Senior Mortgage Banker Resume Samples

A Senior Mortgage Banker is a specialized loan officer who deals with home mortgages. The job description entails meeting potential clients and guiding them through the application process. While the duties vary greatly based on the type of financial institution, the following are certain core duties seen on the Senior Mortgage Banker Resume – soliciting business through seeking new business; developing and maintaining referral relationships with various professionals; performing financial analysis, collecting and analyzing financial data; performing financial counseling; cold-calling clients and sending out advertisements through the mail; and determining if the client is a good investment and can be granted the loan.

Employers look for resumes that denote the following skills – developed analytical skills; basic mathematical abilities; working knowledge of MS Office Suite programs; solid understanding of FHA and HUD guidelines; experience and knowledge of conventional and government guidelines in loan underwriting; and proficiency with loan underwriting software. At a minimum, the bankers are supposed to be graduated from an accredited college.

Senior Mortgage Banker Resume example

Senior Mortgage Banker Resume

Headline : To secure a Senior Mortgage Banker position with a stable and profitable organization; can be a member of a team and utilize business and lending experience to the fullest. .

Skills : Sales, Client Relations, Organizational, Problem Resolution, Communications, Word, Excel.

Description :

    1. Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, and other financial information.
    2. Meets with applicants to obtain information for loan applications and to answer questions about the process.
    3. Explains to customers the different types of loans and credit options that are available, as well as the terms of those services.
    4. Reviews loan agreements to ensure that they are complete and accurate according to policy.
    5. Handles customer complaints and take appropriate action to resolve them.
    6. Stays abreast of new types of loans and other financial services and products to better meet customers' needs.
    7. Reviews and updates credit and loan files.
    8. Submits applications to credit analysts for verification and recommendation.
    9. Computes payment schedules.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Master's


Senior Mortgage Banker/Analyst Resume

Objective : Exceptional loan officer with extensive mortgage lending experience primarily in high volume retail. Very dependable, professional and detail oriented. Strong familiarity with government, conventional, reverse & hard money lending guidelines. Extensive purchase money / realtor experience. Licensing includes: Arizona, CA DOC, Colorado, Utah, passed UST, FL, NY. Never failed a licensing exam.

Skills : Excellent Customer Service , Sales & Marketing, Motivated, Motivated, Real Estate, Clerical, Multi-Tasker, People Person, Microsoft Office.

Description :

    1. Established a professional relationship and personal rapport with prospective clients.
    2. Gathered and documented qualifying data while assessing the client's needs Developed a financing solution and gained the client's business through assumptive selling and benefit analysis.
    3. Performed an initial underwrite of the loan to determine eligibility for approval.
    4. Gathered required supporting documentation from the client and created an initial mortgage application.
    5. Guided the client through full approval process from conditional approval to close.
    6. Completed sales calls daily in order to gain new clients and maintain existing clientele.
    7. Assisted the title, closing, and funding departments in completing real estate closing transactions.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Bachelor's


Jr. Senior Mortgage Banker Resume

Objective : To join a company that will utilize work ethic and ambition to foster a new level of success; believe that leadership, character and expertise are a proven asset.

Skills : Sales & Marketing, Finance, Team Leadership.

Description :

    1. Hired as a partner for Chase Bank Retail in order to acquire new mortgage business, establish high-quality support/customer service as well as maintain a high degree of visibility for Chase in the marketplace.
    2. Created and renewed departmental business under conventional loans, FHA loans, jumbo loans, commercial loans, and second mortgages; resulting in approximately 110 million dollars funded.
    3. Operated in a highly complex environment supporting an average loan pipeline of 65 files.
    4. Maintained fiduciary responsibilities associated with JP Morgan Chase and clientele, resulting in substantial referral growth.
    5. Led new employees in creating and institutionalizing daily operating functions of originating and closing loans.
    6. Administered the organization of the processing of the loans, maintaining the underwriter's guidelines and loan closings.
    7. Coordinated these services across America and internationally.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
MBA

Senior Mortgage Banker I Resume

Objective : 10 years combined experience in customer service, supervisory, property management, real estate finance within the real estate and armed forces industry. Currently own and manage multi-family investment property; maintain accounts receivable, monitor financial statements and budgets, marketing and leasing property, data collection and analysis, assemble and utilize contract teams, address tenant issues and solve problems.

Skills : Excellent Analytical , Analytical Recruiting.

Description :

    1. Reviewed lending guidelines and industry standards to appropriately place qualified clients in the best-fit loan products Develop, direct, and negotiate customer sales agreements.
    2. Conducted business meetings with lenders' leadership to pursue new profitable business opportunities and product developments and to increase market share.
    3. Provided training to lenders in regards to LendingTree policy, procedures, products, programs and technology.
    4. Consulted with lender to improve their success and minimize their margin per closed loan.
    5. Responsible for setting up filters and capacity within the Database system to ensure a smooth implementation process Respond to inbound lead requests from lenders.
    6. Worked with realtors, builders, insurance agents, investment advisors, and their clients to originate mortgage loans that met their specific portfolio needs.
    7. Assisted colleagues in developing relationships with referral sources.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
MBA

Senior Mortgage Banker II Resume

Headline : To obtain a full-time Senior Mortgage Banker position that will utilize exceptional communication and negotiating skills and experience in Customer Service.

Skills : Loan Officer, Loss Mitigation, Finance, Credit, Collections, Insurance, Real Estate, Prime Lending, Encompass, Calyx Point, DU, LP.

Description :

    1. Develops relationships with realtors and appraisers for referral sources.
    2. Explains the differences in all the Mortgage products to help customers compare their different options to help them make informed decisions on the kinds that best fit their needs.
    3. Reviews applications for qualification.
    4. Refers to some loans to other departments for special consideration.
    5. Reviews the requests of appraisal, title, escrow companies and other partners' reports.
    6. Stays up to date with the constantly changing government lending regulations and be in compliant with all the new lending laws.
    7. Maintains licensing standards in accordance with company and industry.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
Law

Senior Mortgage Banker III Resume

Summary : A Seasoned and Result-Oriented Professional Manager with over 10 years of demonstrated experience in leading successful teams for large financial services enterprises in the metropolitan area. Experienced in the management of large projects and leading innovative teams. Experienced at working with all levels of business to achieve sales targets.

Skills : Relationship Management, Relationship Building, Problem Solving, Automotive.

Description :

    1. Responsible for originating new and refinance mortgages.
    2. Personally generated over $20 million in new home loan business.
    3. Negotiated over $15 million home purchases and sales.
    4. Generated over $5 million in home refinance business.
    5. Created all TILA-compliant sales materials to boost business.
    6. Assisted first-time home buyers by conducting informational financial guidance seminars.
    7. Held open houses to engage prospective clients and support realtors.
    8. Collaborated with home inspectors to determine all actions needed prior to closing.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Master's

Asst. Senior Mortgage Banker Resume

Objective : Highly accomplished and versatile individual well-positioned to leverage proven motivation, utilize critical thinking skills, and communication talents to excel as an instrumental team member. Interested in a position that would draw upon strong sales and marketing background.

Skills : Excellent People Skilled communicator and orator.

Description :

    1. Acquired and deepen relationships with clients through comprehensive needs based promotion and marketing of mortgage products to clients inside and outside the branches footprint.
    2. Increased production in the market due to experience in the mortgage industry and close proximity to local hospitals and medical offices in the area.
    3. Tasked with turning the mortgage dept. into a productive Colorado entity.
    4. Increased Jumbo loan production over 90% Tasked with Colorado, RESPA guidelines, and to educate others in the organization.
    5. Communicated all NEW upcoming guidelines to all LO's Successfully marketed the Bank in the local areas around the branches.
    6. Established realtor relationships through proven expectations Skills Used Leadership, computer skills, people skills, developed relationships with builders, realtors, and borrowers.
    7. Held full accountability for prospecting, originating, and closing residential conventional, FHA, and VA mortgages in all 50 states.
Years of Experience
Experience
2-5 Years
Experience Level
Level
Junior
Education
Education
Bachelor's

Associate Senior Mortgage Banker Resume

Headline : Highly motivated professional with a consistent record of obtaining and exceeding goals, seeks a career opportunity with a lending or financial service related institution with a history of performing client related needs and services. Consistent and dependable professional with a history of providing A+ customer service.

Skills : Proven leadership and interpersonal in community, Successful organizational and management experience in large scale events.

Description :

    1. Consistently maintained Senior Banker status due to commitment and passion to consistently exceed corporate and personal sales goals, while focusing on outstanding customer service.
    2. Maintained distinction of Top Revenue Banker, for multiple months.
    3. Consistently exceeded monthly sales goals pursuing leads from a diverse range of sources.
    4. Excelled in an extremely competitive sales environment.
    5. Demonstrated ability to quickly learn industry products and services, ranging from conventional products to non-traditional programs.
    6. Ability to developed leads as well as sustain client relationships, resulting in additional sales and referrals through persistent consultation, to identify needs, and sell appropriate products.
    7. Professionally analyzed financial statements and credit history of clients to asses and minimize risk.
Years of Experience
Experience
5-7 Years
Experience Level
Level
Executive
Education
Education
BA

Senior Mortgage Banker/Consultant Resume

Summary : Senior Mortgage Banker's ability to build connectivity and rapport with clients will contribute to overall success.

Skills : Sales Experience., Mortgage Finance.

Description :

    1. Solicited and serviced a variety of residential loans from FHA to conforming.
    2. Interviews applicants and recommend approval of customer applications for residential loans.
    3. Analyzes applicant financial status and credit to determine feasibility of granting loan.
    4. Approves loan within established limits or refers to loan-to-loan committee for approval.
    5. Verifies loan agreements for completeness and accurate according to policy.
    6. Provides exemplary customer service to develop relations and referrals for future business.
    7. Exceeds current closure rate to increase company profitability and personal gain.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Consultant
Education
Education
Bachelor's

Senior Mortgage Banker Resume

Summary : Background includes a strong record of experience and achievements for building an account base from scratch, establishing company presence in new markets, maintaining relationships with key clients and referral sources, supervising a team of high producers, increasing sales, and exceeding goals. Dedicated professional with a proven ability to quickly learn/adapt to new business procedures and environments.

Skills : Business operations, call center management, advanced.

Description :

    1. Provides mortgage lending services for residential and commercial customers in a highly competitive market with no existing accounts.
    2. Grows the loan portfolio, expand the client base, and improve profitability through creative prospecting, networking, cross-selling, and relationship-building.
    3. Generates new leads through mailing campaigns, contacts with local realtors, and referrals from existing clients.
    4. Works with clients throughout all phases of loan closing, including counseling applicants and analyzing their consumer debt ratio, credit reports/histories, and tax returns to determine individual needs as well as the feasibility of granting the loan.
    5. Differentiates the company from other lenders by providing personalized customer service and focusing on best combination of interest rates, service, and turnaround time for loan processing/closing.
    6. Locates financing for clients with a variety of credit histories and place them in proper loan programs.
    7. Serves as the liaison between clients and loan processing to ensure that all underwriting conditions are met and loans are closed on schedule.
Years of Experience
Experience
7-10 Years
Experience Level
Level
Management
Education
Education
Bachelor's