan process.
    3. Established and maintained the contact and relationship with office support to ensure operations met the client's expectations.
    4. Built internal and external relationships to increased targeted sales goals Adhered to all required lending policies, procedures.
    5. Maintain the confidentiality of both customer and Bank information ensuring compliance with Bank Policies & Procedures.
    6. Assisted in achieving CRA goals and executing CRA activities.
    7. Review close loans for delivery to HUD for ensuring OC final loan portfolio to ensure accuracy, consistency.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Executive
Education
Education
Psychology


Mortgage Specialist/Technician Resume

Headline : Over 10 years of mortgage lending professional experience with portfolio and secondary market mortgage experience. Committed to providing superior customer service and able to multi task effectively.

Skills : Microsoft Office, Outlook, Acrabat Adobe.

Description :

    1. Working in the tax department for Bank of America involved working with tax collectors all over the country to research.
    2. Making calls sending faxes and using websites and also sending a written request via mail to obtain information.
    3. Updating mortgage accounts with research obtained and requesting payment for properties with delinquent taxes.
    4. Working with other departments and doing our assigned task for completion of loan modifications for many of our borrowers.
    5. Long experience and vast knowledge of all aspects of the department an additional role of mine was to help train new associates.
    6. Assisting borrowers over the phone for general mortgage account inquiries which involved meeting high-quality customer service standards.
    7. Maintaining department quality and productivity standards and also cross-selling products recommended by the company.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
High School

Mortgage Specialist/Technician Resume

Summary : Highly organized analytical professional with superior goal setting, decision-making, and problem solving skills. Solid reputation for having positive impact on both internal and external support.

Skills : Ms-office, Ms-excel.

Description :

    1. Call center personnel for the RESPA Remediation project team using USAA protocol for inbound & outbound member.
    2. Goals equal conducting a post-closing audit on mortgage loans to ensure adherence to federal regulations.
    3. Explanation of the process, curative refund determination & amount pertinent to the original loan, disclosures.
    4. Provision to members the review of Good Faith Estimate versus HUD-1 Settlement Statement for any questions.
    5. Quick Response/Release team to facilitate approvals/defects aimed at compliance regulations.
    6. Successfully trained for TRID quality analysis of Closing Disclosure (CD's) format and timing.
    7. Trained on Verification of Employment analysis and documentation. passed auditing process and authorized for individual reporting/analysis of status.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Diploma

Mortgage Specialist III Resume

Summary : Strong leadership skills which have enhanced proven ability to work as a team member while leading and managing others, along with strong customer service skills.

Skills : Ms-office, Ms-excel, Communication skills.

Description :

    1. Analyzed applicant's credit profile at initial credit decision ensuring bank policy was followed by issuing a conditional pre-approval credit decision.
    2. Verified all credit and fraud discrepancies reflected on the borrower credit report were within compliance with the U.S.
    3. Patriot Act through Fraud Guard, Rapid Reporting or Data-Vision software.
    4. Reviewed and cleared all conditional approval conditions associated with debt to income ratio, combined loan to value.
    5. Escalated red-flagged items including fraud alerts.
    6. Assessed complex allegations of mortgage fraud, including fraud related to the origination, processing, and underwriting of loans.
    7. Ordered and reviewed manufactured home, land lot, full and drove by appraisals required by program-specific guidelines.
Years of Experience
Experience
10+ Years
Experience Level
Level
Management
Education
Education
Diploma

Mortgage Specialist/Representative Resume

Summary : Over Ten plus years of experience processing, closing, and selling mortgage loans at a high volume. Strong leadership skills which have enhanced proven ability to work as a team member.

Skills : Communication skills, Ms-office.

Description :

    1. Maintain an efficient work process for five loan officers Write procedures for my department to maintain and comply with all internal and external regulations.
    2. Schedule and coordinate with multiple parties at different levels through the entire loan process Report monthly financials.
    3. Performing any loan or documentation verifications internally or through a third party.
    4. Ordering/reviewing any necessary documents, including title commitments, appraisals, etc.
    5. Preparing and shipping a closed loan package to an investor. Clearing pre or post investor purchase conditions in a timely manner.
    6. Assist in resolving any loan-related problem issues. Handle any additional mortgage department-related projects as assigned.
    7. Awareness and compliance with all federal, state, lender, and internal regulations and policies.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
Finance

Lead Mortgage Specialist Resume

Summary : Creative professional with extensive project experience, from concept to development. Experience includes group leadership, with an emphasis on cooperation and communication.

Skills : Microsoft Word, Microsoft Excel, MS Office, Management.

Description :

    1. Monitored and provided oversight to local jurisdictions that received federal funds through the Community Development Block Grant Program.
    2. Serviced a portfolio of Federal grants, tracked phone statistics and satisfaction surveys to ensure quality standards were met or exceeded.
    3. Designed a training program for new mortgage representatives and developed escrow analysis training for new hires.
    4. Project managed insurance outsourcing conversion and coordinated all phases including system implementation and training.
    5. Projected annual savings due to staff reduction and improved efficiency.
    6. Received and reviewed all appropriate files from loan officers and loan originators.
    7. Provided support to Home Mortgage Consultants by collecting documents required for home mortgage qualification from borrowers.
Years of Experience
Experience
10+ Years
Experience Level
Level
Senior
Education
Education
MBA

Mortgage Specialist/Co-ordinator Resume

Summary : To obtain a position with a reputable company, where can continue to advance professional development, and where can manifest the multiple attributes that have acquired in professional career.

Skills : Ms-office, Ms-excel.

Description :

    1. Analyzed in detail assets of various account types, income from various sources and credit documents.
    2. Served as a liaison between Home Mortgage Consultants, processors, borrowers and the underwriters that resulted in customer loyalty.
    3. Utilized vendors and business partners to efficiently obtain underwriting conditions to clear loans for closing that resulted in profits for the company.
    4. Effectively managed an average pipeline of loans comprised of purchase and refinance loans.
    5. Coordinated between Home Mortgage Consultants, borrowers, underwriting department and management.
    6. Prepare mortgage closing documents to meet state-specific standards. Transitioned from a contract position to a core position within nine months.
    7. Effectively handled client requests and questions driving an increase in service level satisfaction.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Associate

Mortgage Specialist/Supervisor Resume

Objective : To obtain a position in an organization where there's room for growth while also challenging ability to grow; an organization where can maximize talents, desire and ability to succeed an Company that creates an environment where my dependency creates my independence thus allowing me to do what is needed to succeed and not what I have to do.

Skills : Communication skills, Ms-office.

Description :

    1. Supervised team members while maintaining a pipeline of loans.
    2. Responsible for performing loan documentation duties on the most complex loan packages to ensure compliance.
    3. Contact internal and external customer contact during the loan process.
    4. Manage assigned pipeline of all loan types relative to a business line.
    5. Negotiate and determine viable solutions to make deals work while balancing high credit quality.
    6. Ensuring unit work is completed on time and accurately by planning, coordinating and monitoring daily activities.
    7. Reviewing loan disbursement requests; processing disbursements; preparing loan demands and reconveyances.
Years of Experience
Experience
0-2 Years
Experience Level
Level
Junior
Education
Education
A.A

Lead Mortgage Specialist Resume

Headline : Experience with an emphasis in corporate knowledge 3 years of Foreclosure, computer skills with an emphasis on Microsoft Office products Team player with the ability to communicate and grow with diverse teams.

Skills : Technical Skills, Good Patience.

Description :

    1. Collected, reviewed, processed and closed loan modifications. Made sure foreclosure is done according to government regulations.
    2. Advised customers on the bankruptcy proceedings and court orders.
    3. Assist homeowners in order to adjust loan modifications to assist with forbearance.
    4. Reviewed in order to maintain all paperwork appropriately with compliance Prepared and submit documents, data, and records.
    5. Answered inbound calls in a call center Provided courteous and professional customer service.
    6. Assisted mortgage customers with billing inquiries Posted mortgage payments via credit card Ordered loan documents.
    7. Prepare loan applications for submission; gathering documentation per guidelines for the specific loan programs.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Information Systems

Mortgage Specialist Resume

Headline : To invest skills and experience as well as professionalism in a company where it will beneficial to both.

Skills : Sales, Customer Service, Quality Assurance.

Description :

    1. Worked with branches in the assigned market area to build relationships, assists branch associates in understanding real estate loan products.
    2. Interviewed applicants and requested specified information for loan applications.
    3. Analyzed applicants financial status, credit, and property evaluation to determine the feasibility of granting loan.
    4. Compiles loan package and facilitates negotiation with applicants according to established standards.
    5. Approves loan within specified limits or refers the loan to loan committee for approval.
    6. Ensured loan agreements were complete and accurate according to policy. Assured timely loan closing and funding activities.
    7. Promoted and cross-sell other company products and services as appropriate to member needs.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Insurance License