A Real Estate Loan Officer is an evaluator who evaluates and authorizes real estate loans. These officers evaluate the financial status of the loan applicant and undertake the following work activities listed on the Real Estate Loan Officer Resume – updating account records and reviewing loan files, meeting with loan applicants to identify their needs, analyzing active loan files regularly, recommending solutions to speed up the loan process, monitoring and updating account records, submitting loan applicants, preparing detailed loan proposals, and operating in compliance with laws and regulations.
Those seeking this job role must be able to denote on the resume the following skills – solid understanding of local, state, and federal loan regulations, familiarity with computers and banking software, customer service skills, and exceptional sales skills. A bachelor’s degree in finance or a similar field is commonplace among job applicants.
Objective : Seeking a challenging Real Estate Loan Officer position with opportunities to strengthen and further my career. An independent, self-motivated business professional capable of operating from a remote office, with a high goal-oriented, result-achieving personality. Over 18 year's strong and diverse experience in sales and customer relations.
Skills : Research, Recruiting.
Description :
Responsible for meeting individual and department mortgage loan production goals, supporting overall goals.
Provided guidance and information relevant to the risks and benefits of each mortgage lending program the applicant is qualified for; effectively explain and communicate the terms of each product, and ensure all necessary documents are signed by the borrower.
Analyzed detailed financial and credit data, matching the applicant's needs with an appropriate loan program.
Understood and effectively applied mortgage lending policies and procedures to all mortgage lending situations.
Provided valuable input to Loan Procedures manuals, including updates, revisions, and the creation of new policies and procedures.
Maintained knowledge and adheres to all BSA regulations and compliance standards on internal and external policies.
Knowledged of Conventional, FHA, VA, USDA and special home loan programs.
Experience
2-5 Years
Level
Executive
Education
BS
Real Estate Loan Officer Resume
Summary : Interesting in becoming a Real Estate Underwriter. I do not have prior experience, but have done every other position surrounding real estate loans (Originator, Processor and Closer). A very detail oriented person and feel that this position would fit my personality well.
Skills : Outside Sales, Relationship Management.
Description :
Worked with all loan products: Conventional, FHA, RD and VA.
Collaborated with wholesale lenders and internal banking units to obtain funding and underwriting.
Provided mortgage services for many clients, explaining options and facilitating sales of additional services.
Tenaciously researched loans, communicated with underwriters to ensure proper strategies are used.
Maintained client communication via direct mail, providing information about industry updates and rate changes.
Researched credit reports.
Trained processors techniques, new trends, latest documentation rules and client strategy during sales meetings.
Experience
10+ Years
Level
Senior
Education
MS
Real Estate Loan Officer Resume
Summary : Following up with referrals schedules the initial appointment, and answers any questions the member may have regarding their loan, Scheduling the closing appointment with all necessary parties. Manages MLO schedule.
Skills : Microsoft Office, Planning Skills.
Description :
Taught and supported loan officers to complete loan application, communicate with clients, answer loan industry and product questions, and improve performance.
Familiared with all regulations governing mortgage lending, with particular emphasis on rules and regulations governing real property lending on home loans and secondary emphasis on home equity loans.
Participated in assignments to obtain Regulatory knowledge, company processes and corporate goals. Audit 20 N.Y., 20 Mass. and 20 Ct. claims.
Engaged with leadership and employees through project exploration.
Reviewed Police Reports and upload Data into Fusion.
Reviewed ISOs and upload Data into Fusion.
Executed loan origination process, including underwriting, closings, and disbursements of Home Equity Lines of Credit, Owner Builder Construction and purchase/equity extraction of Land loans.
Experience
10+ Years
Level
Senior
Education
GED
Real Estate Loan Officer Resume
Headline : Reviewing and ensuring documentation needed for processing is in the file (including but not limited to paystubs/W2s/bank statements from Member, property-related documentation, Organizing file in the appropriate order as indicated by the checklist, and submits an application to the processing team.
Skills : Customer Service, Communication Skills.
Description :
Secured financing for borrowers on real estate investment portfolios.
Demonstrated Leadership qualities and moved into Sr.
Loaned Officer Position after 60 days.
Demonstrated industry-leading qualities and standards, promoted to acting Branch Manager.
Actively ran meetings as well as trainings interactively and effectively increasing sales quotas.
Followed up with existing borrowers and brokers for referrals and additional revenue.
Adhered to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision and values.
Experience
5-7 Years
Level
Executive
Education
BA
Real Estate Loan Officer Resume
Headline : Organizing, common sense drove supervisor and Veteran with an innate ability to influence others in exceeding their own expectations. Goal oriented and focused on meeting company objectives. NMLS ID: 386064.
Skills : MS Office, Sales Manager.
Description :
Processed all loans for completeness before submitting to underwriting for final Approval per DU/LP findings.
Wrote policies and procedures.
Worked closely with Real Estate Agents and other sources for referral sources.
Called of new agents and Real Estate Offices for business.
Oversaw day-to-day operations of Office and daily Reports to Supervisor.
Supported a diverse and inclusive work environment.
Demonstrated a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival, using their name or acknowledging them, and thanking them for their business.
Experience
5-7 Years
Level
Executive
Education
High School Diploma
Real Estate Loan Officer Resume
Objective : A highly talented and accomplished Finance and Business executive with 16 years of lending and banking experience as well as a background in financial analysis business management. An expert in the areas of loan analysis, procedures, and approval. Highly knowledgeable in lending laws, banking regulations, and underwriting techniques.
Skills : Sales, Managing Skills.
Description :
Owned mortgage company offering a wide variety of loan programs to include conventional, government, and portfolio loans.
Built this company from the ground floor through marketing ourselves to Realtors, for sale by owners, home shows, and setting up with secondary market purchasers of real estate loans.
Required knowledge of FHA, VA, USDA, and conforming and non-conforming conventional loan standards.
Responsible for interviewing the borrower, collecting documentation, processing underwriting FHA, VA, and conventional loans and attending the closing.
Worked closely with Realtors, appraisers, title companies, underwriters and investors.
Greeted members in person or by phone.
Determined their needs and listened for ways to strengthen member relationships.
Experience
2-5 Years
Level
Executive
Education
GED
Real Estate Loan Officer Resume
Objective : Real Estate Loan Officer offering over ten years of experience in mortgage and home equity loan originations, seeking employment for continual growth and satisfaction while meeting company's goals. Licensed Mortgage Loan Originator Bilingual English & Spanish Home Equity Loan Officer Strong Work Ethic Retail Banker Multi-Task MS Word, Excel, Windows Detailed and Service-Oriented Effective Interpersonal Skills Adaptability/Quick Learner.
Skills : Mortgages, Planning Skills.
Description :
Originated real estate loan applications via the telephone and referrals.
Analyzed applicant's financial status, credit, and property evaluation to determine the feasibility of granting loan and computed payment schedules.
Explained various loan types and credit options available.
Cross sold other bank products and services I.e. credit cards, deposit accounts.
Responsible for adherence to bank's credit policies and federal compliance regulations.
Solicited mortgages from bank and REALTOR referral partners.
Reviewed, filtered and replyed to MLO emails that are customer service in nature (insurance, account or post-closing related questions).
Experience
2-5 Years
Level
Executive
Education
MS
Real Estate Loan Officer Resume
Headline : Organizing and ensuring that closing packages are signed and correctly completed after loan closing to be sent to the post-closing team, Assisting with post-closing items and documentation needed, and also Demonstrating teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
Skills : Event Coordination, Negotiation Skills, Problem Solving.
Description :
Closed volume in the third month of production, achieving 2nd place top of the leaderboard.
Honored with multiple awards during tenure, including repeated Top Producer distinctions (four months in a row of $ 1.7+ M funded volume with proceeding months $900 +K funded volume, consistently meet or exceed $600k - 750k min requirement.
Presented different loan options based on buyer needs assessment and/or financial goals.
Pre-qualified and pre-approved applications.
Analyzed financials including credit reports.
Calculated income using tax returns for self-employed borrowers (sole proprietor, Partnership, and corporate tax returns).
Originated and help facilitate both in-house and secondary market real estate loans.
Experience
5-7 Years
Level
Executive
Education
Associate In A.A.
Real Estate Loan Officer Resume
Objective : A Real Estate Loan Officer position within an organization will allow me the opportunity, compensation, support, and stability which I am looking for at this point in my career.
Skills : Planning Skills, Mortgage.
Description :
Attracted new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective members.
Met with members as necessary during various stages of the loan process.
Utilized Consumers CU training materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to both external members and internal business partners.
Ensured exceptional member experience by overseeing loan process from origination to close and providing ongoing communication to members and business partners.
Achieved production goals as established by Consumers CU.
Oversaw and ensured successful completion of all assigned Mortgage Loan Officer Training activities.
Interviewed real estate loan applicants.
Analyzed applicants' financial status, credit, and property appraisals/evaluations to determine loan feasibility.
Experience
2-5 Years
Level
Executive
Education
B.A. In Business Admin
Real Estate Loan Officer Resume
Objective : Commercial and Industrial Real Estate Loan Officer professional that excels at building and maintaining high-level business relationships, communicating effectively and persuasively through both verbal and written communication, and focused on providing the very best genuine service possible.
Skills : Banking, Lending, Personal Lending, Small Business Lending.
Description :
Reviewed existing /pending files on a periodic basis and takes appropriate action to effect proper security filing, disbursements, adverse action, or loan cancellation as appropriate.
Increased First Interstate Bank mortgage department sales and profits by 300%.
Followed compliance and government laws and regulations concerning secondary market financing.
Gathered items needed for verification and third-party compliance.
Reviewed and Analyzed Customer Service Surveys for the past 6 months.
Prepared a spreadsheet to discuss findings and advise of trends.
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